Plain Vanilla Checking
Icho chinonyanya kukosha chekutarisa nhoroondo ndere "plain vanilla" account.
Ndizvo zvauchawana kubva kumabhanki akawanda uye zvikwereti zvemakwereti kana iwe usingaiti chero kutenga. Nhoroondo yacho inogona kuva iyo chaiyo yaunoda, asi iwe unogona kuwana kuti inotora mari yakawedzerwa uye haina zvingasarudzwa.
Nheyo dzekuongorora chekutanga dzinokubvumira kuti unyore cheki, shandisa kadhi debit, uye ona akaunti yako paIndaneti. Zvisinei, maitiro aya ekuongorora mabhuku anowanzouya nemari. Semuenzaniso, kana bhadha yako iri pasi, unobhadhara mari. Kufanirwa kwekubhadhara mari kune dzimwe nguva zviri nyore (kana iwe ukanyoresa zvakananga nemubhadhari wako, iwe unogona kunge uchidzivirira mari), asi dzimwe nguva haudi kuita kuzvipira kukuru kubhangi rausingazivi. Usati watanga "chenguva" chekuongorora chetaiti, tsvaga zvaunofanira kubhadhara uye zvaunowana mudzo kudzoka.
Zvechokwadi Free Checking
Kuongorora pachena hakuna kufa. Mabhandi nemakambani emakwereti achiri kupa pachena kusarura maakaunti senzira yekudhonza bhizinesi. Zvinosuruvarisa, zviri kuoma kukuwana maakaiti aya.
Kana kero isina mari isiri chinhu chakakosha kwamuri, tarisa mabhanki maduku uye zvikwereti zvekwereti uye mabhengi epaIndaneti.
Mune zviitiko zvakawanda, nhoroondo dzisingabhadhari dzine mabhero uye nheyo dzemhando dzinodhura dzakawanda dzekutarisa mabhuku. Usafungidzira kuti iwe unogara uchiwana zvauribhadhara. Sezvaunogara uchienzanisa, fanisa zvinhu zviri pakati pebhangi dzinokwikwidza, uye sarudza iyo inopa izvo unoda.
Kana iwe uchingoti uwane nzvimbo kuti uwane mari yako yekubhadhara uye usingashandisi mubhadharo yemutengo wepaIndaneti, unogona kuzviwana pasina.
Zviri paIndaneti Kuongorora Maakaunti
Nhoroondo dzeIndaneti dziripo dziripo (kwete kushamisika) pamabhanki eIndaneti. Asi mabhangi ezvitini-uye-matenga anopawo ma-online-accounts chete. Nhoroondo idzi dzinoda kuti iwe wakasununguka kushandisa mari yako pane internet uye foni. Iwe unoda kuva akachenjera pakuzadza kuzadza mafomu ari paIndaneti, uye kuongorora zvinhu zvose kuti zvive zvakarurama (zviri nyore kutumira mari kune imwe nhoroondo isina kukodzera uye kubhadhara mari yako account).
Iwe unowedzera sei kana kubvisa mari kune imwe kambani-yekutarisa pacheji chete? Kana uchida kuisa mari, iwe unogona kuisa zvakananga mari pamwe nemushandi wako, uye iwe unogona kutumira zvakare checks kubhengi yako yepaIndaneti. Dzimwe mabhangi dzinokubvumira iwe kuti uise cheki nokutora mufananidzo nefoni yako kana kuti kombiyuta . Kana ukashandisa bhangi-uye-bhangi bhangi, unogona kuva nezvimwe zvingasarudzwa (zvakadai seATM inopa), asi iwe unofanira kunge uchibhadhara mari kana iwe uchishandisa muudze. Pakupedzisira, iwe unogona kutumira mari kune uye kune mamwe mabhengi ebhangi uchishandisa kutengesa firi, kana nekuisa hukama pakati pebhengi maakaunti.
Kudhura kana kubvisa mari zvakare kunyoresa. Shandisa bhadha rekubhadhara mari yepaIndaneti kubhadhara zvikwereti kana kuti nyora cheke.
Kana uchida mari nokukurumidza, mabhanga mazhinji anopa bhadha kana kuti ATM kadhi yaungashandisa pane chero ATM. Iwe unogonawo kukwanisa kushandisa kadhi yako yekutenga pazvitoro zvekutengesa neresitorendi.
Kubudirira Kwakakwirira Kuongorora Nhoroondo
Mumakore achangobva kupfuura, mhando itsva yekutarisa kambani yakabuda iyo inobhadhara kufarira pamari yako. Iyi nhoroondo dzinotumidzwa sechido chekutarisa, kuongorora kukuru kwezvibereko, kana zvakafanana. Inowanzowanzowanika pamabhanki eIndaneti, asi mashomanana ezvitini-uye-matumba anozvipawo zvakare. Nhoroondo idzi hazvibhadhari zvakawanda, asi chimwe chinhu chiri nani pane chimwe chinhu - uye mabhuku akawanda anotarisa haabhadhara zvachose. Sezvaunotenga mabhuku aya, iva nechokwadi chekucherechedza chero zvipingamupinyi (zvakadai sokuti iwe unowanzobvumirwa kunyora checks, uye nedhidha yemari yepamusoro kune chero cheki iwe unonyora).
Kana iwe uchida pfungwa yekuwana kufarira uye kunyora cheki, tarisa maakarenda emari yemari .
Nhoroondo idzi hadzisi kutarisa mabhidhiyo, asi dzinobvumira zvishoma zvinyorwa zvinyorwa uye zvingatouya nekadhi yebhadharo. Izvo zvakanakisisa nokuda kwekukura kukuru, zvisingatarisirwi mari kana mari yekukurumidzira.
Mubairo Kuongorora Maakaunti
Reward checking accounts inobhadhara zvakanyanya nokuda kwemari yako pane kufarira kuongorora maakaunti. Saka, wadii kuenda kune zvakawanda uye kushandisa mubairo kutarisa compte? Zvinosuruvarisa, iwe unofanirwa "kukodzera" yezinga rakakwirira rakabhadharwa mubhadharo account, uye zvingave zvakaoma kuzviita. Kuti uwane zvakakodzera, iwe kazhinji unofanirwa kutamba uchienda kune dzimwe hoops. Mukuwedzera, mubairo kuongororwa mabhuku kunowanzogadzirisa kuti iwe unogona sei kuwanikwa muakaunti yako (kunyange zvazvo nhamba iyoyo inowanzowanda kupfuura vanhu vazhinji vanogara vachiongorora). Kuti uwane kuti vanoita sei, verenga zvakawanda pamusoro pemubairo uchitarisa maakaunti .