... uye Inondibatsira sei kuchengetedza koroji?
Ndechipi tsanangudzo yemutero inoshandiswa? Zvichinyatsojeka, mutero wekuteresa mutemo weRS kana hurumende yemutero unobvumira muteresi kuchengetedza kusabviswa kusingashandiswi, chikwereti kana kurasikirwa, uye kuishandisa mune rimwe gore gare gare.
Nekuongorora uku kwezwi, pamwe nemuenzaniso, dzidza kuti mutero unofambisa unoshanda kumamiriro ako emari.
Nzira ipi Mitero yemagareji inosvika
Mitero yemitero inozivikanwa nemazita akawanda, kusanganisira mutero kurasikirwa, kufambisa kushandiswa kwekodzero (NOL) kutakura, kubviswa kushandiswa kana chikwereti kutakura.
Zvisinei, rimwe nerimwe rine zvarinoreva. Imwe mitero inoshandiswa (spelled zvinosanganisira "kutungamira mberi") inowanzoitika apo IRS kana dhipatimendi rezvemari inotora nyika inopa muganhu pane mari inogona kuderedzwa kune zvimwe zvinhu mugore rimwe nerimwe.
Somuenzaniso, kana hurumende inotaura kuti muteresi anogona kutora kusvika ma $ 5 000 muChikamu 529 chirongwa chepurogiramu mune rimwe remakore rimwe chete, mari ye $ 8,000 ingangodzingwa zvishoma. Mukufungidzira, $ 3,000 yemupiro uyu aizorasikirwa nemutero wakanaka wemutero.
Zvisinei, kana hurumende ichipa mutero wekubhadhara mutero paChishanu 529 zvakabviswa, $ 3,000 iyo yakanga iri pamusoro pemiganhu yaizobviswa mune rimwe gore gare gare, kunyange dai pakanga pasina huripo yepurogiramu yekuchengetedza purogiramu yakapiwa.
Maererano ne IRS, "Kana zvikwereti zvako zvegore zvakanyanya kupfuura mari yako yegore, unogona kuva neNOL." Zvisinei, kune zvingakwanisi pane zvaunogona kubvisa kana uchitarisisa kana iwe une musara unoshanda kurasikirwa.
Chero chipi zvacho chekutevera hachibvumirwi kana uchitarisa iwe kurasikirwa, IRS inoti:
Kupihwa kupi zvako kwekuregererwa kwomunhu oga.
Kurasikirwa kwematongerwo emari kudarika mari yakawanda inowanikwa.
Chikamu 1202 kuregererwa kwepfuma kubva kutengeswa kana kushandiswa kwemabhizimisi emabhizimisi maduku.
Kusabhadhara kusingabatsiri mune zvekuwedzera kwekusabhadhara mari.
Iko kunoshandiswa kwematare ekurasikirwa kushandiswa.
Kuita mabasa ekugadziriswa.
Kunyoresa Nguva
Zvichinyanya kuvhiringidzika pamusoro pemutero wekutengesa chii? The Houston Chronicle inopa tsanangudzo yakajeka. Maererano nepepanhau, "Pfungwa yekubhadhara mitero iri nyore: Pamari imwe neimwe yaunowana, iwe unobhadhara chikamu kune imwe sangano rekutengesa. Sezvo kubudirira kwedu mukuwana mari kunobhadhara mutero wemitero, zvingava zvakanaka kana tarasa kurasikirwa tarisira hurumende kutitumira mutero mukudzoka. "
Zvichipa izvi, Chronicle inotsanangura, vatenzi vemabhizimisi vanogona kuwana mhindu yemitero kune kurasikirwa kwemari uye vanogona kugamuchira kubhadharwa. Izvi zvinowanzozivikanwa se "mitero yekutakura" kana kuti "kurasikirwa nemapurisa."
Common Federal Carryforward Provisions
Zvose zvinowanzoitwa nehurumende zvinyorwa zvinoshandiswa zvinotapudza zvinoratidzika se "kurasikirwa kamwechete" (zvisingaenzaniswi nekurasikirwa kwenguva refu) uye zvinotarisirwa pamipiro yezvipo inodarika 50 kubva muzana yemutero wemubhadhara. Uyezve, huwandu hwehurumende dzinopa Chikamu 529 zvigadziro zvezvipo zvinopawo maitiro ekufambisa pamusoro pemari yakawandisa. Taura nemudzidzisi wako wezvemari kana kuti taura nehurumende yakakodzera yehurumende munharaunda yako pamusoro pemitemo inobatsira ipapo, kana kusakwanisa kwayo.
Mimwe mitero inotakura mitero haina nguva yemazuva uye inogona kushandiswa chero bedzi muteresi ari mupenyu.
Imwe mitero inotakura mitero inopera mushure memakore mashomanana, zvichienderana nemutemo umwe neumwe wakasiyana.