Zvikonzero Zvipi Zvakawanda Unoda Kutengesa Mutual Fund yako?
Saka, sei uchifanira kutengesa yako mutual fund?
1. Tengesai Mutual Fund kuti Uite Zvinangwa Zvako
Kana iwe uri mutengesi wemari, iwe unogona kutenga mari pamwe chete uchishandisa mararamiro ezvinyorwa zvinosungirwa kune chinangwa (semuenzaniso, kubvisa mari, dzidzo yevana vejiji). Sezvaunofambira mberi munzira uchienda kune chinangwa chako, kushandiswa kwepafa yako yekugovera kunokosha. Semuenzaniso, kana vana vako vari kusvika kuchikoro chekunyora, iwe unogona kusarudza kugadzirisa chikwereti chako kune imwe nzvimbo yakachengetedza kuitira kuti uderedze njodzi yekurasikirwa nemari yawakaratidza kuchikoro chekudzidzisa. Muchiitiko ichi, iwe unogona kutengesa chikamu chemari yako yekubatana pamwe chete uye kutenga mari yakawanda yekuchengetedza mari .
2. Tengesai Mutual Fund kana Iwe Ona Style Drift
Kana iwe wakatenga imwe sangano rekugadzirisa mari yakazara kuti uzadze chidiki chechikwata chemugove wechipfuva chako, uye pasi pemugwagwa, unoona kuti mari yacho yakagadzira kukura kwakanyanya kune imwe nzira yekutsvaga, semuzinda mukuru-cap equities, iwe iwe vangada kutengesa mutual fund yako.
Iyi nyaya yekushandura mafambiro emari inozivikanwa se "style drift."
Chimbo chekutsvaira chinogona kuva dambudziko rakaoma. Iwe unofanirwa kuramba uchitsvakurudza uye uongorore mari yako pamwe chete kuti uone chirevo ichi chinokanganisa nokuti iwe unogona kunge usingazivi uchive nezvakawanda mune imwe nzvimbo yemusika. Chimiro chekutsvaga chinogona kukusiya uine kuwedzeredza mune imwe boka rekutsvaga kwekutsvaga uye pasi -ight mukati meimwe, saka kuchinja mararamiro ematambudziko / mubairo wepodfolio yako.
3. Kutengesa Your Mutual Fund kana Chikwereti cheChikwama Chekuchinja
Chimwe chikonzero iwe unofanira kufungidzira kutengesa yako mutual fund ndeyekuti mutariri wegorosi anobva mubasa. Vazhinji vatengesi vanotenga mutero wekudzivirirwa nekuda kwenhamba yekodhi yemumwe mutariri wemari. Somuenzaniso, rangarira Petro Lynch, mutungamiri ane mbiri weFidelity Magellan Fund kusvikira muna 1990? Vazhinji vatengesi vanozvitenga muFidelity Magellan Fund nekuda kwekutsvaga mari yaPeter Lynch yakasiyana-siyana uye yakabudirira rekodhi rekodhi, kungoodzwa mwoyo nekushayikwa kwekushaya (kana, zvisingaiti, kwete se stellar inodzoka) mushure mokunge asara.
Kana gweta rekuchengetedza mari richibvisa kana kuti zvimwe kusimuka kuti uite mamwe mabasa, uye mutungamiri anotsiva akapindira mudanga, mutungamiriri mutsva angave nehupfungwa yakasiyana kupfuura mutevedzeri achangobva kubva. Nokuda kwechikonzero ichi, mutungamiri wezvikwata anogona kudzorera purojekti, achigadzira kuwanikwa kwekuti, kana zvishoma, inogona kutungamirira kusarudzo dzisina kufanira kugoverwa . Kana mutungamiri wemuhomwe wako achisiya, funga kuti chiratidzo chekushandura nzira uye funga kutengesa yako mutual fund.
4. Kutengesa Mutual Fund kana iyo Inosanganiswa Misses yayo Mark
Kana iwe ukatenga imba yakawanda-cap mutual fund, unogona kutarisira kuti mari yacho inofanira, nekufamba kwemazuva, kuwedzera purogiramu yacho.
Munyaya iyi, unotarisira kuti imba huru-cap mutual fund inofanira kupfurikidza S & P 500 - zvisinei, ungadai watenga S & P 500 index index , chaiko? Kana chikwereti chenyu chichigadzirisa zvigaro zvayo, zvino funga kutengesa yako mutual fund uye kutenga imwe mari yakachengetedzeka , kana kuti, kutenga zvigadziro pachako kuburikidza ne index index mutual fund .
Rimwe Rokupedzisira Rokupa Zano
Kana iwe uri murima wekugara kwenguva refu, uye iwe unotenda mune kutenga uye kubata mano, zvakakosha kuyeuka kuti kutenga kwako uye kubata mano hazvirevi kuti haufaniri kutengesa mutual fund yako. Ramba uchitaura nehomwe yako, kana kuburikidza nokutsvakurudza (kunze kwegore negore chekuongorora chekuita) kana kuti unovimba nehutano hwemari. Zvichida ... zvichida ... iwe uchawana zvikonzero zvekutengesa yako mutual fund uye kuifambisa neimwe nzira iyo inofanirana nayo zvido zvako.