Izvozvo zvakati, huwandu hwehuporofita hunofadza vanhu vanonzwa (paInternet uye kune imwe nzvimbo) pamusoro pe "dambudziko" rekuisa mari, kana zvinetso zvisingadziviriki zvavanotarisana nazvo, hazviiti.
Heino chikonzero.
Paunofunga nezvekuisa firiji, chii chinotyisa iwe?
Handimbofi ndakakwanisa kutenga mari (kana chikwereti chemotokari kana kadhi rechikwereti) zvakare.
Zvechokwadi iwe uchakwanisa kutenga imba, kana motokari kana kuwana kadhi rechikwereti zvakare. Uye zvichaitika nokukurumidza kupfuura iwe ungangodaro ufanotaura. Vanhu vazhinji vanofungidzira kuti havagoni kuwana chikwereti chemakore manomwe kana gumi, zvichienderana nekureba kwenguva iyo kubhadhara kuchaonekwa pamushumo wekodhiro bureau. Muzvokwadi, iwe uchakwanisa kuwana chikwereti pakarepo mushure mekunge iwe wakabviswa.
Iwe unombove uchida kuziva kuti izvo zvinogona kuva sei. Mushure mezvose, hamuna kungopedza zvikwereti zvezvikwereti zvekwereti here? Ndiani angada kutora mukana kwauri? Sezvinoitika, vazhinji vanokweretesa vachadaro. Hapana mutemo unogona kudzivirira munhu ane chikwereti kuti awedzere chikwereti kwauri. Ichokwadi, kune vanokweretesa vanotengesa kune vanhu vachangobva kupedza mabhirikiti. Vaya vane chikwereti vanoziva kuti ramangwana rako rinoshandiswa kusarudzwa rakagadzikana kwemakore akawanda, saka mikana yavo yokurasikirwa nemari kuburikidza nekubhadhara haina nil.
Uyezve, vatengi ava vanogona kushandisa mamiriro ako emari achangobva kuitika kuti azvidzivirire iwe chikwata chapamusoro chechibereko. Wedzera kune icho icho chokuti iwe wakangosunungura pfuma kuburikidza nekubvisa imwe chikwereti, uye kamwe kamwe iwe uri tariro inotyisa.
Makambani akadaro Capital One uye Orchard Bank anopa kuchengetedza uye asina kuchengetedza makadhi emakwereti kune vatokwereta munguva pfupi.
Vakawanda vevashandi vangu vanotaurawo kuti vatengesi vemotokari vemunharaunda vanovatumira tsamba dzinopa kuvabatsira kuti vadzokezve chikwereti nemitambo itsva uye yakashandiswa pamotokari. Muzvokwadi, vanhu vakawanda vanokwereta vanogona kukodzera chikwereti cheFHA mushure megore rimwe chete, uye VA chikwereti pashure pemakore maviri.
Hapana mubvunzo kuti iwe uchabhadhara zvakawanda nokuda kwekwereti yako mushure mekunge iwe wabhadhara, asi mukati memakore maviri kana kupfuura, uye nekodhi rakachena zvimwe, chikwereti chako chikoro chinogona kukwira kune imwe nzira inoremekedzwa ichakubvumira kuti uwane zvakanaka, kana zvisina kunaka , chikwereti mari.
Heanozve:
Nzira Yokugadzirisa Nayo Kubhadhara Kwaunoita Mushure meBhangiro
Mazano Okugadzirisa Zvaunotora Mushure meBhangiro
Nzira Yokuvandudza Nayo Chikwereti Chakwereta Mushure meBanruptcy
Ini ndicharasikirwa nezvinhu zvangu.
Munenge chete maviri (2%) emadhora ekubhadhara mari anenge aine chikwereti anenge achida kutenderera chero ipi neipi kumutongi we bankruptcy . Pamusoro pemafuta mazhinji, pfuma yavo uye kuenzana muimba yavo yekutengesa zvichange zvisingabhadharwi nekutora . Hurumende imwe neimwe ine chirongwa chayo chekuregererwa kana inoshandisa sangano iri inowanikwa mumutemo weFederal bankruptcy. Kune chikamu chikuru, izvi zvingabhadharwa zvichava zvipo zvakakwana zvekufukidza nzvimbo yako.
Kune vashomanana vane pfuma yavo inopfuura mvumo yekuregererwa, mutengesi anokwanisa kugadziriswa anowanzogona kushanda nevatokwereti kuti vashandure zvisina mari (sezvakaita mari) muzvinhu zvisina kubhadhara (kufanana nekuchengetedza mari).
Heino nenyaya inotsanangura zvakawanda nezvekuregererwa: The Fate of Nonexempt Assets muChitsauko 7 Case .
Shamwari dzangu, mhuri kana vanoshanda navo vachawana.
Izvo zvatinoshamwaridzana nevatinoda vanofunga pamusoro pedu zvinokurudzira zvakasimba. Kutya kuti kushandiswa kwedu kwekushambadzira kuchava ruzivo rwevanhu vose kunogona kupera simba. Kune vakawanda, kushungurudzika kwekutarisana nevanokurumidza kubhadhara mabheji vanorema mukuenzanisa nekukwanisa kuti mumwe munhu watinoziva achaziva nezve bankruptcy case yedu.
Kubhadhara mhaka ndeyematare ehurumende, asi kazhinji ruzivo rwomumwe munhu bankruptcy case haruna kuparadzirwa zvakasara kunze kwekuti rwuri nhau. Vavengi vematare vanozivikanwa nehutsamba, pamwe nemamwe masangano ehurumende, asi mazuva ekudhinda zita rebhengi mune urongwa muzvinyorwa zvemutemo zvepanhau reko (kunyanya) rakapera nguva refu.
Iko mikana yevanhu vaunozivana kuwana zviri pachena, kunze kwekuti iwe uzviudze iwe pachako.
Zvichida zvingakugadzirisa zvishoma kuti uzive kuti mumwe wevane vakuru gumi achaisa mari yakawanda pane imwe nguva munguva yeupenyu hwavo. Saka, nguva inotevera iwe uri muchechi kana pamhuri uchiunganidza kana kutotarisa mutambo neshamwari, funga kuti kune mukana wakadii kune mumwe munhu agere pedo newe ane kana kuti achaisa chikwereti. Uri muboka rakanaka.
Kuti udzidze zvakawanda pamusoro pekupfigira uye basa rako, verenga Kuda Kufunga Kunobatsira Basa Rangu Here Kana Kuti Basa Rinouya?
Yakapedzwa naJanuary 17 naCarron Nicks.