Dzidza Maitiro Okutora Bhizinesi Yemautano Ehutano Nenhengo Yomubatanidzwa
Kutarisa Bhidhiyo Yakanaka Inhuwarano yehutano Asi Hauna Imwe Kuburikidza Nomushandi?
Nhengo dzakawanda dzehutano dzinopa hutano hwehutano hweboka kana hutano kumasangano avo.
Sezvo uri nhengo yeboka, unogona kunge wakakodzerwa nezvikwereti pahutano hwehutano inshuwarheni kana kupinda kune rimwe boka rehutano hwehutano inshuwarano.
Chii Chinonzi Organisation Organization?
Nhengo yehutungamiri iboka rakatsaurirwa kupa ruzivo uye kubatsira kune nhengo dzaro dzinogona kurondedzerwa sevaya vanogovana kufarira, kutengeserana, kana basa. Izvi zvinogona kusanganisira zvikwereti munzvimbo dzakasiyana-siyana dzebasa kana nzvimbo dzekuchengetedza, dzidzo yepamusoro yemikana, kuwanika panguva dzinoverengeka, uyewo boka boka rehutano hwehutano kana kuti kubhadhara utano hwehutano inshuwarheni uye zvidzidzo zveboka.
Chii Chinhengo?
Boka rebato rinotsigirwa zvirongwa zvehutano zvinogonawo kuzivikanwa sehurongwa hwehutano hwemagariro Sangano rehutano hwehutano rinobvumira nhengo dzeboka, kana basa kuti vashandire pamwe chete kuitira kuti vataurirane nezvemariyamisi zviri nani kune avo vanhengo, zvakafanana nenzira iyo hurongwa hwehutano hunobhadharwa hunoshanda.
Kunze kwekuti nhengo dzechikwata kana boka dzisingashandi kune mumwe chete wavanoshandira, pane kudaro vanogovana mune zvemabhizimusi, kufarira kana imwe tsvimbo inowanzovabvumira kuzvitsanangurira sechisungo.
Ndingawane sei Inishuwarenzi yehutano kuburikidza neboka rekubatanidzwa kweboka?
Chinhu chokutanga kuti iwe uite ndechokufunga pamusoro pekuti ndezvipi zvikwata zvaunogona kunge uripo.
Semuenzaniso, masangano ehurumende, masangano ehurumende, kana masangano emagetsi anosanganisira kamuri yako yekutengeserana.
Semuenzaniso, vazhinji vedu takanzwa nezveVanyori Guild of America. Iko nhengo yehutano yakatsaurirwa kugovera zvigaro uye kubatsiri kune vanyori vezvenyanzvi.
Pakati pezvikomborero zvakawanda, vanogona kupa inshuwarisi yehutano yeboka kumalungu avo. Vane nhungamiro yakaoma kwazvo yekuve nhengo, asi sangano ravo rinongova rimwe rezvizhinji zvinowanika rinopa hutano yehutano inshuwarisi .
Mienzaniso Yezvimbo Kuti Uwane Inishuwarenzi Yehutano Neboka Sehutano, Hurumende kana Masangano Ezvemabhizimisi
- AARP Health - Zvimwe nzira dzakasiyana-siyana mukuwedzera kwehutano hunobatsira
- Sangano reNyika Dzakawedzerwa
- Affiliated Workers Association (AWA)
- American Institute of Graphic Arts (AIGA) - inopa inshuwarisi yehutano kana iwe uchienda kune dzimwe nyika asi haunazve hupi huripo hwehutano hwehutano hunokonzerwa nekuchinja neAACA.
- Sangano reComputing Machinery (rekombiyuta vashandi)
- Costco Health Insurance Marketplace
- Freelancers Union - inopa nhengo dzisina ruzivo uye dzakasiyana-siyana zvehupfumi kune ani zvake anofunga kuti iye pachake ari freelancer. Dzidza zvakawanda pamusoro pezvikwereti zve Freelancer
- National Association for the Self Employed
- Vanyori Guild of America.
Mienzaniso yehutano hwemapoka ehupfumi yehutano yehutano nehuwandu hwehutano hwehutano
Kunyange zvazvo sangano iri risingapi inshuwarisi yehutano zvakananga, vakapa mari yakawanda yekubatsira vanyori kuwana inshurensi inotengesa: Vanyori 'Health Insurance Resource Center. Bhizinesi reBusiness Business, sangano rehurumende, rinopawo rubatsiro rwakadaro kune nhengo dzaro.
Nhengo dzeNational Small Business Association dzinogonawo kuva nehutano hwehushuwarisi muLong Term Care, Disability Income Insurance , uye Life Insurance.
Anoshandira Inishuwarenzi yehutano Yakakosha pane imwe yeUshuwarhu yeUtano, kana Utano Hwehutano Hwokupinda Muhutano?
Kana iwe uri kutsvaga boka rehushuwarano urongwa hwehutano, mushandi wako kana mudzimai wako (kana muimba yevashandi ) angave akakwanisa kupa zvipo zvehutano kwauri.
Vashandi vazhinji vanobhadhara kubhadhara chikamu chemishonga yehutano yehutano uye izvi zvinogona kukuchengetedza mari. Zvinogonawo kugovera kune HSA kana FSA nokuda kwako, uye izvi zvichakuchengetedzawo mari pamwe nekuvaka mari.
Kana iwe usina unoshandira uye uri kushanda pachedu, iwe ungada kuongorora hukama hwakabatana mudura rwedu pamusoro apa kana kuverenga zvakawanda pamusoro pe Freelancer Health Insurance kana Health Insurance yeVadzidzi Vashandi .
Kuwana inshuwarano yehutano kuburikidza nehutano sangano inogona kuva sarudzo inopfuura yehutano inshuwarhu yehutano nokuti pfungwa yeboka remishuwarenzi ndeyokupa mukana kune nhengo dzayo kuburikidza nekupa zvikwereti zvishoma.
Kakawanda, nehuno huno hutano hwehutano hwehutano hwakanaka, uye hupenyu hunogara huripo hwekuvandudzwa kwemitemo yehutano nguva dzose huchazobhadhara kuti uone zvese zvinogona kusarudzwa.
Kuchinja Kwekubatana Nemautano Ehutano uye Kubatana Kweboka Rehutano Utano Sezvo ACA
Zvaiwanzova zvakajairika kuti zvikwanise kuwana chirongwa chehutano kuburikidza nehutano hweboka kana sangano, izvi zvaive nokuti sangano renyika raigona, semuenzaniso, kusarudza mitemo yehutano yehutano yehutano yavanoda kutevera pakusarudza zvirongwa zvavo, izvi zvakabvumirwa kunyanya kugadziriswa mune zvinyorwa zvekugadzirisa sangano rimwe nerimwe. Izvi zvinogona kuve zvakanaka pane mamwe mazinga, asi zvakakonzerawo dambudziko muhutano hwemasangano ehutano hwehutano hunozopa, pakanga pasina maitiro, uye saka ACA yakashandura izvi zvinoda zvirongwa zvekuvhara izvo zvakagadziriswa nemutemo , zvakadai senheyo dzinokosha . Nekuchinja uku, mamwe masangano ayo aimbopa zvirongwa zvehutano akadzivisa kana kuchinja kuisa pfungwa dzavo pakuwedzera zvirongwa zvehutano .
Zvisinei, kune masangano nemapoka ehutano anopa zvirongwa, rubatsiro, uye maitiro kune nhengo dzavo. Zvakakosha kuziva kana iwe unogona kushandisa mukana wehutungamiri hweboka kuti uchengetedze mari painishuwarenzi yako kana iwe uripo iwe.
Nzira yakanakisisa yekuchengetedza mari pane inshuwarhu yehutano ndeyokutengesa pedo nekudzidza pamusoro pezvaunosarudza uye kuti vanoenzanisa sei iwe nemhuri yako inoda.
Vanhu vazhinji havazivi kuti kune mapurogiramu kunze uko anogona kubatsira kana zvakaoma kuwana inshuwarisi inodhura . Kana uri kutsvaga dzimwe nzira dzekuchengetedza mari pahutano hwehutano uone zvikomborero zvekushandisa HSA kana kuwana zvakawanda pamusoro peMedarered vs. Medicaid uye ndiani angakwanisa.