11 Auto Insurance Mistakes Georgia Vagari Vanoziva Kuti Vari Kuita

Uye nehafu yehurumende inenge mamiriyoni gumi vagari vemo vanofambiswa nevhizimisi, vagari vomuGeorgia vaizoshamiswa kune dzimwe dzakawanda motokari dzishuwarenzi dzisina kukanganisa dzavasingazivi ivo vari kuita.

Pano, tinopfupikisa huwandu mukuedza kubatsira hurumende iyo inoti "Uchenjeri, Kururamisira, Kuenzanisa" kuve nechokwadi kuti vagari varo vari kuita sarudzo dzakanaka uye kuwana ruramisiro avo vanofanirwa nemakambani ehurumende yveshuwarisi!

  • 01 Dzivisa Kuderedza Zvimhosva

    Georgia ndiyo mamiriro ayo maverengi emazuva iyo inshurensi inogona kutora kugadzirisa mvumo haina kutsanangurwa zvakananga, saka zvingava zvakaoma kuziva kuti ungaita sei kuti vazvidavirire kana iwe uri munjodzi. Zvisinei, mutemo 33-6-34 unoratidza kuti "kukundikana kugovera mafomu anodiwa kuisa zvikwereti mukati mezuva gumi nemashanu rekarenda yekukumbira ne tsanangudzo dzinonzwisisika pamusoro pekushandisa kwavo" haisi pamutemo. Iva nechokwadi chokuti kambani yako ye inshuwarisi haisi kuvhara mune chimwe chinhu chekugadzirisa kudai kwako kana kubhadhara - kana vachiita, unogona uye unofanirwa kutumira kunyunyuta neDhipatimendi reInishuwarenzi.
  • 02 Yakaderera Value

    Kana uri mungozi yemotokari, iwe une kodzero yekuti chero ipi zvayo inoshandiswa nemotokari yako yakarasikirwa nekuda kwengozi. Iva nechokwadi chekuti inshuwarisi yako yekambani haina kuratidza kuti "17c" "ndiyo nzira chete yekuona kukosha kwekuderera, sekuGeorgia, vakawanda vanofunga kuti chinhu chisina kunaka chekuongorora, kusanganisira Georgia's Insurance Commissioner, John Oxendine. Pane kudaro, taura kuti USPAP rondedzero yekuongorora inofanirwa kuitwa nechetatu sakaita seDzidziso yeGeorgia.

  • 03 Tora Kubatsirwa Kwezvikwereti zvevadzidzi

    Vatyairi vaduku, kunyanya avo vari pasi pezera remakore makumi maviri nemashanu, vanowanzova nepamusoro yemishuwarisi yemitengo yepamusoro nekuda kwekuwanda, izvi zvinowanikwa mu 29% yezviitiko zvose. Asi vatyairi vechidiki kuGeorgia vanogona kushandisa zvishoma nezvehushuwarisi yepamusoro yekuti vave "vadzidzi vakanaka". Kana iwe "uchitaridzwa mumakumi maviri ekumusoro yekirasi yako, ivai ne 'B' yevoruzhinji kana kuti zviri nani, a 3.0 yevhareji kana zviri nani, kana kuti ita Dean's List kana Kuremekedza Roll," iwe unokodzera.

  • 04 Kubatanidza Imba Inishuwarenzi uye Auto Insurance Inogona Kubatsira

    Dzimwe makambani emishuwarenzi emotokari anopa zviri nani mahara kana iwe uchibatanidza musha wako uye maitiro emotokari. Zvakakosha kutenga mabhiza uye nekuenzanisa nzira dzakasiyana uye dzakabatanidzwa kuti uone kana iwe ungakwanisa kuwana chipo chakasimba mukubatanidza maviri.

  • 05 Kwete Kuisa Motokari Yako

    Uyu haisi-kwete muGeorgia, sezvo motokari dzose dzinofanirwa kuva nemhosva yemishurenzi yekuvhara . Izvo zvishoma zvinotarisirwa ndeye 25/50/25, kana kuvhara kusvika kusvika $ 50 000 kuvanhu vose vakakuvadzwa pangozi, zvichienderana nemiganhu ye $ 25,000 kune mumwe munhu, uye $ 25,000 kugoverwa kwezvinhu zvakashata. Chirango chekusaitika motokari yako chinogona kusanganisira zvinokanganisa zvinyorwa, mvumo yakasimirirwa kwemwedzi mitanhatu, uye mari yekusvika $ 185 zvichienderana nekuoma kweinishuwarenzi .

  • 06 Kukura Kwezvinhu Zvako Deductible Matters

    Shandisai nyaya kana zvasvika kune zvinokwaniswa uye nemotokari yemari yemari. Kunze kwekuti iwe unoshamisa zvisinganzwisisiki pangozi, kuenda kune imwe yepamusoro deductible kunogona kuchinja zvakanyanya yemotokari yemari yako uye kukuchengeta iwe mari yakawanda munguva refu.

  • 07 Kudzivirirwa KweGeorgia Kudzivirira

    Makambani akawanda emishuwarenzi muGeorgia anopa kusvika 10% kubva painishuwarenzi yako kana iwe ukatora kosi yekutyaira uye unova nekodhi yakanaka yekufambisa . Kana iwe uri GEICO policyholder, iwe unotora zvishoma nezvishoma mari yekutengesa.

  • 08 Taura Chokwadi!

    Iva nechokwadi chokuti iwe unotaura kune imwe yekambani yeinishuwarenzi chero zviitiko kana zvikanganiso zvawakabatanidzwa nazvo. Kambani yeInishuwarenzi ICHIchawana pakupedzisira sezvavanoita tsvakurudzo yavo, uye iwe unogona kuzviisa pasi pemari yakakwirira kana kambani yveshuwarisi ichiwana iyo isingagoni kukuvimba iwe.

  • 09 Pay Pay Front

    Muzviitiko zvakawanda, unogona kuderedza mari yehushandi yako yveshuwarisi yakawanda nekutengesa kubhadharwa nehuwandu hwematongerwo enyika. Iva nechokwadi chekubvunza yako inshuwarisi carrier iyo rudzi rwekutsvaga iwe ungagamuchira nokuda kwekuita saizvozvo.

  • 10 Kuwanda Kwakawanda

    Kana motokari yako yakakosha kudarika $ 1 000, iwe unenge usingadi kurwisana uye kuvhara zvakakwana , izvo zvinogona kukumanikidza kukudhura iwe pakupedzisira kupfuura iyo motokari inonyatsokosha.

  • 11 Ivai Nechokwadi Kuenzanisa

    Iko nguva dzose inokosha kana uchiedza kusarudza mutemo waunofanidza mitero. Bvunza shamwari neshamwari dzavanoshandisa nekuda kwehushuwarisi - unogona kudzidza nezvemaitiro akanaka uye mapurogiramu makuru nenzira iyo, kunze kwekudzidza nezvehuwandu hwevashandi vekambani ikambani inishuwarenzi inopa. Izvo zvichave zvakakosha kana paitika njodzi.

    Muchidimbu, vatyairi veGeorgia vane zvakawanda zvidhauri uye mikana yekushandisa zvakasununguka kana zvasvika pamotokari yemotokari. Zvakakosha kudzidzisa pachake pamikana iyi, sezvo mari yakawanda yekuchengetedza inogona kuva mugumisiro munguva refu!