Vashandi vanobhadhara mari yekuisa mari vanogona kukwanisa kutora chikwereti chavo
Hazvina kunonoka kuda kubhadhara kana iwe wakatotora kudzoka kwako 2017. Iwe une makore matatu kubva pazuva rawakaisa kuti upe mvumo yekugadziriswa yemari yekudzoka kana makore maviri kubva pazuva rawakabhadhara mitero inokonzerwa nekudzoka ikoko, chero ipi zvayo inotevera.
Dzimwe sarudzo dzinofanira kuitwa mumwedzi mitanhatu yezuva rekutumira, zvisinei.
Chii Chinonzi Kuda Mari?
Kuda mari kune chikwereti chabhadharwa chikwereti apo mari yaive yakashandiswa kutenga zvidziro zvawakachengetwa zvekutsvaga. Maererano neInternal Revenue Service, "Pfuma inobhadharwa kushandiswa inosanganisira pfuma inobereka chikwereti, zvikamu , chikwereti , kana mvumo isina kuwanikwa mune imwe nguva yebhizimisi kana bhizinesi uye inosanganisira pfuma inobereka pfuma kana kurasikirwa."
Mune mamwe mazwi, kana iwe ukatora chikwereti kutenga mabhizimusi, chikwereti pane chikwereti ichocho chinogona kuderedzwa sechido chekutsvaga mari. Kuita zvekutsvaga mari inofanira kuderedzwawo paunenge uchiverenga 3.8 muzana isina kuwana mari inobhadharwa neMurengeti wemutero wekushandisa mari yakawanda.
Kukanganisa kweDeduction
Kuwanda kwekufarira kunogona kuderedzwa mune imwe gore rimwe chete kunongowanikwa kune mubhadharo wekubhadhara mari yemutero wegore iroro.
Haikwanise kudarika chikamu ichocho.
Kutenga mari "inosanganisira mari yako yakawanda kubva kune imwe nzvimbo yakachengetwa kubhadhara (zvakadai senharaunda, zvikamu, marihuities, uye royalties). Imari inowanikwa muInvestment haisanganidzi Alaska Permanent Fund zvikwereti. inosanganisira ivo, "maererano ne IRS.
Nzira Yokuverenga Sei Mari Yako Yokubhadhara
Kuita mari yekutsvaga mari inoreva kushandiswa kwemari yekutsinhanisa kuderedza mari yekutsvaga mari kune imwe nzvimbo kunze kwekuda mari inoshandiswa chete nechinangwa chekuverenga kushandiswa kwemari yekutsvaga. Iwe unogona kusarudza yako mari yekutsvaga mari yako nekubvisa mari yako yekubhadhara mari isingasanganisi mari yako yekutora kubva kune yako inowanikwa mari.
Mari yekubhadhara mari inogona kuisa mari yekubhadhara mari, mitero yepamutemo, mari yekubhadhara mari yekutsvaga, mari yekubhadhara mazano, uye kuchengetedzwa kwemabhadharo.
The Capital Gains Election
Vateresi vanogona kusarudza kuisa zvikwereti zvakakosha uye mari yakawanda inowanikwa muhuwandu hwekutsvaga kwekutsvaga kwemari kwegore kuitira chinangwa chokuderedza chikwereti chekutsvaga mari. Chisarudzo ichi chinoitwa nekusarudza kuti yakawanda yezvikwereti zvako zvakakosha uye mari yakawanda inowanikwa iwe inoda kuisa mumari yekutsvaga mari mumutsara 4 (g) yeFomu 4952.
Mhedziso yesarudzo iyi ndeyokuti zvikwereti zvakakosha uye mari yakawanda inowanikwa muzvikwereti zvekutsvaga mari inoshandiswa pamitero yakatarwa yemitero, kwete pamadhora ekupedzisira anowanikwa mubhadharo. Asi chimwe chiitiko chekusarudzwa uku ndechokuti iwe unogona kuva nepamusoro yekutsvaga kwekuwana mari uye naizvozvo kuderedzwa kwakakwirira kwekutsvaga kwekutsvaga.
IRS inopa zano rokuti, "Unofanira kufungidzira mutero wekushandiswa kwekushandisa zvikwereti zvakakosha uye mari inowanikwa mubhadharo mushure mekuita sarudzo iyi."
Iyi sarudzo inofanira kuitwa pa "nguva yakakodzera yakaiswa" mutero wekudzoka-kureva, kudzoka kwakaiswa nechokuwedzerwa zuva rakatarwa kwegore kana munaEpril kana iwe usina kukumbira kuwedzerwa kwenguva kuti uise. Vateresi vanogona kugadzirisa kudzoka kwakatangwa kare kuti vaite sarudzo iyi mumwedzi mitanhatu yekutanga kwekupedzisira. Mushure mokunge yaitwa, sarudzo inogona kubviswa chete nemvumo yeInternal Revenue Service.
Nzira Yokutaura Deduction
Kubhadhara mari inoshandiswa kune zvakasiyana-siyana zvakaderedzwa kubva pane Purogiramu A yeFomu 1040. Ivo vanozviisa pasi pekutonga kwe-2 muzana-munogona kungotora kubviswa kwezvinhu zvinodarika 2 muzana yemari yenyu yakagadziriswa yakawanda. Vapinde mumurongo 14 we 2017 Purogiramu A.
Iwe unogona kana usingafaniri kuisa Fomu 4952 zvakare. I IRS inopa mazano muPublication 550 kuti haifaniri kuisa Fomu 4952 kana ukawana zvose zvinotevera:
- "Mari yako yekubhadhara mari inoshandiswa haisi yepamusoro pekuita mari yako kubva kune zvaunofarira uye zvikwereti zvachose zvisingabatsiri
- Iwe hauna chimwe chekubhadhara mari yekudhura
- Iwe hauna chikwereti chekutsvaga mari yekubhadhara kubva kune gore rapfuura "
Iwe unogona kutora zvose zvako zvekutsvaga rubatsiro kana iwe uchikodzera. Asi yeuka, kuderedzwa uku kunowanikwa chete mugore ra2017. TCJA inoguma pakupera kwe2025, saka kubviswa kunogona kudzoka nenguva iyoyo.