Best Cash Investment Kubhadhara Gore Rimwe nerimwe
Yaiva Zvi Bodie, Norman uye Adele Barron Purofesa weMutungamiri kuBoston University, uye munyori wemabhuku akawanda kusanganisira ichangobva kuitika Risk Less uye Prosper iyo yakaita kupomerwa.
Chii Chinoita Kuti Ndive Nezvikwereti Saka Zvakakura?
Mushure mekunzwa mhinduro dzake, ndinofanira kutaura kuti ndakauya kuzobvumirana naye. Ini Zvikwereti zvinouya nehutsigiro, mitero-inoderedzwa kugadziriswa kwezvigadziriswa-kutengesa, uye shure kwegore rimwe, kushandiswa kwemari. Izvi zvinogona kuva imwe yemari yakanakisisa yemari yawakamboita.
Pasi pane dzimwe pfungwa dzokuti ungashandise sei Bonds sekuchengetedzwa kwakachengeteka mubasa rako rekurega basa uye kuronga kwekutsvaga mari.
Ini Ndinozvipira Sekuchengeteka Kwekushandisa Mari yako Yekuda Kwemari
Ini Zvikwereti zvinogadzira chikamu chikuru chechipiri chekuda mari. Ndinoti wechipiri-tier nokuti haugoni kuvatengesa mukati memwedzi gumi nemaviri ekutenga, saka unoda zvimwe mari yemari yekuvimba nayo apo iwe unovaka stash ye I Bonds.
Yakawanda iwe unogona kutenga ndeye $ 10 000 pagore nemunhu wese. Iwe unogona kuzarura kambani zvakananga neChechi yeHurumende kuburikidza neHaigareDirect. Kufarira mutero-kunoderedzwa. Handigoni kuona pasi pamusana pokuvaka kubatanidzwa kwakanyanya kweBonds, uye ini ndinobvumirana neZi kuti munhu wose anofanira kutenga mari yakawanda yeI Bonds gore negore.
Kana iwe ukatarisa paIndaneti paI Bond rates, inoti zviyero zvakasarudzwa zvegore ra2011 ne2012 zero. Usarega izvi zvichikutsausa. Iko kunewo mitengo yekutengesa kwenyika inoshandiswa, uye kubva muna Mbudzi 2012 - Gumiguru 2012 iyo yaiva 1.10, zvinoreva chiyero chegore negore che 2.20%. Ndezvipi zvimwe zvaungagona kuwana 2.2% yakabhadharwa mutero wekubhadhara mutero kune mari yakachengeteka uye iripo ikozvino paunenge uchiziva kuti kana mitero ichikwira, chiyero chako chinogonawo kukwira?
Izvi ndizvo zvinoita kuti Ini ndikwanise kunyatsochengeteka, mari yekutsvaga mari yaunogona kuwana iye zvino.
Dzidza zvakawanda: Ini Bond Basics uye Ndingashandisa sei I Bonds .
Shandisa I Zvikwereti Kuti Uwane Mari Yemazuva Ekuremekedza Utano
Zvikwereti zvehutano uye zvekunze-zve-pocket zvinodarika mukurasikirwa zvichananga madhora 3 500 - $ 5,000 pagore pamunhu mumwe nomumwe. Kana iwe ukatanga kutenga $ 3,000 - $ 5,000 pagore reI Bonds ikozvino, sezvo kufarira kwavanoita kunosungirirwa kune kutengesa kwezvinhu, unogona kutanga kuitengesa munguva inotevera mukurasira kuti uone kuti iwe wakachengeteka, wakavimbiswa, kutengeswa kwezvigadziriswa kwezvigadziriro zvinowanika kuvhara kurapa mari inotora basa.
Dzidza zvakawanda: Kukura Kwemishonga Yehutano uye Maitiro Ekutengesa Mari Kwazvo .
Nzira Yokutenga I Bonds
Iwe unogona kuzarura nekombiyuta paIndaneti neHaiduryDirect, kuisungirire kubhengi yako yebhangi, uye kutumira mari pamusoro kuti utenge huwandu huwandu hwaI Bonds gore negore.
Dzidza Zvimwe: Ungatenga sei Pfuma Yezvokuchengetedza Zvakananga .
Zvakadini NeZVO MaBonds?
MAZANO Mabhandi (anonzi mari yezvigadziro zvekuchengetedzwa kwepfuma) akasiyana pane ini Bonds. Kusiyana nezvisungo zvangu, kufarira mazano aya haisi kuteresi-kutengesa saka motokari iyi inonyanya kuva neyo mukati mekodhi-yakaderedzwa maakaiti seIRA kana ROTH IRA. Zvinosuruvarisa, haugoni kuzarura nhoroondo yeIRA zvakananga kuHaiduryDirect, saka mazano muIRA yako anoda kutengwa kuburikidza nekambani yekwereti.
Dzidza zvakawanda: MAZANO vs IBonds .
Nokuda kwezvimwe zvipo pakuita mari yakachengeteka, kusingabhadhari ndaizokukurudzira kuti uongorore Zvi zvidzidzo zvevhidhiyo.