"Tine mukana wekubhadhara mari yakawanda," inodaro New York Jets kunze kwekambani muteereri Joshua Martin, uyo ane mvumo yegore rechipiri yaive ye $ 3.8 mamiriyoni. "Asi basa redu harisi kupera kwenguva yakareba." Kuita mari iyi yekupedzisira ndeimwe yezvikonzero zvaakaita kuti zvive zvakakosha kupinda pavanosarudza mapoka emari emakambani akaiswa neNFL.
Ichokwadi chekuita kwavo kwenguva pfupi kunowanikwa nechokuti vazhinji vavo vatsva pakugadzirisa mari yavo.
"Kune vazhinji vevatambi ava NFL ndiyo basa ravo rokutanga renguva yakazara," anodaro Carla Lide-Bugilone, Mutungamiriri weProgram yeNFL Player Engagement. "Kuva nemari yemari yavanoita ndiyo itsva kwavari. Tinofanira kupa zvipo kuitira kuti vagone kubata zvakanaka mari yavo, vanoiisa nguva , nekukura. "
Asi iwe haufaniri kuita mamirioni emadhora gore kuti ubatsirwe kubva pane zvidzidzo zvavari kudzidza.
Nzira Yokugadzirisa Mari
Zvechokwadi? Iwe unoda bhajeti mune imwe indasitiri umo mari shoma yemari ye rookie iine madhora 465 000 (kubva muna 2017)?
Hongu, anodaro Maura Attardi, Mutungamiri weFinari Wellness yeMari Management International (iyo mapurogiramu mamwe emisasa yebhokisi). Izvi zvinokonzerwa nekuti vatambi havagamuchiri nguva yekubhadhara kwegore rose: Kunze kwekuti vasati vauya kumapurisa, vatambi veNFL vanobhadharwa pamusoro pemasvondo gumi nemanomwe emwaka wenguva dzose, zvino vanofanira kutambanudza mari iyo pane zvakasara gore.
Izvo zvinoda hutongwa hwebhajeti, anoti. "Tine vatambi vanoita bhajeti nekutsanangura, izvi ndizvo zvaunenge uine apo mubhadharo unopinda, izvi ndizvo zvakagadzirirwa kushandiswa, kuchengetedza, kunze-nguva yekushandisa mari, uye zvinangwa zvako zvekugara kwenguva refu."
Nzira Yokutanga Sei?
"Iwe unofanirwa kusarudza zvinhu zvinokosha kwauri zvaunoda kuita nemari yako," anodaro New York Giants Linebacker Devon Kennard.
"Zvino iwe unotofanira kupa vamwe." Vatambi vanopinda mumatambudziko emari ndeavo vanopedza chikuru pazvinhu zvose, panzvimbo pokutsvaga maitiro avo. Kunze kwekuti iwe uri pakati pevatambi vakanyanya kubhadharwa mumutambo, "iwe haugone kuva munhu wemotokari, munhu weimba, munhu ane zvishongo, munhu anoda kufamba, uye munhu anoda kutarisira mhuri yako," anoti. KwaKennard, izvozvo zvaireva kutarisa kufamba, zano rakamutora kuCosta Rica, Haiti, Jamaica neCabo, pamwe neBahamas neDominican Republic pamakarani ino yechando.
Nzira Yokugadzirira Nenguva Isipi Drop In Income
Kune vanhu vakawanda, kurasikirwa kamwe kamwe-kamwe kwemari kunogona kuuya nenzira yekurasikirwa kana zvimwe kurasikirwa kwebasa. Kune vateereri veNFL, inowanzova kukuvadza kwebasa-kuguma. "Tinofanira kuyeuka basa redu rakapfupika," anodaro Martin, uye zvechokwadi, wega weNFL basa rinotora makore 3.3 chete. Izvi zvinowanikwa nechokuti-kusiyana nemamwe matatu makuru emitambo yeAmerican sports - iyo NFL hairevi zvibvumirano zvakakwana zvakavimbiswa. Izvi zvinoreva, somuenzaniso, kuti gore remakore mana, $ 28 mamiriyoni ezuva rebhadharo aigona kukurudzira kubhadhara kunze kwemari yegore roga roga kana mutambi ane chirwere chakakomba kana kudonhedzwa mukushanda.
Chinangwa ichocho chinofanira kunge chiri kuponesa zvakawanda sezvaunokwanisa kana iwe uchikwanisa, kutanga nemitero-inobatsira zvirongwa zvekurega basa asi kupfuura ivo (uye kuchengetedza zvakawanda) kana zvichibvira.
"Ndinogadzira chinangwa chekuwanda kwegore negore," Martin anoti. "Ndinovimbisa kuti ndinobuda kunze kwe401 (k) , asi iniwo ndinoziva [ndinokwanisa] kuchengetedza hafu yezvandinenge ndisingaiti kunze kwekuita maitiro angu."
Nzira Yokubata Nayo Windfall
Iwe unopa chero mamiriyoni e19 kusvika kune makumi maviri emakore emadhora muzuva rimwe uye uudze 'em kuti uende hupenyu hupenyu, ivo vachange vaine ups and downs,' anodaro Kennard. Vachavawo nevanhu vakawanda vanotarisa kuti vazviparadzanise kubva pamari yavo, kubva kune avo vanoshayiwa mhuri yemhuri kune vebhizimisi vachitsvaga mari.
Mamiriyoni eMMI anotarisa kuparadzanisa manzwiro kubva kumabasa ebhizimisi - uyewo kana kuti kwete kupa rubatsiro rwemari kumunhu waunoda ari kubatsira kana kukuvadza dambudziko guru. Asi, anoti, "chinhu chinonyanya kukosha ndechokuti bhajeti ." Izvo zvinokupa hurongwa hwekutsanangurira vanhu vari kukumbira kuti mari yako inotarirwa kare kune vavariro dzenguva refu.
Nzira Yokuva Nayo Purogiramu B
Vose Kennard naMartin vari kutarisa kuti upenyu hungaita sei shure kwebhola. Nekuda kwake, Martin, uyo ane chido mune zvemari, akaita nguva yekusiya-nguva yekudzidzira nemakambani mune nzvimbo yekutsvaga. Kennard, uyo anotarisa mundima yekukurukurirana uye kushandiswa kwebhizimisi, anoshandisa nguva yake yekusununguka achienda kuNew York City kuzosangana nevanhu vatove vakabudirira zvikuru mumabhizimisi iwayo. "Ndinoziva kuti uyu ndiwo mutambo usingagari nokusingaperi," anodaro. "Kubudirira zvakanyanya sezvandinoita mumunda, ndinoda kuva nebudiriro yakawanda kubva mumunda."