Wana mubayiro nokuda kwemari yako
Mari yekwereti yemakadhi kare ndeimwe yemhando dzakanakisisa dzemubairo makadhi emakadhi. Cash is universal. Makadhi echikwereti pane urongwa huse anotora mubhadharo wemari pamakadhi ekukwereta kadhi rechikwereti. Vamwe vane mabhonasi makuru, zvakare. Vamwe vane zvinhu zvakakura pamusoro pemari yakadzoka. Unoda rubatsiro rwekudzidzira? Tarisa uwandu hwemari yakanakisisa yemari inobhadharwa zvikwereti makadhi makadhi uye sarudza yakanakisisa iwe.
01 Best Overall: Capital One Quicksilver Makomborero
Zvinogona kuva zvakaoma kuti uchengete nemabhadharo emabhadharo ezvikamu uye shandisa mari yako kuti uwedzere mibayiro yako. Kana uri kutsvaga mubairo wekukwereta kadhi rechikwereti, Capital One Quicksilver Makombodhi kadi isarudzo yakanaka.
NeCheart One Quicksilver Makomborero, iwe uchawana zvisingagoneki 1.5 muzana mari yakadzoka pane zvose zvatenga. Uye sebhonasi yekucherechedza, vatori vatsva vanobhadhara mari ye $ 150 mari mushure mekushandisa $ 500 mumwedzi mitatu yekutanga kwekugadzirisa.
Iye zvino kuburikidza naEpril 2018, tora 50 muzana zvakare paunoshandisa yako Quicksilver Makombodhi kadhi kuti ubhadharire kubhadhara kwako kwepaSpotify Premium mwedzi mumwe nomumwe.
Mitengo Inokosha: Farai muzana ye zero APR pakutenga uye kuendeswa kwemashure kwemwedzi mipfumbamwe. Mushure mezvo, APR inowanzova 13.99 kusvika 23.99 muzana. Iko hakuna mari yegore negore. Usabhadhara mari yekutengeserana kunze kwenyika pakutengesa kunoitwa kunze kweUnited States.
02 Best Perks: Dziwani Izvo
Chii chiri nani pane mari yekudzokera shure yemakadhi echikwereti? Mari yekudzokera shure yemakadhi echikwereti anouya nematambudziko. Tisati tasvika kune mamwe maheski anowanikwa Discover It kadi inopa, ngatitaurire nezvemarongerwo epurogiramu.
Vashandi veKadhi vanowana mazana mashanu emari mari kumashure kusvika kusvika $ 1,500 mukutenga mune zvikamu zvinotenderera kwekota imwe neimwe. Zvose zvinotenga zvinowana 1 muzana mari yakadzoka. Izvi zvinosanganisira kutenga mari inopfuura $ 1,500 mumabhonasi masangano. Pane kungoona bhonasi yokutanga, Discover inowirirana nemari yose yaunowana iwe pakupera kwegore rako rokutanga.
Mibairo yako haigari kupera uye inogona kuregererwa chero ipi zvayo chero ipi zvayo. Iwe unogona kunyange kudzikinura mibairo yako chero ipi zvayo pamutemo we Amazon.com.
Iye zvino nokuda kwezvakawanikwa. Nevanokurumidza kukanganisa kwedhina, vatengi vanofanira kugara vachichenjerera kushandiswa kwemashoko avo ega. Tsvaga inopa hutano hunochengetedza huwandu hwekuchengetedza nhamba dzekuchengetedzwa kwemashoko, kukuzivisa iwe kana chikamu chako chinonyanya kuziva chekutsvaga chinowanika pahuwandu hwemasayiti.
Iwe haufaniri kunetseka nezveumwe munhu uchishandisa kadhi yako yakarasika kana yeba. Huruza Iyo inobvumidza iwe kuisa kero yako mazai kuburikidza nemapurogiramu efoni kana webhusaiti kudzivirira kutengesa kutsva. Kana iwe ukazowana kadhi rako rechikwereti, iwe unogona kungozvifungidzira kuti utange kushandisa zvakare. Izvi zvinokuchengetedza kudana kunhare yevashandi kuti uve nekadhi kadi yechikwereti yakatumirwa kwauri.
Kuramba uri pamusoro pekwereti yako kukosha kunokosha kune utano hwekwereti. Iwe uchawana mahwendefa eFICO chikamu mwedzi mumwe nomumwe nekutumira kadhi rako rechikwereti.
Mitengo Inokosha: The Discover It Card inouya nezana yepuro APR pamwedzi gumi nemana pakutenga uye kuwedzerwa kweyeri. Pashure pacho, APR inogara iri 11.99 kusvika 23.99 muzana. Hapana mari yegore negore.
03 Best for Everyday Spending: Blue Cash inosarudzwa American Express
Mhuri dzakapedza zvakawanda pamitambo uye gasi dzichabatsirwa neBlue Cash inofanirwa American Express. Kubhadhara zvikamu zvitanhatu zvemari kubva kumashure kusvika kusvika ku $ 6,000 mukutenga pazvokudya zvekuAmerica; zvikamu zvitatu kubva muzana mari yakadzoka pamagetsi uye madhipatimendi eUnited States; uye 1 muzana pane zvimwe zvinhu zvose, kusanganisira kutenga zvekutengesa kunopfuura $ 6,000 pachikumbaridzo.
The Blue Cash inosarudzwa American Express inopa bhonasi yakawanda yokunyora, kunyange zvazvo zvinoshandiswa mumari zvinowedzerawo zvishoma. Vatsva vadhidhidhi vachawana $ 200 mari shure mushure mokushandisa $ 1 000 pakutenga mumwedzi mitatu yokutanga. Iko $ 200 inopiwa mubayiro semashoko ekukwereta.
Matengo Anokosha: Farira zero muzana MUTEMO APR pamatenga uye kutengesa kutengesa kwemwedzi gumi nembiri. Pashure pacho, APR inogara iri pakati pe 13.99 kusvika 24.99 muzana. Kune $ 95 mari yegore negore.
04 Best for Purchases Gas: Banker Americard Cash Rewards
Kana uine nguva refu yekushanda kana iwe unofamba zvakawanda zvebhizimisi, iwe unogonawo kushandisa mari yakawanda pane gasi. Mari yeAmerican Cash Makomborero inobhadhara zvikwereti zvakakwirira pamagetsi kutenga.
Gamuchira 3 kubva muzana mari yezvemari inotenga uye 2 muzana kumashure mune zvekudya uye mabhizimusi akawanda pama $ 2 500 okutanga mune pamwe chete gas / grocery / wholesale club dzinotenga gore negore. Gamuchira 1 muzana mari yakadzoka pane zvimwe zvose.
Sekunyora mabhonasi, iwe uchawana $ 150 yemari yemari yemari yemari bhodhi mushure mekunge waita madhora $ 500 mukutenga mumazuva ekutanga makumi mapfumbamwe ekuberekwa kwebhuku.
Kana uri weBan America mutengi, iwe uchawana bonus 10p muzana apo iwe uchidzikinura mubairo wako muBhange reAmerica kuongororwa kana kugadzirisa kero. Bhizinesi reAmerica Inofarira Makomborero vatengi vanogona kuwedzera bhonasi 25 kusvika ku75 muzana.
Mitengo Inokosha: Farai muzana yepurosi yepamusi APR pamatenga uye kutengesa kuenzanisa kwekutanga kwekubhadhara mabhiriji. Kuenzanisa kwekuenzanisa kunofanirwa kuitwa mukati mememazuva makumi matanhatu kubva mubhuku rekuvhara kuti zvikwanisire chikwata chekufarira chikwata. Mushure mezvo, APR inowanzova 13.99 kusvika 23.99 muzana. Hapana mari yegore negore.
05 Inokurudzira Inobatsira Kudzorera: Citi Double Cash
Kugamuchira mibairo pakutenga ndeyekugadzikana kwehuwandu hwemaropafadzo emakadhi emakadhi. Iko Citi Double Cash inokonzera kukurudzira kukuru kubhadhara chikwereti chako chekadhi rechikwereti. Iyo kadhi inobhadhara 1 muzana yemubairo pane zvose kutenga uye imwe imwe 1 muzana apo iwe uchibhadhara chikamu chako.
Citi ichakanganwira yako yokutanga kubhadhara kadhi rechikwereti, kuchengetedza kusvika pa $ 27 pamari. Kana iwe wakanonoka zvakare, uchakweretwa kunonoka kusvika kusvika $ 38.
Sezvo Citi cardholder, iwe uchave nekwaniso yekukwanisa kuwanika kwetikiti dzechiitiko, sekutanga kwekatikiti dzekambani kuburikidza neCiti Private Pass.
NeCiti Price Rewind, hauzombofaniri kuzvidemba kutenga nokuti wakazviona ichipiwa mutengo wakaderera. Nyora yako yaakatenga zvinhu uye uwane kugadzirisa kwekutengesa kwekutengesa kana mutengo wemutengo unoderera mukati mazuva 60 anotevera.
Mitengo Inokosha: Citi Double Cash Card ine zero yekutanga yekutengesa kubhadhara kweMAP kwemwedzi 18. Mushure mekutsvaga nguva, kubhadhara kuendesa APR ndiko 14.49 kusvika 24.49 muzana. Hapana mari yegore negore.
06 Best for Dining: Uber Cash Rewards Card
Vheji yeUber Visa itsva, yakabudiswa naBarclays, isarudzo yakanaka kuvanhu vanopedza zvakawanda pakudya. Kadhi yacho inokonzera vana muzana kumashure pakudya, kusanganisira Uber Eats; makumi matatu kubva muzana kumashure hotele uye airfare; zvikamu zviviri zvekudzokera kumashure ekutenga kuIndaneti, kusanganisira Uber; uye imwe muzana kumashure pane zvimwe zvose.
Vatsva vadhidhidhi vanowana $ 100 bonus mushure mekushandisa $ 500 pamatenga mumazuva ekutanga 90. Iwe unogona kuregeresa bhonasi yekwereti yeUber, chirevo chekwereti kana makadhi echipo. Iwe unogona kuwana mibairo isingagumi uye mibayiro yako haigari kupera. Ingoita kuti uchengetedze nhoroondo yako yakazaruka uye yakamira zvakanaka.
Shandisa $ 5,000 kana kupfuura pamusoro pekadhi rako rechikwereti mugore rimwe uye iwe uchawana $ 50 chikwereti pamasevisi epakombiyuta. Iwe unogona kushandisa chikwereti nokuda kwekuteerera mimhanzi kana kubhadhara mavhidhiyo.
Ruvengo kubhadhara foni yunivhisi? Bhadhara musero wako wefoni nekadhi rako rechikwereti uye ugamuchire $ 600 kuti uwedzere kutengesa foni kana kuba.
Hapana muganhu wemigumisiro yaunogona kuwana uye haiperi chero bedzi iwe uchichengetedza nhoroondo yako mukumira kwakanaka. Pfungwa dzinogona kutorwa kana kutengeswa.
Mitengo inokosha: Uber Cash Makomborero Visa haisi chero mapepa okutsigira okutenga kana kutengesa kutengesa. Hapana mari yegore negore uye hapana mari yekunze kwenyika.