Pane Imwe Imwe An Annuity Inonyatsoita Zvakanaka
Chimwechete: Zvose zvinokonzerwa negore hazvina kufanana
Unoziva here mabhii akasiyana siyana e annuities pane? Kushandiswa kwemari kusinganzwisisiki, kutengesa kwekugadziriswa kwezvigadzirisiti-kugadziriswa kushandiswa kwemari yakasununguka, annuities yakasiyana-siyana, kushandiswa kwemakore akasiyana-siyana nevatasvi vemari vanochengetedzwa, zvikwereti zvinorambidzwa zvinoshanda sechimiro cheshuwarisi rekugara kwenguva refu, annuities nevatasvi vezvenguva refu, gore rinogadziriswa, nhamba ye annuities, vatasvi vemari ...
Whew! Ndizvo zvakawanda! Uye zvakadaro tinoshandisa izwi rimwechete rokuti "annuity" kuti bvisa zvinhu izvi zvose zvakasiyana pamwechete.
Rudzi rwega yega annuity ine mararamiro ezvimwe zvinhu uye zvinobatsira zvinogona kushanda zvakajeka sechikamu chako chekugara kwenguva refu ... kana kuti zvingave zvisina. Izvo zvinoenderana nezvamunoda mari yako kuti ikuitire iwe paunenge uchida, uye ndeapi maitiro ekutengeserana iwe waunoda kuita. Rimwe nerimwe rakasiyana zvakasiyana. Apo iwe unonzwa izwi annuity, usanetseka.
Zviviri: Zvose zvinokonzerwa ne annuities zvine chimwe chinhu chakafanana
Zvose annuities ndezvigadzirwa zvemishonga. Ndiyo mitemo inobviswa nekambani dzemishuwarisi. Kana iwe uchida kuisa ngozi kune mamwe marudzi ematambudziko (ingozi yekutsinhanisa, njodzi kwenguva refu) kune kambani ye inshuwarisi, annuity imwe nzira yekuzviita.
Kushandiswa kwekutsvaga kwekutsvaga mari inowanikwa apo iwe unotenga gore rakasarudzwa. Kambani yeInishuwarenzi inotora mari yako, inoiisa iyo, uye mukudzoka, inokubhadhara iwe yakagadziridzwa yehutano hwekudzoka. Vanotakura dambudziko rekutsvaga mari, kwete iwe.
Kuchinja upenyu hurefu huripo hunoitika apo iwe unotenga mari inowanikwa mari inokubhadhara iwe mari yaunopihwa pamwedzi kweupenyu hwako hwose. Hapana chikonzero chokufunganya nezvekuwedzera mari yako zvakare; iyi njodzi yave yashandurwa kune kambani yveshuwarenzi. Uye ichi ndicho chikamu chekuonekwa kwe annuities.
Zvitatu: Pane chinhu chimwe chete gore rinowanikwa zvakanaka
Pane chinhu chimwechete gore rinowanikwa zvakanaka.
Izvozvo ndezvekudzivirira hupenyu hurefu hwehupenyu; njodzi yokuti iwe unogona kupedza mari yako.
Kune vatengi vanoda kuzvidzivirira pachavo pamusoro pengozi iyi, annuities nokukurumidza, inshuwarisi yemazuva mazhinji, imwe yero premium yakasunungurwa annuities, uye kushandiswa kwemari yakasiyana-siyana nemubhadharo wakabhadharwa kubhadharwa kana kuti inobhadhara mari inobhadhara mari inofanira kuongororwa uye kuongororwa.
Chii chinoita kuti rive rakakura zvakadaro pakudzivirira kurarama kwenguva yakareba? Nokuda kwechimwe chinhu chinonzi kufa kwezvikwereti. Munzvimbo ipi zvayo yevanhu pane imwe nguva yakatarwa, vamwe vari kurarama kwenguva yakareba uye vamwe vasiri. Kana iwe ukatenga mari yako yemari pazera remakore makumi manomwe kana kupfuura, makambani ekubhadhara mari anogona kupa mubhadharo wakakwirira kwauri; chimwe chinhu chakakonzerwa nezinga rakakwirira rekudzoka nekuda kwenzira iyo yekufa kwekodzero kunoshanda. Imwe nzira yekuwana kudzoka kwepamusoro pamari yako, asi vanhu vazhinji havazoiona nenzira iyi.
Nechina: Chii chatinofanira kutarisa ne annuities
Zviwanikwa zvinogona kudzivirira uye zvinodhura kana zvishandiswa zvisina kunaka. Chinhu chinofanira kuchengetedza mupfungwa: gore rinoshandiswa. Ndizvo zvose. Kana iwe uchitaura kune mumwe munhu anoita mari yavo nokutengesa marihuities, ivo vachatsanangura pamusoro pezvibatsiro zvekushandisa kwavo. Kana iwe uchitaura kune mumwe munhu asingakwanisi kuita mari inotengesa annuities, ivo vachakuudza kuti nei usingafaniri kutenga imwe.
Kana iwe uchitaura kune mumwe munhu anoita kuti mari yavo ipe chinangwa chinangwa, ivo vachakubatsira kuti uone kana gore rakanaka raizopa rubatsiro kwauri, uye ivo vachakubatsira kuti uenzanise kune dzimwe nzira.
Vashanu: Ndiani anotenga annuity
Mune mitsva yakawanda, vati vadzokera kumusha vanotaura kuti nhamba yavo imwe chete inotya pakubhadhara inenge isina mari. Anokurumidza kusunungurwa kana inshuwarisi yehupenyu ndeye sarudzo yakakwana yekudzivirira pane izvi. Uye zvakadaro vashoma vanhu vanovatenga.
Sei ichi? Hazviiti kuti zvive nekunzwisisa.
Ndinofunga kuti vanhu havanzwisisi zvigadzirwa, uye, nokutendeseka, ndinofunga kuti vanhu vazhinji vanofunga kuti havazorarami kwenguva refu.
Kwete ini. Ndiri kufarira nyika uye zvinhu izvo isu vanhu tinozviita. Ndinoda kuona zvakawanda zvazviri. An annuity ingangove yakasarudzwa zvakanaka kwandiri.
Ko iwe?