Nzvimbo huru yekutanga ndeyokutora aya matanhatu mashekeri emari anokwanisa kugadzirisa nzira yaunoshandisa, kukurudzira nzira yaunowana, nekuwedzera nzira yaunoponesa nayo, zvose zvisinganyanyi kuedza zvose. Iyi ndiyo nzira dzezuva nezuva dzinoita ukama hwakanaka nemari yako.
Takaputsa mari iyi inosvika muzvikamu zvitatu: Kutenga, Kuchengetedza, uye Kuwana .
Kutenga Hacks
Spending Hack # 1: Chengetedza mari.
Iko kushandiswa kwekutanga kutengesa pfungwa inobatsira zvikuru inonyengera: ingopedza mari chete. Zvinonzwika zvakanyanya, asi mutemo pano ndeyokuti kana iwe uchinge uchinge uchinge uine mari iwe unofanira kumirira kusvikira iwe uchiwana zvakawanda kuti upedze zvakare. Ichi chiyeuchidzo chemuviri chesimboti chakanga charasikirwa kuAmerica kare kare; usatenga zvausingawani. Uri kutsvaga chidimbu kuti uite huck iri zvishoma zvishoma here? Edza izvi: kuwana mari yaunoda vhiki iri mune zvikwereti zvakadai se50s uye 100s. Izvi zvinonzi "Mhedzisiro yeDhenomoni" iyo inoratidza kuti mukana wekushandiswa wakaderera apo mari yakaenzana yemari inomiririrwa neye musikana umwe mukuru.
Semuenzaniso, zviri nyore kupedza mabhiriyoni mashanu emadhora kupfuura iyo inoshandisa imwe $ 50 bill.
Kutenga Hack # 2: Cheka makadhi ako ekwereti - asi usabvisa.
Kuzarura nokuvhara mitsara yakasiyana-siyana yechikwereti kunogona kuva mutsvuku mutsvuku kune waunotenga chikwereti chinotevera, saka isu hatisi vatsigiri rekudzima makadhi ako ekwereti. Pane kudaro, ingovauraya chete.
Kana iwe uchizeza kutema kadhi rako rechikwereti kana iwe uchida kuti rive dambudziko rekukurumidzira, wozoisa panzvimbo isingawaniki nyore nyore kwekanguva. Usatora kadhi rako rechikwereti newe kana iwe uchienda kunodya kana kuti mafirimu, uye zvirokwazvo uende kumba kana uchienda kunotenga. Ita sokuti kadhi rako rechikwereti harisi kushandiswa.
Kuchengetedza Hacks
Kuponesa Hack # 1: Ita kuvharwa kwezvemari.
Izvi zvinogona kuva chimwe chezvinhu zvakanyanya kutengesa mari, asi kugadzirisa kwehupfumi inzira yakanaka yekuita mari yekushambidza iyo ichagumisa kushata kwekuwedzeredza uye kusaponesa. Paunenge uchidzivirira mari iwe uchashandisa mari pane zvaunoda, uye hapana chimwe chinhu. Kunyange zvazvo isingaiti sekunakidzwa kukuru, mhinduro yacho yakaisvonaka. Ichokwadi, iwe unogona kuchengetedza kubva kune 30-50 muzana yemari yako! Dzvanya pano kuti uite danho-nhanho chirongwa chekuti ungatanga sei kuvhara kwehupfumi nhasi.
Kuponesa Hack # 2: Zvipe iwe pachako.
Iyi iri nyore mari yakawanda iyo inogona kuwedzera mijenya kuhomwe yako. Zvakajeka seizvi: pose paunozviwana uri mumamiriro ekudzikisa, taura iwe zvakaenzana. Somuenzaniso, kana iwe uchienda kundodya uye shandisa sevha yako $ 8, isa $ 8 mumari yako yekuchengetedza. Icho chakanaka chekuchengetedza chinogona kuwedzera.
Kuwana Hacks
Kuwana Hacks # 1: Tora mibayiro yako ... uye uishandise.
Kana iwe usina kutora kadhi rako rechikwereti kana kuisa kure kwechinguva (sezvinotaurwa muSpending Hack # 1), iva nechokwadi chokuti uri kuwana chimwe chinhu kunze kwekadhi rechikwereti chaunacho. Vakawanda mazita makuru vatengesi iye zvino vane rumwe rudzi rwemaropafadzo / purogiramu yekuvimbika seKroger Plus Card yeCVS ExtraCare. Iva nechokwadi chekutsvakurudza izvo zvikwereti zvekwereti zvine zvipo zvakanakisisa uye mapurogiramu emari kumashure uye unoita zvakanyanya. Ramba uchiyeuka kuti kana iwe uchizoshandisa kadhi rechikwereti, kuripa pamwedzi wega wega kune zvakakosha kuti uzvichengetedze kuti urege kupinda mumatambudziko.
Kuwana Hack # 2: Kutengesa zvinhu zvako
Iwe une boka rezvokupfeka zvinhu zviri kungotora nzvimbo munzvimbo yako yekamuri? Kana kuti zvichida mhombodo iwe usisashandise zvakare, kana iwe uri kugadzirisa uye uchitsvaga nzvimbo yeimwe samani yekare?
Nekupa zvinhu zvishoma kune rudo kune nguva dzose chinhu chakanaka chekuita, funga kuwana shure kwechinguva chemari iyoyo kuburikidza neimwe yezvinhu zvakawanda zvitsva zvakachengeteka, zvekutsvaga mune zvekushandisa kuburikidza iwe unogona kutengesa zvinhu zvakasiyana-siyana. Makambani anonzi OfferUp, Tradesy, Chairish, ThredUP, Poshmark, Threadflip, Snobswap ndiyo dzimwe nzira itsva, uye kunyange Facebook iko zvino "kutenga, kutengesa, kutengesa" mapoka maunogona kubatana nawo ari munzvimbo yako.
Uri kuedza kubhadhara chikwereti, kuchengetedza chimwe chinhu chakakura semotokari, kana kungotsvaka nzira yekuita nayo yakawanda nemari yako? Kana zvakadaro, tapota download iyi e-book huru, 17 Money Hacks, iyo inosanganisira 11 mari yakawanda hacks iyo ichakutanga iwe pasi nzira yakarurama.