Mhando dzakasiyana dzeBhangi Mazano ekubhadhara mari yezvinangwa zvakasiyana

Amamiti, kufarira-chete uye APR loan calculators inoita urongwa urwu

Kana iwe uchida kubhadhara chikwereti - kumusha, nokuda kwekudzidzisa kwako kana mari ipi zvayo - iri pfungwa yakanaka kushandisa bhadha chekubhadhara mari yebhangi kuti uone mari yako yawakwereta kare. Mushure mezvose, hazvingave kuchenjera here kuziva kuti chii chaunotora chikwereti chawakachengeterwa iwe usati wasayina rutsara?

Kana iwe usingazivikanwe nevhadhaji vezvikwereti kana usina kumbobvira wakashandisa imwe chikwereti chako, apa pane mabhengi akawanda emabhengi ekugadzirisa ayo anobatsira kuti unzwisise kuti chii chaunenge uchibhadhara nacho uye kuti iwe unofarira kubhadhara chikwereti chechikwereti .

Ongorora mhando dzose uye uone kuti ndiani angangosangana nezvaunoda.

Ndeipi Imari Yenhanho yeMari Yakanakisisa?

Zvakaoma kuziva kuti ndiani wekubhadhara chikwereti chebhengi anoshanda zvakanaka asingazivi mamiriro ako chaiwo. Ziva kuti ndeupi rudzi rwechikwereti chaunofarira (kana kuti iwe unogona kuwana) uye uchisarudza kubva pakati pebhengi rekukweretesa mabhengi pasi apa. Rimwe nerimwe rakagadzirirwa chinangwa chakasiyana.

Kutanga, kune chikwereti chekubhadhara mari yekugadzirisa . Iri ndiro gwaro rechikwereti chekubhadhara chikwereti chezvikwereti zvizhinji (zvakasarudzwa-kutengesa mari, zvikwereti zvemotokari, nezvimwewo) Kana iwe usingafariri kutsvaga mvumo yekubhadhara chikwereti zvichienderana nemari yako chaiyo kana kutenda kuti chikwereti chauri kutarisa chiri chakanaka , edza chikwereti chekubhadhara chikwata chetareji. Inofanira kukupa pfungwa yakawanda yemari yaunofanira kubhadhara uye kufarira pamusoro pehupenyu hwechikwereti.

Zvadaro, pane chido-chete mortgage calculator .

Ichi chikwata chekukwereta chinongova chechikwereti-chikwereti chete. Nezvikwereti izvi, iwe unobhadhara chikwereti pane chikwereti pane chikwereti chechikwereti, kana mukuru, pane nguva yakatarwa. Inogona kuva chero ipi zvayo kubva kumakore mashoma kusvika kumakumi emakumi emakore.

Vamwe vashandi vakaita sezvikwereti izvi nokuti zvinovabvumira kutanga kutora mari shoma, nekuwedzera mari apo imwe nguva inofarira-inongopera.

Kana iwe uchingotanga kubuda muhupenyu uye unotarisira kukwanisa kupa mari yakakwirira sezvo basa rako kana bhizinesi rakagadzikana, chikwereti-chido chete chinogona kuva chakakunakira iwe.

Pakupedzisira, pane gore roga roga peresenti, kana APR, calculator. Neichi chikwata, iwe unogona kusarudza APR yako nekuwedzera pakuvhara mari. Kuti ushandise rudzi urwu rwekugadzirisa unofanirwa kuziva kuti chikwereti chechikwereti chinowedzera sei uye nguva yechikwereti (iyo ichareba kwenguva yakareba) uye yekuvhara mari. Uine ruzivo urwu pamwe chete, unokwanisa kuona Aperi pamutero wako.

Wrapping Up

Kune mamwe mabhengi emari ekubhadhara mabhadharo chaiwo kune zvikwereti zvekare, kubvunzurudza " Mortgage Loan Calculators ." Izvozvo zvakati, mari yekubhadhara mari yebhanhire pamusoro apa ichakubatsira iwe kuenzanisira chero chikwereti chebhengi. Zvisinei, hauzokwanisi kuendesa nhamba pazvikwereti zvakaoma zvakadai seAdjustable Rate Mortgages (ARMs).

Kana uchida mamwe mashoko pamusoro pekuverenga zvikwereti zvakaoma, taura nemutengi wako kana mukuru wezvikwereti. Uyu munhu anofanira kunge akakwanisa kukupa pfungwa yezvaizobhadhara chikwereti chako uye kuti iwe unofarira kubhadhara chikwereti chechikwereti.