Best States for College Vanoponesa

Iyo inotaura iine zvakakodzwa zvakanakisisa uye zvikwereti zvezvirongwa 529

Imwe nzira yakakurumbira yekuponesa kwekoroji chirongwa che 529 ine makumi mana nevapfumbamwe zvinotaura uye District of Columbia inopa chisarudzo chimwe chete. Neurongwa we 529, kukosha yako yekukoloni inokura mutero-yakatambiswa uye iwe haubhadhara mutero wehurumende paunotora mari yepamusoro yepamusoro yezvidzidzo zvemari.

Hapana kupiwa kwehurumende kwezvipo kune imwe nhoroondo ye 529, asi vazhinji vanobvumira kubvumira kana kukwereta kwemipiro 529.

Ndeapi Miti Ane Izvo Zvakanakisisa Zvokutsvaga?

Arizona, Kansas, Maine, nePennsylvania zviri pachena pamberi pemhanyi nokuti vagari vematunhu aya vanogamuchira mitero yezvikwereti zvemipiro kune chero hurongwa hwehurumende huri hutano, kwete yavo pachavo. Izvi zvinopa vagari rusununguko rwokusarudza hurongwa hwehurumende nemari yakaderera zvikuru uye yakanakisisa yekutsvaga mari apo uchiri kutora mutero wekutora mutero.

Kubva pane idzi ina dzinotaura, yepamusoro yePennsylvania iyo inobvumira kuderedzwa kusvika ku $ 13,000 pamunhu wese anobatsira. Kune vakaroora avo vakaroora kuisa pamwe chete, iyo inodhakwa kusvika kusvika ku $ 26,000 kune vanobatsirwa.

Kana ari dzimwe nyika, iwe unogona kungotora zvinokonzerwa nehurongwa hwavo hwehurumende, saka zvakanakisisa zvinobva pamutero wemitero zvichave izvo zvinopa zvakanyanya kubhadhara. Kunyange zvazvo vazhinji vanoti vane dhora pamitengo 529, New Mexico, Colorado, neSouth Carolina vanokubvumira kuti uwane mari yakazara yezvipo kune mapurogiramu avo 529.

State Tax Credits for 529 Mipiro

Mutero wemitero unoderedza mutero iwe unokweretesa, saka unogona kuva wakakosha kudarika kuderedzwa. Pari zvino, nhatu dzenyika dzine mvumo yemitero yezvikamu 529 zvezvipo.

• Indiana inokubvumira kutora chikwereti chemitero chakaenzana ne20% yezvipo zvako zvekukweretesa mari ye $ 1 000 (kusvika pa $ 5,000 muzvipo).

• Utah ine chikwereti cheteresi yepa 5% pamipiro inosvika $ 1,740 kune vasingabhadhari vateresi ($ 3 480 kana vachiisa pamwe chete) pamubatsiri. Izvo zvinouya kune chikwereti che $ 87 nemudzidzi mumwe chete wefereji asina kukwana uye $ 174 pamubatsiri weiyo mafungiro akabatana.

• Vermont inopa 10% mutero wechikwereti kusvika kusvika $ 2 500 muzvipo kune umwe anobatsira ($ 250 chikwereti kuburikidza nemubatsiri).

Mahofisi mazhinji emitero kune vanodzidzisa kuKiraji

Eight anoti: Alabama, California, Delaware, Hawaii, Kentucky, New Jersey, Massachusetts, uye Minnesota hazvina kubhadhara kana chikwereti chemipiro 529.

Izvo izvi zvinoronga zvirongwa 529, asi hazvipi mutero wekukurudzira kushandisa. Saka, kana iwe uchigara mune imwe yenyika idzi, chakanakisisa chaunosarudza ndechokusarudza chirongwa chehurumende chine mari shoma uye inopa rudzi rwekutsvaga kwezvinhu zvaunoda. Mune dzimwe nguva haufaniri kuva mutorwa wehurumende kuisa muurongwa hwavo.

Ndeipi Purogiramu Yehurumende Ndinofanira Kusarudza?

Kubviswa kwemitero uye zvikwereti zvakakura, asi zvingasawedzera kune zvakawanda kana hurongwa hwehupfumi hwehupfumi hwehupfumi hwehupfumi huripo. Iva nechokwadi chekutarisa pamari yemari yehurongwa hwehurumende yako (uye kana vakasiya mari iyo yevari-vagari vemo). Tenga zvakapoteredza uye uenzanise mari iyo kune mari yeimwe nyika.

Zvimwe zvinokosha zvakakosha ndezvekuita basa rekutsvaga uye kana chirongwa chacho chinosanganisira zvakawanda zvekutsvaga kwekutsvaga, zvakadai sezvikwereti zvekare .