Zvikomborero Nokushandisa Aunti yako
Ziva Chekuita Chekuongorora Chekuita
Kuwanika: sekutanga kwegore ra 2015, nhoroondo iyi haisati yawanikwa kuvanhu vose.
Zvisinei, Tsvaga zvikwereti zvekwereti yekwereti uye vatengi veAcount Bank vanogona kushandisa iyo account.
Kuongorora kusununguka : Discover Cashback Checking account ihangu kuongororwa pasina (iyo iri kuoma zvakaoma kuwana mazuva ano), izvo zvinoreva kuti iwe haubhadhari mari yemwedzi uye haufaniri kusangana nehuwandu hwemari. Iwe unongobhadhara mari yekutengesa iyo isiri chikamu chekuongorora kwezuva nezuva ( kufanana nekukomberedza cheki kana kuita kutengesa kutengesa , somuenzaniso). Tsvaga Bhengi haibhadhara mari paunoshandisa ATM, asi vatenzi veATM vanogona kutengesa mari.
Kushandisa mari yako: kufanana neongororo dzakawanda , iwe uchawana kadhi yebhadhiro inogona kushandiswa pakutenga uye kubviswa kweATM . Kusiyana nedzimwe kutarisa maakaiti , iwe uchatorawo chepachena mahwendefa kune izvo zvisingawanzoitika apo iwe unoda kunyora cheki.
Kusununguka paIndaneti mubhadharo webhadharo: kuripa zvikwereti kubva kombiyuta yako Iwe unogona kuronga hutori humwechete kana kuti kungobhadhara paunoda.
Kuwana mari: unogonawo kubatanidza neDiscover yeAccount Bank kubhengi munobata kune mamwe mabhangi, uye Discover haingokupi kuti uende mari pakati peakaunti neACH.
Kuderedza cheko : kana iwe usingadi kubhadhara kero yako nekutsvaga kwefaira, iwe unogonawo kuisa cheki ku-akhawunti. Nzira iri nyore ndeyokutora foni chekufambisa , asi unogonawo kutumira cheki ku Discover Bank kuburikidza netsamba.
Iwe unogonawo kuva nemari yako yakachengetwa kuburikidza nemadhodhi chaiyo .
FDIC inotsigira: iyo nhoroondo yakafukidzwa neDICIC inshuwarisi , saka mari yako yakachengeteka chero bedzi uchichengeta zviyero zvako pasi pemiganhu ye FDIC.
Mari Mibairo
Kukohwa kukuru kwenyaya iyi ndeyekuti iwe unogona kuwana mari nekuishandisa. Iwe uchawana masentimita gumi chero nguva iwe:
- Shandisa kadi yako yebhadharo yekutenga
- Bhadhara zvikwereti nemutambo wekubhadhara mari yepaIndaneti
- Bhadhara mumwe munhu ane cheputi chekuongorora
Iwe unogona kuwana mibairo kusvika kune zana zvekutengesa pamwedzi, saka iwe une mukana wokuwana $ 10 pamwedzi.
"Bhonasi Yenyu Yenyu" ichawedzerwa ku-akhawunti yako pamagumo emwedzi chero upi zvaunowana bhonasi, saka haufaniri kumirira kwenguva yakareba kune iyo mibayiro.
Ndiyo Worth It?
Usati wasvhura nhoroondo (uye uchienda kumatambudziko ekugadzirisa zvakananga mari uye kubhadhara mari), zvakakosha kuti uongorore kuti iwe uchanyatsowana mubairo sei uchishandisa kambani.
Yeuka kuti iwe unowana masentimita gumi pamutengo, uye tarisa basa rako rekuongorora chekuita kwekutevera kuti uone kuti iwe unogona kuwana mari yakawanda sei. Unowedzera kangani kadhi rako remari, kubhadhara zvikwereti paIndaneti, uye kunyora cheki? Kana uine zvinyorwa makumi mashanu pamwedzi izvo zvichawana mari kumashure, unogona kutarisira kuwana $ 5.00 pamwedzi sebhasi.
Izvozvo zvinogona kana zvisingakodzeri kunetseka kwekutenderera kune iyo nhoroondo (kana iwe uchida kuzarura gwaro idzva rekutarisa chero zvakadaro, nhoroondo ingangodaro yakanyanya kunaka).
Kufunga pamusoro pemubairo nenzira yakasiyana, iwe ungaedza kuverenga kuti uchawana mari yakawanda sei sezana remari yako . Semuenzaniso, kana iwe uchipedza $ 10 pamitambo, mutengo wepakati we10 muzana inenge mubayiro we1% - izvo hazvina kunaka, uchifunga kuti mubhadharo wemadhidhikiti yakakosha kunouya. Zvisinei, kana iwe ukashandisa mari inopfuura $ 10 kuburikidza nekutengeserana, uri kuwana zvishoma, uye pane zvingave zviri nani zviri nani kunze uko.
Sezvimwe nzira yekuwana mubairo munyaya ino, unogona kufunga nezveimwe sarudzo dzekutarisa dzinobhadhara chikwereti. Zvichienderana nezvikwereti zvekambani uye basa rako, unogona kuwana zvakanyanya kana zvishoma nezvayo nhoroondo - asi nguva dzose inofanira kushanda nhamba kuti uwane zvikomborero zvako iwe.
Kana iwe uchida mazano pamusoro pezvinyorwa zvinotarisa kutarisa, tarisa paChese One 360 uye Ally Bank .
Gaming the System
Vamwe vanhu vanofarira kuwana zvimwe zvechinhu chakanaka, uye vanozogadzira zvikuru pamusoro pekuwedzera mibairo. Vanhu vakadaro vangave vakaedzwa kuti vagoverane kutengesa kuitira kuti vawane zvakawanda zvezvikamu gumi zvepakati. Semuenzaniso, vangave vachisimudza (uye vanobhadhara) chinhu chimwe nechimwe kana vachienda kunotenga. Kunze kwekuvhiringidza vanhu vari mumutsara shure kwako, urongwa uhwu hahuzoiti chinhu - Discover Bank inotsanangura kuti ivo vacharamba vachiisa ziso kunze kwemhando iyi yebasa.