Mazano Akajeka Kune Bond Investors
Sarudza Zvikwereti Sezvakanaka
Kana iwe uchida kusarudza zvisungo semafambisiro, ona zvavakasarudza ! Kuzvininipisa ihwo simba rakasimba muchisungo chekuisa mari pasi rose. Usaedza kudonha muchibvumirano chako nekuisa mari yako pachako sechigadzirisa. Tanga tsvakurudzo yako yehutano nekutarisa mamwe mahofisi emakambani ezvimwe zvikwereti zvakanakisisa zvehurumende mutual fund munyika yose. Vane ruzivo, kutonga kwakanaka uye mapoka evanotsvakurudza kuti avabatsire kutsvaga zvisungo zvezvikwata zvavo.
Iwe uchawana ruzivo rwekuchengetedza pane imwe yepamusoro ye mutual fund research sites . Semuenzaniso, paMatartstar unogona kunyora muikiratidzo chekiti chebhandi mutual fund, enda kune peji reji reji reji reji iyo, tsvaga chikwata ku "Portfolio," uye tevera hukama ku "Holdings" uye ikoko uchawana runyora yemari yepamusoro 25 mabhizimisi.
Bill Gross ndiyo inonyanya kuzivikanwa nehuchengetedze mari yevashandi pasi rose. Anotarisira chikwereti chikuru chebhengi, PIMCO Total Return (PTTDX), uye vamwe vashoma, vakadai seHarare Bond (HRBDX).
Dan Fuss, anonyanya kuzivikanwa nekugadzirisa Loomis Sayles Bond (LSBRX), ane makore anoda kusvika makumi mashanu akawana ruzivo rwekuisa mari muzvisungo. Uyewo, haasi nyanzvi, zvinoreva kuti zivo yake yakadzika uye yakazara; iye anopa inenge mhando dzose dzehutano. Nharo inogona kukwanisa kupinda muhutano husina kunaka (chibereko chakareba) nzvimbo yezvisungo pasi.
Saka Dan Fuss 'pick picks inogona kukupa dzimwe pfungwa dzakawanda vamwe vatungamiri vasingagoni kupa.
Dzivisa Maitiro Akajairika Okutenga Bonds
- Kuwana Kubudirira Zvikuru: Vanokurumidza uye vanotanga vatengesi vanogona kuita zvikanganiso zvekutsvakurudza nekutenga chete zvibereko zvekurima (aka junk bonds). Nhamba dzepamusoro dzekufarira dzakanaka asi izvi zvibereko zvakakwirira zvinouya nemari yakavanzwa: iyi mari inowanzoisa pangozi . Kazhinji, iyo yakakwirira yezvibereko, inowedzera dambudziko rekusiya pane kambani inobvisa. Izvi zvakafanana nemunhu ari kubhadhara mari yepamusoro yeruchidzo pakukwereta; mazinga akakwirira anoshandiswa kune ngozi yakakwirira yavakwereta. Kana zvikwereti zvako zvose zvakakosha, iwe unogona kuwana chido chekuwedzera asi iwe unogonawo kurasikirwa mukuru kana sangano rinobudisa (uyo akwereta) richizivisa kubhadhara uye hakwanisi kukubhadhara chikwereti chako chekutanga.
- Kuwirirana Nezvimwe Maturities, Bond Type kana Industry Type: Izvi zvinowanzokanganisa zvakafanana nekubatana nemari pamwe chete . Kana iwe uine zvisungo zvakasiyana zvakasiyana muhomwe yako yekushambadzira, iwe haugoni kuve wakasiyana zvakasiyana. Edza kuva nezvinhu zvakasiyana-siyana (kureva 1-gore, makore mashanu, gumi-gumi, makore makumi matatu), kusiyana kwezvisungo zvekunamata (kureva Imari, Manical, Corporate, High Yield) uye kusiyana kwemabhizimisi pakati pezvisungo zvekambani (kureva mari, utano, kugadzira, kutengesa).
- Kukundikana kuwana zvigaro zvakanakisisa: Bonds dzine "markup prices," zvinoreva kuti kune vatengi vemakomisheni akavakwa mumutengo. Zvisinei, hazvirevi kuti unobhadhara mari yakazara; bhidha mitengo inogona kutaurirana. Iyo mutengesi angave arikupa pa 101 ($ 1,010 nokuda kwechibvumirano chimwe), asi unoona pane imwe nzvimbo kuti inotengesa pa 99½ ($ 995). Iwe unofanirwa kuedza kubhadhara kwete kupfuura iyo yakatengeswa mutengo.
Nzira Yokutsvakurudza Bonds Kudenga
Kuti udzivise zvikanganiso izvi zvinowanzoitika, ita zvimwe zvekutsvakurudza kwako pazvivako zvisina nzvimbo, zvakadai se Yahoo Finance yeBonds uye investinginbonds.com. Pane idzi nzvimbo, unogona kudzidza zvakawanda nezvezvisungo uye kutarisa mitengo asati watenga. Iwe unogonawo kuongorora zvinyorwa zvishoma kune dzimwe nzvimbo, sezvinoitwa ichi chikwata chePiklinger chekutsvakurudza uye kutenga zvisungo. Uyewo dzidza nezvemari yekuisa mari .