Kuvandudza Utano Hwenyu Hwepfungwa Nehutano Pamwe Bhenjeki, Chikamu II
Vimba nemugweta wako uye vashandi vake. Tine tarisiro kuti une gweta uyo akaratidza tsitsi chaiyo pamamiriro ako ezvinhu.
Ndinofunga kuti avo vanonyanya kutarisira ndevaya vanoita mabasa avo zvakanyanyisa, sevamwe veNational Association of Consumer Bankruptcy Attorneys. Ndinoziva vashomanana vashomanana vanopedzisira vatsigiri vasingatsvaki kupa vatengi vavo nefudzi kuti vacheme. Izvozvo zvakati, vazhinji havana kudzidziswa mune unyanzvi hwekufunga mupfungwa kana mupfungwa. Uyezve, haukwanisi kutarisira kuti vashandi ava vachakubvumira kuti iwe upinde mumisodzi yako. Vachatarisira kuti iwe uite zvaunofunga uye utore mazano avo nokuti vanoziva kuti nekufamba kwenguva nekutsigirwa iwe uchawana izvi. Regai vatungamirire. Vanoziva zvavari kuita.
Inzwisisa kuti hausi wega. Vanhu vazhinji vanokonzera kubhadhara, uye vamwe vakawanda vanotambura vasingatori danho iroro, vachiwedzera dambudziko ravo kure mune ramangwana. Iwe watora matanho anokosha ekuchengetedza hukama hwako hwemari. Zvichida uri kutototadza kunzwa mutoro wawakasimudza kubva pamafudzi ako.
Vakawanda vevatengi vangu vanotanga kunzwa vari nani apo vabuda kunze kwehofisi mushure mokunge vatanga kubvunzurudza. Izvo zvichaitika.
Tarisai Who Files Bankruptcy?
Dzoka mhosva yemhosva. Ndiyo mvura pasi pebhurogi. Iwe unogona kunge uchidanidzira kumakurukota ako ekare, urove matairi ako emudzimai wekare, kana kupa Mwari mhosva yekuputira nekenza, asi iwe unoziva kuti izvozvo hazvingakunakirei pakupedzisira.
Inguva yokuti iwe utore mutoro. Iwe unoziva kuti haugone kuenderera mberi sezvawakaita, uye iwe wakatora matanho ekuzvibatsira iwe pachako. Kuziva kuti iwe ndiwe nyanzvi yekusangana kwako kuchaita zvakawanda pamusoro pepfungwa yako kupfuura chero.
Verenga zvose zvaunogona pamusoro pekugadzirisa zvemari kubva kubhengi. Iwe uchawana chikwereti zvakare, kana iwe uchida. Iwe uchakwanisa kutenga ikozvino foni. Iwe uchakwanisa kubhadhara chikwereti, imba inotyisa kana basa guru idzva. Iwe unogona kutowedzera mikana yako yekuwana chibvumirano chekuchengeteka kana inshuwarisi yehupenyu. Tanga pano neKupona uye Kubudirira Mushure mekushaya Bankruptcy: Kuwana New Credit .
Vhura account yekusungira. Nzira iri nyore yekutora pakarepo mari yako yeramangwana ndeyekuti uzarure gwaro rekuchengeta. Kuisa $ 5 kana $ 10 chete vhiki imwe neimwe kuchakupa kushamisa kwekunetseka mupfungwa. Wedzera kwairi nguva dzose, asi usaisa zvakawanda pane zvaunogona kutenga, uye usasabata mari iyoyo kana iri mukodha kusvikira wawana chinangwa chakatarwa. Zvipire iwe pachako, kuti kana iwe ukabvisa mari kubva mubhuku, iwe uchawedzera mari yako muakaunti iyo inotevera ne $ 5 a deposit.
Uye usakanganwa, iwe unogona kunyange kubhengi paIndaneti. Ona IA Best Best Online Savings Accounts muna 2015.
Bvunzai vafundisi venyu. Kana iwe uri munhu wechitendero, ndinokukurudzira kuti utaure zvaunofunga mufundisi wako. Vakawanda kana vasati vari vazhinji vakadzidziswa mazano ekufudza. Kunyange kana vasina, havazoperi kwenguva refu sevafundisi kunze kwekuti vaiziva kuti vangapa sei nzeve. Kunyatsovimba kune mumwe munhu akashandiswa mukubata zvakavanzika kazhinji kuchakubatsira iwe kunzwa sokuti iwe hausi woga.
Kuti uwane mamwe mashoko pamusoro pekupa mazano ekufambisa, shanyira nzvimbo yeAmerican Association of Pastoral Counselors.
Zvipira nguva yako. Kune vakawanda vevatengi vangu, kuita chimwe chinhu chinobva pamisoro yavo ndeye godsend. Kunyanya kufunga nezvekuita basa rinozobatsira mumwe munhu kunogona kuva musimba yakasimba kune "risingatauri ini". Munenge wose munhu wose achava netarenda uye nguva yakawanda yekupa kune vamwe.
Iwe unogona kutora tsvina pamugwagwa mukuru, kugadza vanhu muchechi, kuverengera vana vari muchipatara. Tarisa uwandu hwekutsvaga panzvimbo yako yekuzvipira nzvimbo kana United Way.
Wana rubatsiro rwezvenyanzvi. Kana manzwiro okushungurudzika uye kuzvidemba zvinoramba zvichiitika, kana kutanga kupindira nehukama hwako, basa rako kana hutano hwako, ndiyo nguva yekufunga kuwana rubatsiro rwemhizha. Kana iwe uine inshuwarisi, mupi wako anogona kukutungamirira kune unyanzvi hwepfungwa uye hwehutano hwehutano hwakakodzera kumamiriro ako ezvinhu. Nharaunda dzakawanda dzine masangano ehutano hwepfungwa anopa mazano pamusoro pekubhadharwa kwemahotera zvichienderana nemari uye mhuri mamiriro ezvinhu. Kungotarisa kunze kweshoko rechidimbu rezvinyorwa zvizhinji zvevashandi ava vane mazita avo, (MD, Ph.D., MSW, RN, LCSW, LMFT, LPC, nezvimwewo) zvinogona kuva zvinotyisa. Indaneti inogona kubatsira neizvi.
Heino nzvimbo yokutanga: Nzira Yokuwana nayo BEST Therapist KwaWe.
Kuti uwane mamwe magwaro munyaya dzakatevedzana, ona
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Kupona uye Kubudirira Pashure Kokufa: Kubata Nekunzwa, Chikamu 2
Kupona uye Kubudirira Pashure Kokufa: Kubhadharwa Kwakafanira
Kurarama uye Kubudirira Mushure mekuputsa Bankruptcy: Kutora Stock of the Future
Kupona uye Kubudirira Mushure mekushaya Bhengi: Kuwana New Credit
Kupona uye Kubudirira Pashure Pokubhadharwa: Chikwereti Chekwereti