Kana Your Net Worth Isingaiti Zvaunotarisira, Itai Maitiro Mashomanana Kubva Mazuva Ano
Chii Chinokosha?
Nhamba yakakosha ndeye musiyano pakati pehuwandu hwezvinhu zvaunazvo-imba yako, mari yekubvisa mari, mari dzekutsvaga mari, kuongorora kubhadhara kwekambani, nezvimwe-kubvisa zvikwereti zvakadaro sekutengesa, chikwereti chekwereti nezvimwewo. Nhamba inokosha nhamba inokosha kuti uchengete pfungwa sezvo inogona kukubatsira kuona kuti chikwereti chako chingakanganisa sei pfuma yako yeramangwana, pamwe nekusimbisa nzvimbo dzaunofanirwa kutarisa pamberi pokurega basa.
Kuverenga mambure ako kunokosha sezviri nyore sezvinotsanangurwa. Tarisa pazvinhu zvose zvaunazvo, kusanganisira zvinhu zvichava chikamu cherongwa hwako hwekurega basa, zvakadai sewe 401 (k), mashizha uye masimba. Ita urongwa hwezvimwe zvikwereti zvakakosha uye chikwereti uye kubvisa chikamu ichocho kubva pachiyero chezvose zvaunazvo, uye zvakasara ndeyako yakakosha .
Gara pasi uye utore maminetsi mashoma kuti uverenge nhamba. Iwe unofadza kushamiswa nenhamba here kana wakatarisira kuti mambure ako akakodzera kuva akakwirira?
Kana zvakadaro, usatya! Pane zvinhu zvishomanana zvaunogona kuita kuti uwedzere mari yako yakakosha, kutanga nhasi.
1. Ongorora Zvitadzo Zvako
Tora zvakadzama zvikwereti zvako. Izvi zvinofanira kuva nhamba iri nyore kuona kuti ndeyekuti chikwereti chaunokwereta sei mwedzi mumwe nomumwe uye mumhando ipi, yakadai semari yako, chikwereti chekwereti chikwereti, nekubhadhara chikwereti.
Pane zvikwereti zvaunogona kubvisa kana kuderedza here? Kuderedza chikwereti chako ishanho guru mukubatsira mambure ako akakodzera kuwanda kwenhamba!
2. Ongorora Zvinhu Zvako
Iwe unogona kunge usingazivi kuti mari yako yose inokosha zvakadini, kana kuti kukosha kwakadini kuchachinja, asi iwe unogona kuwana mufananidzo wepamusoro-pamusoro. Edza kusarega chero ipi zvayo kunze. Yeuka, hezvino mapoka enyu makuru easset:
- Pamba yekugara: iyo yakaenzana yakakwana mumusha wako, yakanyanya kukosha.
- Musha wekuzorora uye nzvimbo yekuvakira: inowanzobhadharwa nemari, saka izvi zvinoshandiswa iwe unoda kuverenga!
- Inotengeswa: zvikwata, zvisungo, mari pamwe chete uye mitero yakasarudzwa yekurega basa. Ingoyeuka kuti uwedzere mitero pazvinhu izvi kune zvikwereti zvako.
- Collectibles: unyanzvi uye zvekare-misika yezvinhu izvi ichachinja, asi iwe unogona kugara une appraiser inokubatsira iwe.
3. Chengetedza Mari
Mari shoma yaunopedza, paunowedzera kuunganidza mumatare anokosha. Tarisa pane zvaunoshandisa mari uye ona kana kune nzvimbo dzaunokwanisa kuderedza. Yeuka, kunyange madhora mashomanana pano neapo anogona kuwedzera kusvika kune mari yakawanda mukati megore negore!
4. Deredza Chikwereti
Kuderedza chikwereti ndiyo nzira yakanakisisa yekuwedzera pfuma yako yeramangwana.
Chokutanga, iwe unoda kuziva chikwereti chako chakanaka. Zvadaro, funga kuwirirana zvikwereti kana kungowedzera mwedzi miripo, zvose izvo zvinoratidza nzira dzokuderedza chikwereti.
5. Bhadhara Imari yako
Funga kubhadhara chikwereti chako uye uwane hurukuro yakakura pamabhuku ako. Kuva neimba yako kuchava iyo yefa yako huru.
6. Ongororai Gore reMari Mari
Ndezvipi zvinodhura gore negore zviri kuunza mambure ako anokosha nhamba pasi-uye ndeapi ayo usingadi? Tarisa zvinhu zvakadai seinishuwarenzi yako uye premium healthcare gore negore. Enzanisa nhaurirano yemitengo uye ona kana chimwe chezvinhu izvi zvegore negore zvinogona kugadziriswa.
7. Kuwana Kupa
Kuita mari yekuita mari inzira yakanaka yekuwedzera mari yako inokosha-kana yakaitwa zvakanaka. Verenga pano kuti uwane mamwe mashoko pamusoro penzira yandave ndichishandisa nevatengi kwemakore anonzi "The Bucket System." Chinyorwa chikuru chemuitiro uyu ndechokuti iwe uchagovera mari yako yezviyo mumabhaketani mana: bhagheni chemari, bhaji rekuwana, chikwata chekukura, uye imwe nzira yekubheni ibhakiti.
Kuzarura: Kuenzanisa hakuwanikisi mutero, utsinhanisi, kana mazano emari emabasa. Mashoko aya ari kuendeswa asina kufunga nezvezvinangwa zvekutsvaga, kubvumira kusangana nematambudziko kana mamiriro emari yemumwe muzvinabhizimisi chaiyo uye angave asina kukodzera kune varairi vese. Basa rekare harisi kuratidza migumisiro yemangwana. Kuisa mari kunosanganisira njodzi dzinosanganisira kurasikirwa kwatinoitwa mukuru.