8 Zvidzidzo Zvatinodzidza Kubva Mumakumi maviri Emakore Ane Chiuru Akasimuka Ne $ 1 Million
Unoda kudii rini?
Makumi matanhatu nemashanu? Makumi mashanu?
Iwe haufaniri kumirira kwenguva refu, iwe unoziva.
Vaviri vakaroorana vemuCalifornia vakabva vatiza mumakore ekuma30 ne $ 1 mamiriyoni mubhangi, maererano neagazini yeForbes .
Zvakanaka, chokwadi, izvozvo zvinoshamisa zvehupfumi hwevanhu pachavo zvaizova zvisingakwanisi kune vazhinji vedu nokuti tine, iwe unoziva, hupenyu. Uye vana. Handikwanise kubvisa chinhu chakadai nevanakomana vana kuti vaurere.
Ivo vaviri - Travis naAmanda - havana vana. Vakatora mari yakawanda semapurogiramu ezvigadzirwa zvepamhizha uye vakanga vatozora mari $ 350,000 pavakasarudza kuvhara mabasa avo nokusingaperi. Ivo vanewo simba rekuda sezvamuchaona. Kunyange zvakadaro, kune zvakawanda zvokudzidza kubva kunezviMireniyamu maviri pamusoro pezvakakosha zvekuvaka dendere rekurega basa mazai.
1. Ziva Chinangwa Chako
Apo Travis akaregwa kubva mubasa reT IT muna 2012 akawana chido chitsva-rusununguko rwakauya nekusashanda. Iye naAmanda vakasarudza kusiya mari nokukurumidza. Vaifunga kuti vaida $ 1 mamiriyoni kuti zviitike izvozvo. Vaviri vakaronga kurarama pa3 kubva muzana - 4 muzana yehupfumi hwavo hwegore negore uye vanotarisirwa ne7 muzana yekuwedzera kwegore.
Unofungidzira sei kubvisa kwako? Uchafamba nyika here? Tanga bhizinesi duku? Iwe une imba yegungwa? Kuziva zvaunoda mushure-basa ndiyo danho rokutanga pakuita kuti zviroto izvozvo zvizadziswe.
2. Tora Izvo
Kuronga mari yako kunokubvumira kuti uzive kwauri uye kuti uende mberi sei. Travis naAmanda vakaunganidza nhoroondo dzavo dzese dzemari mumusangano wekusabhadhara webasa reMint.com uye vakaita zvakadzama zvezvinhu zvavo uye mari. Izvi zvinotungamirira kupedza kupeta uye (nyore) chisarudzo chekubatanidza makumi manakkki akawanda kubva kune vekare vashandi.
3. Kuponesa Kutanga
Vaviri vacho vakaponesa zvikamu zvinenge 65 kubva muzana zvebhadharo yavo mumakore matatu aakatora kuti vawane $ 1 mamiriyoni. Vaigara mubhadharo inotarirwa $ 2 200 yeWorland house (inoshandiswa neBa Bay, zvechokwadi) uye nekugadzirisa zvinokonzera mari nekuita zvinhu zvakadai sekutyaira zvishoma, nekurembera machira kuti aome mumhepo isina mhepo.
Heino chidimbu chekuwedzera mari yako yekuchengetera: Zvipe iwe wekutanga. Ita kuti mari yako yakabhadharwa kubva pamari yako, ingava yekambani 401k kana imwe mari yechibharo. Iwe haugoni kupedza zvausingaoni.
4. Chenjererai Mari uye Mitero
Mhosva ndeyekudzoka-muurayi mukuru. Iwe unofanirwa kuongorora uye kubvunza mari yose yaunobhadhara, kunyange pamari mukati mukati ma 401k yako. Amanda naTravis vakaisa mari yakawanda yekusabhadhara mari muTFF dzinodhura uye kuenzanisa mari. Izvi zvakabhadharwa zvakajeka, sezvo vaviri vacho vakakwira kudarika 60 muzana kuwedzera muS & P 500 kubva muna 2012 kusvika 2015.
Vaviri vacho vakaronga mberi uye vakakwanisa kudzivisa 10 muzana IRA kutanga kubvisa chirango kuburikidza nekushandisa Roth IRA kutendeuka dhamera. Muchirongwa ichi chinotarisa mberi, vakashandisa mari yakawanda gore roga roga kubva kumadzitateguru avo IRA kuenda kuRoth. Imwe makore mashanu akanga apfuura kubva kuIRA kusvika kuRoth kutendeuka, vakakwanisa kutora michero yavo yeRoth mumagariro ega ega ega uye kudzivisa kutanga kutora chirango.
5. Basa Rako Ndiwe Wako Wako Moneymaker
Zviri nyore kukanganwa, mubhadharo wako ndiyo inzvimbo yepurogiramu yako yekutsvaga. Chipi nechipi chaunogona kuita kuti uwedzere mari yako kana kuwedzera mamwe mari (basa rechipiri kana chivako chekurenda, somuenzaniso), ichasimudzira zvinangwa zvako.
Zvakawanda sezvaaivenga basa, Travis akadzoka kune rimwe cubic kuti aite kuti kurota kwekuroora kwacho kuchizadzike. Akashandura mabasa katatu mumakore matatu kuti awedzere kuwedzera kwemari. Amanda akaiisa kunze kwebasa rake semakemikariki. Pakuwana mari yavo yepamusoro, vaviri ava vaiita pamwe chete $ 200,000.
6. Enda uye Gadzira
Zviri nyore kwazvo kuchengetedza kana mari yako yekurarama yakaderera. Apo Amanda naTravis vakapedza basa, vakasiya ma psycho-expensive Bay Area yeimba ye $ 270,000 muAsheville, NC. Vaviri vacho vakasarudza guta regomo nokuti mari yekurarama yakaderera.
Vanotendawo kuti imba yavo ichava nyore kubhadhara kune vashanyi asi vaviri vacho vachienderera mberi vachienda ku-globe trot.
7. Zvigadzirisa uye Zvinyorwa
Sezvavakanga vasvika pakuramba kwavo, VaAmanda naTravis vakatengesa zvizhinji zvezvinhu zvavo mumba mavo maviri. Vakapinda mukutora basa uye chete zvavakashandisa zuva rega rega.
8. Rongedza Zvaunenge Uchida Kubhadhara Mari
Tinowanzofunga nezvekuchengetedza apo patinokurukura kuronga kwemari. Asi iwe unofanira kufungisisa zvakanyanyisa nezvekushanda kwebasa rako shure kwekushanda kana iwe uchida dendere rako mazai kukuona iwe mumaminitsi maviri kana matatu. Tiri kurarama kwenguva yakareba mazuva ano, rangarirai zviuru 1 Bucks A Month Rule kubva pane yapfuura maAJC ma column.
Travis naAmanda vari kurangwa zvikuru. Vanoramba kupedza zvinodarika 4 muzana zvehuwandu hwepodfolio yavo ikozvino pagore. Somugumisiro, dzimwe nguva vanofanirwa kuderedza mari yavo apo mahofisi avo anokoshesa kuvhara. Vakaramba vachiteerera mutemo uyu kunyange panguva yavo yekuraira kurota motokari kubva kuSan Francisco kusvika kuCosta Rica.
Vakagadzira rwendo irworwo pamatoro, kutyaira (uye kurara) muToyota 4runner yekare. MuCosta Rica, vakashanda imba ye $ 1 000 pamwedzi - vakaenzana ne $ 30 neusiku. Vaidya pamba uye vakadonha zvinhu zvinotenderera.
Travis naAmanda vakaudza Forbes kuti havazomboshandi zvakare. Asi vakasiya musuo wakazaruka kuti vave nevana. Zvakaoma kurera vana mazuva ano pamusha wemari ye $ 30,000 kana $ 40,000. Asi kana munhu achigona kuzviita, ndiri kutengesa paTravis naAmanda.
Muenzaniso wavo wakanyanya kukurudzira. Kana aya makumi maviri nemakumi matatu-zvigaro anogona kuchengetedza madhora mazana matanhatu nemazana matanhatu emakore matatu, zvirokwazvo isu tinogona kusvika kune zvatinoshandisa zvekurega basa mumakore makumi maviri kana makumi matatu.
Zvose zvinotora chinangwa, chirongwa, nekuzvipira. Kunyanya kuzvipira.