3 Mutual Fund Portfolio Mienzaniso

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Heino yako model model mutual fund portfolio. Getty Image

Unoda mimwe mienzaniso yekutengesa mari yezvemari? Heano mahofisi mashomanana ezvinyorwa uye akareruka kune zvitatu zvevatengesi - vane utsinye, vanoenzanisa kana vanochengetedza.

Aggressive Portfolio Example

Nzvimbo inoshungurudza inokodzera kune mutyairi ane ukama hwakanyanya hwekutsungirira uye nguva yakatarisa kwenguva refu kupfuura makore gumi. Vashandi vanoita zvekutsvaga vanoda kugamuchira nguva dzekutengeserana kwemahombekombe (ups uye pasi mu kukosha kwebhuku) mukutsinhana kwekugona kwekuwana yakakura kudzoka kwechikwereti icho kunze kwekunyika kwepamusoro nechepamusoro.


Aggressive Portfolio Asset Allocation: 85% Nhamba, 15% Bonds

30% Yakawanda-yakawanda (Index)
15% Mid-cap stock
15% Small-cap stock
25% kunze kune dzimwe nyika
15% Mukatikati-bond Bond

Moderate Portfolio Example

Ipapotiketi inonzwisisika yakakodzera kumuti wekutsvaga nekunetseka kwekutengesa kwengozi uye nguva yakatarisa kwenguva refu kupfuura makore mashanu. Vashandi vemazana vanozvipira kugamuchira nguva dzekutengesa misika kusingagumi mukutsinhana kwekukwanisa kugamuchira kudzoka kwekunze kwekuderera kwemugorosi nemuganhu wakawanda.

Muchikamu chePodfolio Imari Yakagoverwa: 65% Nhamba, 30% Bonds, 5% Cash / MMKT

40% Makuru akavhara (Index)
10% Small-cap stock
15% Foreign Stock
30% Mukatikati-bond Bond
05% Cash / Money Market

Conservative Portfolio Example

Imwe nyanzvi yepamusoro inokodzera kumusimusi ane mutsauko wekutambudzika uye nguva yakatarisa kubva pfupi kusvika kune yakareba kupfuura makore matatu. Vashandi vanochengeteka havadi kugamuchira nguva dzekukwereka kwemashamba uye vari kutsvaga kudzoka kunofanana kana zvishoma nezvishoma kunze kwekuderera.

Conservative Portfolio Asset Allocation: 25% Nhamba, 45% Bonds, 30% Cash / MMKT

15% Makuru-makirosi (Index)
05% Small-cap stock
05% Foreign Stock
45% Mukatikati-bond Bond
30% Cash / Money Market

Onawo: Mutual Fund Categories

Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano.

Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.