Kushandisa Mitemo yeNyika paMisha Yekutengesa

Nzira Yokutengesa Kumba Kwenyu Kuburikidza neKambani Yenyika

Mvumo yemigodhi inobatsira zvinoshandiswa nevatengesi vari kutengesa imba uye vachifungisisa kutakura mari kune mutengi. Inopa vatengesi mari yakavakwa uye inowanzova nehuwandu huri nani kune huwandu hunowanikwa pamari yemakethe yemari kana zvigwaro zvekuisa. Zvisinei, mutengesi akangwara anofanira kutora matanho ekuchengetedza kuenzana uye kuvimbisa kuti mutengi anogona kuzadzisa mitemo yesangano renyika.

Kusiyana Pakati peNyika Contract uye Mortgage

Nyika zvibvumirano ndezvokuchengetedza zvibvumirano pakati pevatengesi, vanozivikanwa seMutengesi, uye mutengi, anozivikanwa seVendee.

Mutengesi anotakura mari yeVendee, iyo inogona kunge inenge isingave isina chikwereti. Kusiyana kukuru pakati pekontrakiti yenyika uye chikwereti ndiye mutengi haagamuchiri chiito kana chikonzero chakajeka cheimba yacho kusvikira chibvumirano chenyika chabhadharwa.

Dzimwe nyika dzine mitemo inobata chibvumirano chepasi chakafanana nechitendwa chekutendwa, uye iyo michipatimendi yenyika inopa mutsigiri, kupa "mutengesi wekutengesa" mutsigiri kuti atange matanho ekutsvaga muitiko apo Vendee anokanganisa chibvumirano. Mamwe magwaro anopa vatengi nguva yakareba yokuregererwa, yakafanana kune avo vari pasi pebhadharo. Nokuda kwezvikonzero izvi, zvakakosha kuderedza mikana yekusakanganiswa nekutangira-kukodzera Vendee.

Kudzivirira Mutengesi paNyika Land Contract Sale

Kana iwe uine chikwereti chepasi, uchipa sarudzo pakati pekontrakiti yakarurama kana kambani-yakapoteredza, shandisa chikwata chekote-svondo. Ichakupa iwe kupfurikidza kune iyo inowanikwa chido chekuda mari yekutanga yekubhadhara.

Kumbira mazano ezvemutemo pamusoro pekuparadzanisa chikamu. Uyo anokweretesa anogona kudana chikwereti chako chekubhadhara uye achibhadhara kana uyo akweretesa akawana iwe wakatengesa imba kuburikidza nechibvumirano chenyika.

• Gamuchira Chikwereti Chikwereti kune Mutengi. Kana mutengi akaisa chikwereti, akazobhadhara zvishoma kune vamwe chikwereti kana, zvakanyanya, pasina chikwereti, zvinyorwa izvi zvinopesana ndeye mureza mutsvuku.
  

• Tsvaga Title Inishuwarenzi . Tsvakurudzo yekutsvaga yezvinyorwa zvevanhu zvicharatidzawo zvirevo kana kutongwa kwakaiswa kune mutengi. Imwe nyanzvi yekambani inogona kukumbira kugutsikana kweiyo encumbrances isati ichatsigira chibvumirano chenyika pamutemo wechirevo . Kumbira kuti uone kopi yemutauro wepakutanga (kana kuzvipira kwehututi yerutivo) kuti uone kana kutsvakurudza kunoratidzira chero chinhu pamusoro pomutengesi.
  
• Kumbira Kubhadharwa Kubhadhara Kwakawanda. Vatengi havakwanisi kubva kune imwe kambani yenyika kana kurega kubhadhara chikamu chekutengeserana kwekutengesa kana mutengi aita chikwereti chikuru. Kana mari yakawanda inotengeswa mberi, zvishoma zvishoma mutengi achangotadza kurasikirwa nayo.
  
• Takura Mari Yenguva Pfupi. Iwe unogona kubhadhara chikwereti kwemakore makumi matatu, asi bvunza kubhadhara kubhoron mushure memazuva mashanu kana gumi. Izvi zvinotendera mutengi kugadzirisa kana kutengesa imba kuti akubhadze iwe mangwanani. Tarisa kuona kana rudzi urwu rwekubhadhara runoenderana nemitemo yenyu yehurumende. Balloon payments zvinogona kurambidzwa.
  
• Tsidzira Basa RaMutengesi. Iva nechokwadi chokuti mutengi anoshandiswa uye ave achishandiswa kwemakore maviri, zvichida kwenguva refu. Bvunza kana mutengi achishanda nekambani kana kuti chibvumirano chebasa uye kana nguva yekushandira ingagadziriswa kugumisa chero nguva pfupi.
  

• Kumbira Zvinyorwa Zvako. Tarisa zvinyorwa zvomutengesi, kusanganisira vashandi vekare vekare. Bvunza nezvemari yekubhadhara pane zvikwereti zvapfuura, kwete kungoita zvekugara ikozvino nokuti dzimwe nguva vatengesi vangareva chero chinhu kuti vawane muridzi weimba yacho. Dzokera kune muridzi wemba pamberi pomuridzi weimba uye iwe mubvunze.
  

• Kumanikidza Mutengi Kuti Awane Muridzi Weimba Inishuwarenzi. Iwe hausi kuda kuva nemhosva yeimba mushure mokunge kontrakiti yenyika isayinwe uye ichizivikanwa. Iva nechokwadi chokuti mutengi anokudana iwe sewezve inshuwarisi yakawedzerwa uye uwane kopi yemuiti weimba ye inshuwarisi .
  
• Isa Gwaro Rekubvisa. Mabhengi akawanda uye masangano ezvemari anopa basa rinozotora mari kubva kune mutengi uye kuvatumira kwauri kana kuisa mubhadha yako yebhangi. Iyo inodzivirira mutengi kubva pakuziva kero yako yepamba, uye urongwa hunokusunungura iwe kufamba.
  

• Unganidza Mitero Kubva kuVendee. Kumbira Vendee kubhadhara mitero kune kambani yako yokubhadhara. Iko kambani inogona kutora mutero kubhadhara weimba yako uye unogona kuva nechokwadi kuti mitero ichabhadharwa panguva.
  
• Itaiwo Mutengo Wokubhadharwa Kwekupedzisira muNyika Contract. Kana iwe uri kubhadhara chikwereti chekubhadhara chikwereti, iwe unoda kugamuchira zvikwereti zvako panguva yakakodzera kuti usapedza iwe pachako kutora mhaka. Mutengesa mutengi mari yakakodzera yekubhadhara yakagamuchirwa nguva yekunyengedza mutengi kubhadhara panguva.
  
• Iva nechokwadi chekuenderera mberi kwekuchengetedza nekuchengetedza. Funga kusanganisira kushandiswa kwechimbichimbi mubvumirano , izvo zvichakubvumira kuita kuti Vendee agadzirise nzvimbo iyo mamiriro edzimba inova mungozi kune mari yako yekutsvaga mari.
• Dzivisai Vendee Kubva Kugovera Chibvumirano. Mushure mokunge maita basa renyu rechikoro kuti mubvumire mutengi uyu, hamudi kupa mutengi kodzero yekupa kambani kune chimwe chinhu chisingazivikanwi.
  
• Taura nemutemo. Zvakakosha kushandisa mari mashoma madhora kuti uwane mazano ezvemutemo usati wapinda mukonesheni yenyika. Kunze kwekudaro, gweta rinogona kufunga nezvechimwe chinhu chandisina kurashika mune iyi bullet-point list.

Panguva yekunyora, Elizabeth Weintraub, Cal BRE # 00697006, ndiye Broker-Associate kuLyon Real Estate kuSacramento, California.