Madzimai Aidiwa Kufunga Nezve Utano Vehutano Kusiyana

Kune zvimwe zvekuti vakadzi vari nani kupfuura varume. Kuchengeta hutano hwavo hausi imwe yeiyo. Maererano nekuongorora kwechangobva kubuda kubva kuZocDoc, nzvimbo yekutengeserana yehutoriki, kana vachirwara, zvikamu zviviri kubva muzvitatu zvevakadzi zvinogona kungozvimirira kunze kwekuita chirongwa chechiremba pakarepo (hafu yevarume chete inotaura zvakafanana). Zvimwe zvinonetsa, vakadzi vanowanzoita kupfuura varume kuti vasiye kudzivirira kuchengetedza .

Mari inogona kunge yakakosha chinhu chinokonzerwa nechinangwa chevakadzi kuti vasiye kurega - kana kuibvisa zvachose.

Ndokusaka vakadzi vanofanira kunge vachifunga zvakasiyana nezvehutano hwavo hwehutano. Uye kana iwe uri mumwe we40 muzana yevakadzi ndivo vari kunyanya kubhadhara inishuwarenzi yehutano iyo inobatanidza mumwe wako uye / kana vana, izvi zvinokosha zvikuru. Hezvino izvo zvaunoda kuziva.

Inishuwarenzi Haina Kuchinja Kunyange

Vakadzi vane zvinetso zvakasiyana-siyana zvehutano izvo zvinofanirwa kuverengwa kana vasarudza hurongwa hwehutano hwehutano. Uye kuchinja kuri kuuya kune Affordable Care Act nemimwe mitemo yehutano inogona kuunza zvinetso zvitsva zvevakadzi vanotsvaka kugoverwa.

Asi ikozvino, Obamacare achiripo - uye izvi zvinoreva kana iwe uine inshuwarisi, kuchengetedzwa kwako kwakarongwa kunodzivirira kwakavharwa, anodaro Nate Purpura we ehealth.com. Iko kunosanganisira gore rekuenda zvakanaka-mukadzi, maVV vachengeti (izvo, nenzira, varume vechidiki vanofanira kugamuchira pamwe), uye mammograms makore maviri oga oga pamusoro pemakore makumi mana. "Vanhu vazhinji vari kutora zvishoma neizvi," Purpura manotsi .

"Icho chinopesana nepfungwa yekuti ngatitange kuiwana kare uye tiitore." Kuchengetwa kwekuberekwa kwakabatanidzwawo. Saizvozvowo zvikamu makumi mapfumbamwe nemaviri kubva kune zana kubva kune zana muzana yemari yekuvhara pamuviri.

Sezvakamira ikozvino, chirango chokuva mukadzi chave chaendawo. Usati waenda kuAACA, kana uri kutengesa inshuwalhu yehutano iwe pachako (kusiyana nekutora kuburikidza nemushandi), zvinodhura zvakawanda kana iwe uri mukadzi.

Ngani? Avhareji ye $ 34 pamwedzi, kana $ 400 pagore, maererano neEHealth. Icho hachisi chokwadi zvakare. Panyaya yekuderera, "hakusi zvakawanda zvekusununguka paunosarudza zvaunobatsira ," Purpura anoti. Pamusoro pezvo, "zvinhu zvose zvakafukidzwa uye chirongwa che inshuwarisi hachisi kuenda kune [mari yakawanda] kana iwe uri mukadzi."

Tsvaga Nyaya Nezvechiremba neMitemo

Pane tariro yakawanda yokuti vakadzi vakanyanya kuvimbika kupfuura varume. Asi kutsvakurudza kwakaitwa naErasmus University ye Stijn van Osselaer vakawana iyo haisi iyo iyo nyaya. Varume vakanyanya kuvimbika kumasangano, asi vakadzi vanowanzokoshesa hukama hwehumwe. Sezvo zvakadaro, isu takavimbika kune vabati vehodzi, vatinoda vedu vatengesi uye, hongu, vanachiremba vedu.

Saka kana iwe uchinzwa kuvimbika kuna vanachiremba vako - kana kunyange kana iwe unonyanya kufara navo - ipapo iva nechokwadi kuti vanobvuma chirongwa che inshuwarheni chaunosarudza munguva yekunyora yakazaruka. Kana iwe uchifunga kuti uyu ndiro gore raunogona kutora pamuviri, ita zvakanyatsoziva kuti OB / GYN unoda kushandisa iri muurongwa hwako. Pashure pezvose, kana uchibhadhara zvishoma pane chirongwa chinoreva chiremba wako waunofarira haafaniri kuvharwa, uye iwe unomuka uchishanyira chiremba zvishoma semugumisiro, zvino zvakakosha kubhadhara zvimwe zvishoma kuti uwane inshuwariti iwe uchishandisa zvimwe.

Uye apo iwe uri pairi, iva nechokwadi chokuti mitemo ipi yaunotora yakavharwa, zvakare.

Utano Hwako Hwenhamo Hwakasiyana - uye Inofanira Kushandura Sarudzo Yako Inishuwarenzi

Ngatishandise kubatsirwa kwekuberekwa kunze kwechinguva (nokuti, sezvataona, ivo vanogara vakafukidzirwa) uye kuisa pfungwa pane zvimwe zvinhu zvitatu zvehutano izvo vakadzi vanofanira kuzviziva.

1. Chirwere chemoyo. Ndicho chikonzero chikuru chekufa kwevakadzi muUnited States, vane mhosva yekufa kwe-in-mana muvakadzi gore negore.
2. Kanzira, yechipiri ine ngozi kune ngozi yehutano hwemukadzi. Kusiyana nekutenda kwakakurumbira, kenza yemazamu haisi iyo yakaipisisa yakaipa pano - iyo kukudzwa kunosvibisa inoenda kumukenza wemapapu, iyo inokonzerwa nevakafa vanenge 71 000 gore negore.
3. Stroke, iyo inokonzera 6 kubva muzana yevanhukadzi vose vakafa, asi iriwo chikonzero chikuru chekuremara kwenguva refu; 60 muzana yemarwadzo ose anoitika kuvakadzi.

"Kana uri muboka risina ngozi kune chero ipi zvayo yezvirwere izvi, ungada kuongorora chirongwa chisingabhadharwi ," anodaro Jennifer Fitzgerald, CEO yemushuwarisi wepasitesi site PolicyGenius.com. Iwe uchabhadhara mberi kwepamusoro pesimboti yako, asi kana iwe uine chiitiko, zvizhinji zvehuwandu hwako huchavharwa.

Tora Your Physicals Nhasi

InsuranceQuotes.com munguva pfupi yapfuura yakabudisa mushumo unotarisa ngozi dzevakadzi dzehutano hwakanyanya zvakananga pasi peMutungamiri Trump. "Tinofunga kuti kuchengetedza kuchengetedza kunenge kuchienderera mberi," anodaro Laura Adams, Senior Insurance Analyst panzvimbo iyi. "[Zvisinei,] chii chave chakasiyana neObamacare ndechekuti vakaisa mabasa akawanda evakadzi sekudzivirira kuchengetedza - somuenzaniso, kuberekwa kwekuzvarwa." Kutarisira kushandiswa kwemhando iyi, anoti, inogona kuenda pane zvose zvinotsiva Obamacare.

Izvo zvinotaurira kushandisa michero inowanikwa purogiramu yako yemazuva ano, pronto. "Enda kushanya kwako kwegore negore," Adams anoratidza. "Nenguva ino gore rakatevera, rudzi urwu rwekuparidzira hungave haruna hupfumi hwevakadzi."

Ndiina Kelly Hultgren