Sei Tichifanira Kuona Nyika Yose Kuzvipira?
Kune dzakawanda nguva dzose munhoroondo apo nyika dzakabudirira dzakatambura kubva mune zvishoma. Semuenzaniso, United States, Europe , neJapan zvakaramba dzichikwereta chibharo kubva kuma2008. IUnited States yatanga kuwedzera kuwedzera kwezvikwereti muna 2016 ne 2017, asi European Central Bank (ECB) ine zero muzana yemari yemari uye Bhizinesi reJapan rine maturo asina kufarira, sekupedzisira-2017.
Kuderera kwekuderera kunowanzoendesa kune mitengo yakakwirira yepamutengo sezvo inowanikwa zvakashata kubhadhara mari, izvo zvinoreva kuti vatengesi vanotsvaka zvibereko mumisika yepamusha vangave vari kubhadhara mutengo wakakwirira. Misika yemarudzi ose inogona kupa zvikwiriso zvakakwirira pane kukosha kwepamusoro mumatambudziko aya. Misika yemumba inogona kuonekwa yakakosha nekuda kwekutsvaga kwekutsvaga kwemari-yakabhadharwa nehuwandu hwechibereko-asi kusiyanisa kunogona kupa nguva refu.
Global real estate nezvisungo ndezvipi zviviri zvemafasi evanhu vari kutsvaka zvibereko.
Mushure mezvose, mari yekutengesa zvivako inowanzobhadhara mari ipi zvayo kubva kune zvikwereti (kunyanya muUnited States uko kune mukana wokubhadhara mutero kuti uite saizvozvo) uye zvisungo zvinowanzoita zvikwereti zvinowanikwa nguva dzose usati wabhadhara chikwereti chikuru (kunze kwei zero coupon bonds). Mubvunzo kuvashambadziri ndewokuti: Ndeupi sarudzo yakanakisisa panguva yakaderera inowanikwa muzvikwereti zvinotengeswa?
Kuisa mu Global Real Estate
Global real estate inotora mari inogona kupa hutano hwakanaka hunofanirwa kuenzaniswa nekuenzanisa nekusarudzwa kwemusha panguva yakaderera inharaunda yezvakatipoteredza.
Semuenzaniso, SPDR Dow Jones Global Real Estate ETF (RWO) yakapa zvikamu 3.5 kubva muzana uye 23.58x mutengo wemari muhomwe munaNovember 2017 zvichienderana ne 3.7 muzana yezvibereko uye 36.35x mutengo wemari yawanikwa ye SPDR Real Estate Sector ETF (XLRE) ). Izvi zvinoreva kuti vatengesi vaingova ne 0.2 muzana yezvibereko zvakawanda mukutsinhanisa kubhadhara mari 12x pamutengo-kuwanikwa-kunyange zvazvo mutengo-kune-FFO ungave wakanyatsorongedzwa.
Global real estate investments inobatsirawo kubva kune zvakawanda zvakasiyana-siyana kupfuura pamba-pamba pfuma yezvivako. Semuenzaniso, SPDR Dow Jones Global Real Estate ETF (RWO) ine 60 muzana inosvika kuUnited States uye yakasara inoparadzaniswa kune dzimwe misika dzepasi rose. Kuchinja kwakashata kumamiriro ekutengeserana muUnited States hakuzove nemigumisiro yakawanda pamari iyi se US-chete pfuma yemari.
Kuisa mari muna Sovereign Bonds
Changamire zvisungo zvinogona kupa imwe nzira inofadza kusvika kune yakaderera-inobvumirana hukama hwepamba panguva dzepakati pekuderera kwemahara.
Semuenzaniso, iShares JPMorgan Emerging Market Bond ETF (EMB) yakapa 4,53 muzana yezvibereko zvichienzaniswa neShares US Treasury Bond ETF's (GOVT) 1.68 muzana yezvibereko pakupera kwegore ra2017.
Emerging market bonds inogona kunge ine ngozi zvikuru kupfuura hurumende dzehurumende dzeUnited States, asi nzvimbo dzakasiyana-siyana dzekutsinhanisa-mari inoshandiswa mari inobatsira kuderedza ngozi idzi. Hurumende yehurumende inofanirwa kuva yakachengeteka kupfuura hurumende dzezvisungo.
Changamire zvisungo zvinogonawo kubatsirika kana nyika yakagadziriswa chido chekuita chikafu. Mushure mezvose, makambani akawanda mumakambani anotakura anobudisa madhora emadhora emadhora eAmerica, izvo zvinodhura apo chido chekudarika chinowira uye dhora reU.S. rinopesana neruzhinji rwemari. Icho chinonyadzisa ndechekuti dhimoni rekuAmerica risina simba rinogona kukuvadza kutengeswa kwekutengeswa kwekutengeserana kunopikisana nevashambadzi veUnited States mumusika wepasi rese.
Matambudziko Anokosha Okufunga
Kune zviverengeka zvakakosha zvinokonzera kuongorora kana iwe uchinge uchiisa mari kune dzimwe nyika dzimba dzepamusoro kana hurumende dzisungo, kusanganisira:
- Dambudziko rezvematongerwo enyika: Kuisa mari kune dzimwe nyika kunogona kuva nehuwandu hwehuwandu hwenyika, kunyanya kana hupfumi hunoiswa munzvimbo isina kugadzikana.
- Dambudziko reMari : Vashandi vanofanirwa kufunga nezvekushandiswa kwemari yekushandurwa kwemari yekunze kudzokera kuUrasi reAmerica apo inowedzera kune dzimwe nyika mari yekugovera.
- Nharaunda Yengozi Yengozi : Bonds uye zvemaimba zvinonyanya kugadzirisa kuchinja kwezvibereko zvinodarika zvimwe zvinhu, izvo zvinoita kuti chido chekuda kuve chinhu chinokosha chekufunga.
- Zvisizvo Njodzi : Kuwedzera kwezvisungo zvemashamba zvinogona kunge zvisinganyatsogadzikani pane zvakasungwa zvakasungwa uye pane zviitiko zvakawanda zvekutadza kwemazuva.