Sei tine mitero zvachose?
United States ine bhajeti guru. Tinofanira kubhadhara zvinhu zvakadai sezvikoro, migwagwa, zvipatara, mauto, vashandi vehurumende, mapaki emarudzi, nezvakadaro. Nzira chete yekubhadhara zvinhu izvi ndeyekuti hurumende iwane mari kuvanhu uye nemakambani.
Vanhu uye makambani vanobhadhara chikamu chemari yavo kune hurumende. Izvi zvinonzi mutero wemari. Hurumende inobhadhara mari yedu kuitira kuti iwane mari yakakwana yekubhadhara zvinhu zvatinoda zvose.
Congress uye Mutungamiri weUnited States vane basa rekunyora uye kugamuchira mitemo yemitero. Iko Internal Revenue Service inosungirirwa kusimudzira mutero wemitero, kuunganidza mitero, yekugadzirisa mitero inoshandiswa, kubhadhara mitero yemitero, uye kuchinja mari yakaunganidzwa kuUnited States . Mari yeHaimari, zvakare, inobhadhara kubhadhara mari dzakasiyana-siyana dzehurumende. Congress neMutungamiriri wezvematongerwo enyika ndivo vanewo basa rehurumende yemari. Ihurongwa uhu huwandu hwehurumende huri kuronga kupedzera pazvikamu zvakasiyana-siyana nemasangano. Apo hurumende inopedza mari yakawanda, inofanira kuwedzera mari yakawanda kuburikidza nemitero. Apo hurumende inoshandisa mari shoma, inogona kukwanisa kuderedza mitero.
Zvikamu Zvishanu zveMutero Wemitero
Munhu wose anoteerera mitero.
Nhamba yemitero iwe une chikwereti inobva pane yako yaunowana. Iwe unofanirwa kubhadhara mitero mugore rose pamutero-se-iwe-go system. Vanhu vanowana mari yakawanda vanowedzera mari yepamusoro kune avo vanobhadhara zvishoma, izvi zvinoreva kuti mitero yekutere inowedzera zvishoma nezvishoma iwe unowanikwa. Iwe unogona kuderedza mitero yako nekushandisa zvakasiyana-siyana zvakasiyana nemitero.
Pakupedzisira, zviri kwauri kuti utore kutonga kwemamiriro ako emutero. Ngatitarisei pane imwe neimwe yezvikamu zvishanu zvemutero wenhepfenyuro.
Chokutanga pane zvose, munhu wese, sangano, kambani, kana kuti isiri purogiramu inoteerera mutero wemari . "Pasi pemutero wemari" inoreva kuti vanhu nemasangano vanofanira kutaurira mari yavo uye kuverenga mutero wavo. Mamwe masangano haana kubhadhara mutero. Asi ivo vachiri kutumira kudzoka, uye mamiriro avo emitero-kusunungurwa anogona kubviswa kana sangano rinokundikana kukwanisa zvimwe zviyero.
Chechipiri, iwe unobhadhara mutero pamari yako . Ndiyo nguva refu uye pfupi payo. Kuwana mari chero ipi zvayo yaunowana nokuti iwe wakashanda nayo kana kuti yaizvipira. Mitsva inosanganisira mubhadharo, kufarira, zvikamu, zvikwereti pazvikwereti zvako, pensions iwe unogamuchira, nezvimwe zvakadaro. Mari inosanganisira kusanganisira zvipo. Iwe hauna kubhadharwa kune zvipo zvaunowana, zvakadai senhaka uye dzidzo.
Chechitatu, unofanira kubhadhara mitero yako gore rose . Izvi zvinonzi "kuripa sezvaunoenda." Kune vanhu vazhinji, zvinoreva kuti mitero yenyu inotora inotorwa mubhadharo yenyu uye yakatumirwa zvakananga kuhurumende yehurumende. Pakupera kwegore, iwe wakabhadhara mune imwe mari yemitero. Kana iwe ukabhadhara mune zvakawanda pane zvaunokwereta, hurumende inodzorera mari yacho pamusoro pezvawakakwereta.
Izvi zvinonzi kubhadhara mutero . Kana iwe usina kubhadhara zvakakwana kuti ufukidze zvaunokwereta, ipapo iwe une chikamu chakanaka . Uye iwe unofanira kubhadhara mari iyi inokodzera musi waApril 15 wegore rinotevera, kana hurumende ichakubhadhara chikwereti uye zvikwereti pane mari yausina kubhadhara.
Chechina, US tax system inofambira mberi . Izvozvo zvinoreva kuti vanhu vanoita mari yakawanda vanodhura mutero, uye vanhu vanoita mari shoma vane mubhadharo wepamusoro. Mitero yako yemutero ichachinja zvichienderana nemari yakawanda yawakaita gore iroro. Pane nharo pamusoro pekuti mitero yedu inofanirwa kunge inofambira mberi here kana kuti yakazara. Vanyori vezvematongerwo enyika vanotsigira mutero wepagorofu vanotaura kuti mutero mumwechete wevanhu vose uchaita kuti upenyu hwevanhu huve nyore. Vanyori vezvematongerwe enyika vanotsigira mitero yemitero inopfuurira vanopikisa kuti hazvina kukodzera kubvunza munhu ane mari shoma yekubhadhara chikamu chimwe chete chemari yavo semunhu akapfuma.
Iyi pfungwa yekururamisira ndiyo inokurudzirwa kune marudzi ose emitero inobatsira . Semuenzaniso, unogona kuderedza mari yako yose kana iwe uchipa mari yekubvisa mari, se 401 (k) kana chirongwa cheIRA. Kune dzakawanda mamwe marudzi emitero inobatsira. Mitero inobatsira ndeyekuti Congress inopa sei vanhu nekuita mamwe marudzi ezvisarudzo. Chinangwa chekukwereta mutero ndechokusarudza kuti mitero ipi inobatsira inonyanya kukosha iwe.
Pakupedzisira, mitero yemari yemari inobhadharwa. Ndiko nokuti vanhu vakasununguka kurongedza nhau dzavo dzezvemari nenzira yakadai yekushandisa zvakanakira chero mutero unobatsira. Kuzvipira hakurevi kuti mitero yemitero haisi kushanda kwauri. Kuzvipira kunoreva kuti unogona kusarudza kubhadhara mitero shoma kuburikidza nekutarisira mari yako nenzira yekuderedza mitero yako.