Sei uye nei John Bogle akatanga Vanguard

Jack Bogle - Mukuru we Index Investing

John C. "Jack" Bogle ndiye Muvambi weVanguard Group, Inc., uye Mutungamiri weBogle Financial Markets Research Center. Akasika Vanguard muna 1974 Bogle yakavaka kambani yehurumende yekambani yakapoteredza pfungwa yake yokuti mari yakaderera yemari yakakwanisa kupa hutano huri nani kune mutengi wekugara kwenguva refu. Akashanda seChituri uye Mutungamiri Mukuru kuVanguard kusvikira muna 1996 uye VaMatungamiriri kusvikira muna 2000.

Bogle's 8 Mitemo yekutanga yekutsvaga

Kunyoresa iri pamucheto weBogle wekutsvaga mazano. Mubhuku rake rakakurumbira, Common Sense paMutual Funds: Zvitsva Zvitsva zveMuchengeti Wenjere, anogovana nevadzidzi vake mitemo yekutanga yekushambadzira:

1. Sarudza mari shoma
2. Funga zvakanyanyisa kuwedzerwa kwezvipo zvezano
3. Usapfuudza mari yepasiti yakapfuura
4. Shandisa chiitiko chekare kuti uone kusagadzikana uye njodzi
5. Chenjerera nyeredzi (seye, star star mutual fund managers)
6. Chenjerera uwandu hwenyika
7. Usava nemari yakawanda kwazvo
8. Tenga yako fund fundfolio - uye itai

Bogle Inotengesa Philosophy: Simba uye Zvinyorwa zveIn Index Kuisa

John Bogle tsanzvi yekutsvaga mari yakaita kuti ave nekodzero yekutanga yekuwana mari yevanhu vose, Vanguard 500 Index (VFINX) muna 1976. Kusvikira nhasi, mari yacho ndeimwe yepamusoro yeS & P 500 Index yekushandiswa uye mari yeVanguard ndeimwe yepamusoro uye unofarira mari imwe chete yezviiti-iwe-iwe pachako.

Bogle akadzidzisa kuti kuwirirana kwepamusoro mari yekodzero uye chido chevanhu erod error inodzokera kune mari inogadziriswa yakachengetedzwa kwenguva yakareba.

Nokudaro, iyo inowanzofungwa nenzira yekudhura uye kubudiswa kwezvipingamupinyi zvepfungwa zvinoita kuti index index ive yepamusoro yevatengesi, kunyanya kune avo vane nguva refu yenguva (yakapfuura makore gumi).

Iyi fungiro inogona kuiswa muchidimbu mupfungwa iyi: "Kana iwe usingakwanisi kurova 'em, shandisa' em. ' Achidzokera kumakoroji ake kuPrinceton, Bogle akacherechedza kuti vazhinji mameneja emari havana kukwanisa kurova maitiro avo, zvinowanzove yakajeka-yakajeka seS & P 500.

Kana vatevedzeri vezvikwata vachiomerwa nekurova iyo nhamba, sei uchangotora matanho akafanana ehurukuro, kuchengetedza kutungamira kunodhura pasi, uye kukunda nekungofananidza nekushanda kwekanyorwa?

Sezvavanotaura, zororo rose nhoroondo. Vanguard ndeimwe yemakambani makuru ekuchengetedza mari munyika uye kuratidza mari yekutsvaga mari inoramba ichiratidza maonero ake ekudhura kusina mari, kushandiswa kwekutsvaga mari yakaoma.

Bogle, iko zvino inotora muchengeti, kubudirira uye nguva dzose inoratidza kurudzi rwevatengesi kuti ibenzi kuedza nzira inogadziriswa inogadziriswa apo iri nyore, yakaderedzwa passively-inotarisirwa index index strategy inogona kupa zvakanakisisa kudzoka.

Vanguard inopawo Exchange Traded Funds (ETFs) , iyo isina kumbogamuchirwa zvachose naBogle, uyo akanyora maEFs sechiitiko chinogona kuva nengozi kumushambadzi wepakati.

Vanguard neBogle vane zvivimbika zvinotevera zvezviiti-ivo-iwe pachavo varairidzi vanozvidaidza ivo pachavo "Bogleheads" vanoda kuda kushandisa mazano aJack Bogle ekutsvaga mari uye nezvemari.

Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.