Kugovera Kubudiswa Kwemitero Pakati pevakaroorana Vanoparadzanisa
Kazhinji, zvakanyanya kuderedzwa zvichaparadzaniswa zvakafanana, uye mumwe nomumwe wavo anotaura hafu yezvikamu zvacho zvese zvakabviswa. Zvimwe zvakabviswa, zvisinei, zvinofanira kugoverwa zvakasiyana. Uyezve, zvimwe zvakabviswa zvinogona kunge zvakasanganiswa.
Mutemo Mukuru weKutsvaga Mutero Kunotswa kwevakaroorana Kudyisa zvakasiyana
Munharaunda yemunzvimbo inotaura , kusiyana kunoitwa pakati peimba inonzi inofanirwa nepamutemo yevakaroorana sechikamu chemhuri yavo (inharaunda yepamba) neimba inofungidzirwa zviri pamutemo chete nemumwe mukadzi (nzvimbo yakasiyana). Kubviswa kwemitero kunoratidzirwa zvichienderana nokuti inenge iri pfuma inharaunda inharaunda kana nzvimbo yakatsaurwa kana kuti mari inowanikwa inowanikwa mumhuri kana mari yakasiyana.
Semuenzaniso, kuderedzwa kune chokuita nekubhadhara mari inoshandiswa kunogona kubviswa munharaunda kana iyo inotengeswa inharaunda. Kana kudyidzana kune imwe nzvimbo yakasiyana yemudzimai, ipapo kuderedzwa kwekubhadhara mari inogona kuve yakabviswa zvakakwana kune wawakaroorana akawana mari. Kana ruzivo rwekutsvaga kuwirirana nemunharaunda uye kuparadzanisa pfuma, kuderedzwa kuchagoverwa zvakaenzana.
Kugovera Maitiro Evanhu
Mumwe nomumwe wavo anotora zvaanoda . Kana vakaroorana vane vavariro , ipapo vaviri vacho vanogona kusarudza kuti ndiani anotora mukana wega wega kune avo vanovimba naye. Kuregererwa kwega pachako hakugone kuparadzaniswa. Saka kana murume nomudzimai vane vatatu vanovimba, mumwe wavo anogona kutora vatatu vanovimba, kana maviri, kana imwe, kana kusina.
Dheduction yakatarisana neDzidziso dzeItemized
Vakaroorana vakaroorana vari voga vanofanira kuitemiti kana kuti vose vanotora zvakaderedzwa. Kazhinji, zvinokurudzirwa kutora chero zvingabhadharwa zvinobatsira pane zvose zviri zviviri zvakadzoka.
Kubviswa kweIras dzeMitemo
Nhaurirano dzebasa rega rega (IRA) dzinonzi dzimba dzakasiyana pasi pemitemo yemitero ye federal. Mumwe nomumwe wavo achasarudza kubvumirwa kwekodzero yekodzero yeIRA inobva pamari yakawanikwa yakaverengwa pasina kutarisa mitemo yemiganhu yemunharaunda. Izvo zvinoenda kunogadzirisa kukodzera kweRoth IRA .
Mortgage Interest and Property Property Tax
Kubviswa kwemitero ine chokuita neimba iyo ichagoverwa zvichienderana nekuti nzvimbo yacho inharaunda yeimba yega kana imwe nzvimbo yakasiyana. Kana imba iine nzvimbo yemunharaunda, kubviswa kwekutora chikwereti nemitero yemitengo ichave yakaparadzaniswa pakati pevakaroorana vaviri. Kana imba iine dzimba dzakasiyana, mudzimai uyo ari muridzi weimba achatora zvitsva.
Kubviswa Kwemunhu Hakusi Kubatana Nezvivako
Mari yega yega yezvekurapa mari , rudo , kufamba , uye kukoroji yekoroti inogona kuderedzwa kumudzimai anonyatsobhadhara mari, kunze kwekuti mari yacho inobhadharwa kunze kweiyo mari yakasarudzwa yakachengetedzwa.
Kana mari yacho inobhadharwa kunze kwemari yemunharaunda (yakadai seyobhengi yebhangi yakabatana), saka vakaroorana vachaparadzanisa zvakakwana kuderedzwa pakati pavo.
Alimony Deduction
Kana mumwe mukadzi ari kubhadhara kune imwechete kana kupatsanurana kune mumwe mukomana mushure mekurambana kwacho kuchigadziriswa, saka alimony inodzingwa kumudzimai ari kuita kubhadharwa kusvika pamabhadharo okubhadhara kupfuura 50% emhuri yemhuri inopomerwa. Chikonzero cheizvi ndechokuti mumwe nemudzimai anonzi anotove ane hafu yenharaunda yemunharaunda, saka kuwedzerwa kwezviyero izvi hazvibhadhari. Zvikwereti zvakapfurikidza nehuwandu hwemari inowanikwa mune zvemunharaunda zvakasiyana nemari kune mumwe wawakagamuchira uye kupatsanurwa zvakasiyana kwomudzimai waibhadhara.