Uye waizodzokorora-funga kuti tinoronga sei vashandi kudzivisa matambudziko aya?
Tinotarisa pamatatu maonero ekupindura mubvunzo uyu.
- Chokutanga, vadzidzisi vemitero vanofanirwa sei kupa mazano vezvemabhizimisi vari kuvaka sangano rezvematongerwo enyika panzvimbo yakatarisana nekutumira makambani ezvimiririra?
- Chechipiri, vadzidzisi vemitero vanofanirwa sei kukurudzira vanhu vari kushanda kuburikidza nehuwandu hwezvematongerwo enyika uye vari kutarisirwa sevasangano vezvimiririra?
- Chechitatu, zvichida tinoda kuchinja nzira iyo vashandi vanorondedzerwa uye vanobatwa kubva pamutero? Tinoongorora mamwe mazano kuti tione kana chimwe cheizvi chingagadzirisa kugoverana kwehupfumi.
Nyaya inobvunzwa, Uber v. Berwick, inosanganisira mutyairi weUber ainzi Barbara Berwick. Akakumbira kuCalifornia Labor Commissioner kuti asarudze kana aiva muchengeti akazvimiririra (sezvakaitwa naUber) kana kuti aiva mushandi (sezvaaida). Vashandi veBurumende vakatonga kuti Berwick akanga ari mushandi, uye somugumisiro aive nekodzero yekubhadharwa naUber nokuda kwemari yekutengeserana kwebhizimisi.
Pane zvakawanda zvinotambudza kunze kwekunge mutyairi weUber mumwe chete achibhadharwa nezvemari-yakabhadhara mari. Vashandi ndivo vane basa rekuunganidza mitero kuburikidza nemari yekubhadhara uye vane basa rekubhadhara hafu ye Social Social and Medicare mitsva, ushuwarisi hwemushavha yemishuwarenzi, nekuchengetedza vashandi mari yekubhadhara mari. Vashandi vanowanzopawo mutero-zvakanakira kubatsiri kune vashandi vavo, zvakadai sekuwana mari yekuchengetedza mari uye inshuwarisi yehutano yeboka.
Kubhadhara vashandi se1099 makontrakiti akazvimirira ane mapepa mashoma, mashoma ekutengesa, uye mari shoma yekutere kupfuura kubhadhara vashandi sevashandi. Saka pane nguva dzose muedzo, pose paine grey area, kusendamira kune rumwe rutivi rwekurapa vashandi semakambani ekuzvimirira.
Iye zvino, "Uber sezvawakatofurirwa kare," inodaro Robert Wood.
Saka nyaya iyi haisati yasvika. Kutaura zvazviri, nyaya iyi (sevamwe vakaita saiyo, yakadai sekirasi-mhaka yekutonga yakaiswa muBoston, imwe mhosva yekirasi-yakatumirwa muSan Francisco, uye kutonga kwekutonga kubva kuFlorida) inomutsa mibvunzo inokosha kune vadzidzisi vemitero.
Ndeapi basa rezvemitero rinobatsira pakubatsira vatengesi vari kuvaka chizvarwa chinotevera chavanowanikwa mune zvehupfumi?
Vezvemabhizimisi vanovaka sangano rezvematongerwo enyika vari pamwe chete vanofanira kutaura nevanamhanisi vavo kutanga, uye kuronga mubvunzo wevashandi vachatora sevashandi uye kuti vashandi vachaita sei sevanopinda makonji. Ndiyo mazano aDerek Davis. Iye ndiye mumiririri wepamutemo wepaguru anonyanya kugadzirisa hupfumi hwakagoverwa.
Zvadaro, vadzidzisi vezvematongerwo enyika vanofanira kutaura nevanoshandisa mutero uye vanowana mari yakakodzera yekupa mari uye mitero yakagadzirirwa. Davis anopa zano rokuti: "Usangotevera Uber kutungamira nokuti kambani imwe neimwe yakasiyana uye ine yega yega yemitero uye mitemo yepamutemo." Izvi zvakasimba mazano evanogona kupa kune avo vanoita zvekutengesa vashandi.
"Kukosha kwangu-kuwedzera ndiko [kuti] kuve nemhosva yemutero wemutero uye mitero yavanozoonekwa nayo uye nezvemari yavo inosungirirwa," anodaro Davis.
Vatsigiri vezvemitero vanogona kubatsira vatengi vakadaro kusimbisa nzira dzakakodzera uye zvirongwa zvichienderana nezvinodiwa nevatengi. Izvozvo zvinogona kusanganisira kugadzirisa zvirongwa zvebhadharo, maitiro ekubudisa 1099-MISCs, uye / kana maitiro ekubudisa maitiro 1099-K.
Davis anorayira kuti mabhizinesi awane muitiro we "kuchengeta zvinyorwa zvakachena pamusoro pezvibatsiro uye ukama hwekushanda pamwe nekambani nevashandi avo (kana kuti vashandi vanozvimirira)."
Kubatsirwa kwemafaira akanaka ndiko kuchengetedza mutero wemutero.
Pane imwe nguva maitiro ehurumende nematongerwo akaiswa panzvimbo, "iwe unogona kuenderera mberi uchifunga kuti ungaderedza sei mutero wako wemutero," akadaro Davis. "Sekuvaka imba, kana iwe uine nheyo dzakarongwa, unogona kutanga kuvaka pamusoro payo."
Nenzira, iwe waiziva here kuti IRS yakagadzirisa vashandisi mazano emitemo yemamwe mashizha?
I IRS ine zvakanyatsorongerwa nzira yekutarisana nevashandi vekugadzirisa nyaya dzekushanda kwemabhizimisi uye ye taxicab uye limousine industry (zvose pdf links). Shanduro yebazi yeLimo inobata basa rakanaka kwazvo rekutsanangura kuti mhizha yakagadziriswa sei, uye kuti inosvika sei kumabasa ekugadzirisa zvisarudzo. Vakanga vane Uber vatongi (uye avo varoti uye vanyori vanovarayira) chaizvoizvo vanoverenga maitiro emakambani emomo, Uber angave akagadzira nhandare yavo kuti irege kushandiswa kwevashandi maitiro avo zvavari kutarisana nawo. Mune mamwe mazwi, kune vanyori vanopa mazano vevatengesi uye kutanga, tarisa kuona izvo IRS inotaura nezvemabhizimisi mutengi wako ari kushanda mazviri. Izvi zvinogona kukupa mazano ekupa mazano kune vatengi vako.
Kuisa Izvi Kushanda Muzviito Zvako:
- Apo vatengi vanobvunza kana mushandi anofanira kunge ari 1099 kana W2, vaudzei vabvunze gweta ravo.
- Kana vasina gweta, ivai nemamwe maitirwo akagadzirira kupa.
- Vaudze, kana uchingoronga kuti mhinduro yakarurama ndeyei, tichakubatsira iwe kugadzira hurongwa hwakanaka uye nzira dzekutarisira kuti yese mitero inoshandiswa zvakanaka.
- Batsira muchengeti kuvaka nheyo yakasimba mukurekora. Izvi zvinodzivirira nzvimbo yekambani pamutero wavo wekudzokera. (Uye, kana vakambozongororwa, vachava nemagwaro avo zvavanoda kare kare.)
- Kuvaka mikana yekuronga mitero pamusoro pechinhu chakasimba chekuita uye kuchengeta zvinyorwa.
Kugadzirisa Kugoverwa Kwemari Yakagoverwa
Vashandi vekare vanoshandawo nevamwe. Vanhu vari kushanda sevatyairi veUber vari kurapwa sevakambani vanozvimirira. Izvozvo zvinoreva kuti tiri kubatsira vateereri vedu kuti vanyore mari iyi mumutambo wavo C uye vachivabatsira kubvisa mari yose yebhizimisi. Uye kwete kungofambisa madhimoni: vanhu vazhinji vari kuwana basa kuburikidza nehuwandu hwezvematongerwo enyika zvakadai saTarkRabbit uye Thumbtack. Ichokwadi, rutivi rumwe norumwe rwakasiyana uye rine zvaro zvakasiyana. Asi iyi ndiyo pfungwa yangu, kazhinji tiri mukana wekubatsira vatengi vedu kuona kana ivo vanyatsozvishanda. Uye, isu tose takazviona, dzimwe nguva vatengi vedu vari kusvibiswa. Kambani yavanoshanda nayo inovabata sevasangano vezvokuchengetedza pamitero, asi chaizvoizvo vashandi vanofanira kunyatsogadzwa sevashandi.
Heano mazano andinowanzonzwa vamwe vadzidzisi vemitero vachipa ivo vatengi vavo. "Iwe hausi kushanda uchizvimiririra Iwe unenge uri nani kune mushandi.Unogona kutumira kunyunyuta ne IRS.Nobatsiro kwauri iwe unogona kubhadhara mutero muduku (sezvo waunoshandira aifanira kutora hafu yeSocial Security uye Medicare mutero). "Kuputsika ndeye IRS ichatsvaga uye kana mukuru wako akawana, iwe ucharasikirwa nebasa rako." Uye muchengeti, uyo haasi iye oga asingagoni kuzvimiririra uye asina vamwe vatengi vanogona kuvimba kuti vabatsire kuvhara slack, vachatyawo kusimudzira kodzero yake yekubhadhara mari yakakwana yemutero. Zano iri, apo rakarongedzwa zvakanaka, rinopfuurira kusaruramisira. Mushandi wake ari kumanikidza mushandi kubhadhara mitero yeFICA kaviri uye kutora tabha yemari yake. Uye isu tiri kuramba tichiwedzera kusaruramisira nekusimbisa kutya kwekurasikirwa nebasa, uye nokudaro kurasikirwa kukwanisa kuwana mari nekuisa zvokudya patafura.
Tinonyatsoda kuchengetedza vatengi vedu kurarama mukutya here? Kwete kwete.
Pane mazano ari nani here isu tinogona kupa vatengi vedu? Zvakadini neizvi. Tinogona kuvabatsira kuti vanzwisise zviri kuitika nemutero wavo wemitero. Tinogona kuvabatsira kuti vanzwisise zvavanosarudza - hezvino zvinorevei kuzvishanda, iyi ndiyo nzira iyo mitero inoshanda, heino kucherechedza kwaunofanira kuita. Uye uvaratidze imwe nzira: iyi ndiyo inotaridzika kana iwe uri mushandi. Regai tivaratidze - vachishandisa chaiwo, nhamba dzakaoma, chii chiri kuitika. Isu tinogona kutsanangura kuti IRS ine dhipatimendi inokosha yakatsaurirwa kubatsira vanhu kuziva kana vari kushungurudzwa, kuti IRS inogona kushandisa simba ravo kubatsira vabatsiri vavo kuita chinhu chakanaka uye kutanga kutora vashandi vavo zvakanaka. Uye zvino tinokwanisa kutevera kuburikidza nekutaura vatengi vedu kuti vatsigiri vane unyanzvi mukugadzirisa matambudziko aya. Mune mamwe mazwi, ipai muchengeti wese ruzivo rwavanoda (pasina zvinotyisa zvekurasa mararamiro avo), uye tarisirai uye muone kana vatengi vedu vakashinga zvakakwana kuti vasimirire kusaruramisira. Uye kana zvakadaro, isu tichakwanisa kuvabatsira pakuita mitero yavo yakaitwa zvakanaka uye tinovafudza kuburikidza ne IRS maitiro ekugadza nzvimbo yevashandi.
Uye zvichida mutengi wedu haazofambisi ne IRS chisarudzo chemamiriro emabasa gore rino. Zvichida mutengi wedu acharindira uye aone kuti madare emhosva aya anotamba sei. Zvichida vachamira kuti vaone zviitiko zvakanaka kubva kumatare edzimhosva vasati vauya ne IRS. Pano tinoda kuve takangwarira. Tiri kutsvaga chii? Sei, mutemo wekukanganisa . Tine makore matatu kutsvaga mari yekubhadhara mari yemitero yepamusoro uye mitero yekuzvitsvaga. Tinofanira kunge tichizivisa vatengi vedu nezvemafaira aya, uye kubatsira kutarisa mutemo wekukanganisa kuitira kuti tikwanise kuisa Fomu SS-8 uye kuchinjwa maitiro munguva yakakodzera nguva.
Zvimwe zvakagadziriswa paIndaneti ye IRS:
- Muchengeti Wega (Self-Employed) kana Mushandi?
- Fomu SS-8, Kusarudzwa kweVashandi Mamiriro (pdf)
- Employment Tax Objection Objectives (MHM 4.23.2), kunyanya chikamu IRM 4.23.2.6, SS-8 Program)
- Coordinating Worker Classification Kugadziriswa pakati pe SS-8 Program and Exam (IRM 4.23.18)
Kutarisa Pamberi Kumatanho Makuru Mukudhura Kwazvo
Vamwe vatauriri vari kushevedza chechitatu chekuita kunze kwebasa kana kuti vega makonti. Demid Potemkin, inyanzvi yehutano yekambani yekutanga-teknolojia, inotaura kuti mutero wemitero unoda kuchinja kuti urambe uchifambidzana nezvinhu zvitsva muhupfumi hwakagovana. "Tinodikanwa nekirasi itsva yevashandi kune hupfumi hutsva; vatengesi vanogona kuchengetedza rusununguko rwepamutemo uye rwemari kunyange vachitarisira pane imwe kambani," anonyora kudaro.
Davis haabvumirani. "Ndinofunga kuti iyi ndiyo pfungwa yakanyanyisa kufungidzira, zvinongoda kufungidzira, zvinowedzera kuvimba, makambani ari kuedza kuuya nehutatu urongwa hwekuzvidzivirira pachahwo." Hazvibvi kune rumwe rudzi rwekuda. mitero yemitero uye [ivo] havafaniri kubhadhara mamwe mazano. "
Pane zvimwe zvingaita zvekutsvaga chechitatu kana yehuwandu hwehuwandu hwevashandi muhupfumi hwakagovana. Imwe nzira yatinogona kutora ndeyokubvisa kusiyana pakati pevashandi kune rumwe rutivi uye vashandi vanozvishandira kune rumwe rutivi. Tinogona kuvhara uku kusiyana uye kubata vanhu vose sevashandi. Uye isu tinokwanisa kugadzira mutero wehurumende nenzira imwe chete yekupa mari yekubhadhara mari uye kubvisa chero mitero yakakodzera.
Zvinyorwa zvitsvene zvinogoneka zvakare. Tatova mumutsetse wemitero tine pfungwa yevashandi vepamutemo. Vashandi vezvematongerwo enyika vanobhadharwa paW-2, uye vane mitero yeFICA yakachengetwa (uye vashandi vanobhadhara chikamu chakafanana chemitero yeFICA). Asi mari inoshandiswa inotaurwa pamusoro pebasa reSvondo C, iyo vanogona kukwevera mari inobatanidza basa nepamusoro pekuwana mari iyi. Uye pane imwe sarbrid classification: vafundisi. Vashumiri, vaRabhi nevamwe vashandi vezvitendero vanorapwa sevashandi vemitero yekusungirwa mari (saka vanowana W-2), asi vanoonekwa sevashandi veSocial Security uye Medicare mitero. Izvi zvinoreva, kusiyana nemumwe mushandi, vadzidzisi vanofanirwa kubhadhara zviri zviviri zvikamu zveFICA.
Uye pane chechina chekusarudza. Tarisa kuti mahofisi edzimba inoshandiswa sei. Zvinonyorwa zvakanyorwa mumutero wekutora kuti vashandisi veimba inofanirwa kunge vari vezvikwangwani vanozvimirira. Ichi ndicho chiitiko chisinganzwisisiki uye chinenge chisingaenzaniswi apo mutero wemitero inotaura zvakananga kuti rudzi rwemhando yevashandi runorondedzerwa sei.
Kana vatsigiri vehupfumi hwakagoverwa vari kutsvaga chechitatu, zvichida vanogona kutarisa kune dzimwe nzira idzi kuti vaone kana mumwe akakodzera zvavanoda.