Iwe unogona kubata musoro wepfuma nenzira dzakasiyana siyana zvichienderana nezvinangwa zvako uye mamiriro ako ega. Imba yega yose ndiyo imwe nzira inowanika kune vakaroorana mune dzimwe nyika. Inongowanikwa chete kune vakaroorana uye, mune dzimwe nzvimbo, kune vanoita zvepabonde. Kana ukaedza kupinda muhutano hwakadaro nomumwe munhu wausina kuroorwa naye, chiito chacho "chichakundikana" - hachikwanise kutsigirwa nemutemo.
Vaparidzi neVatengi: Ndiani Anotora Chii?
Mumwe nemumwe wega wega pachake ndiye ane pfuma yose seanoshandira pamwe chete. Murume nomudzimai vanorapwa sechinhu chimwe chemitemo. Kana Tom naSue Smith vatenga nzvimbo uye vanobata mutemo pamwe chete sevarimi vese vese, ivo vose vane 100 muzana wehutano kuva nehupfumi.
Izvi zvinodzivisa Tom kutengesa imba kana, mune dzimwe nyika, kubva pakuisa chikwereti chairo pamusoro payo kana kuishandisa sechibvumirano pasina kubatana kweSue nekubvumirana. Iye pachake ane pfuma, zvakare. Tom's kana Sue's creditors haakwanise kusvika pfuma iyo, zvisinei kwete nematokari muzita remumwe chete weumwe. Kana Tom akatongerwa mhosva ye $ 50,000 chikwereti chisina kubhadharwa chaakawana nokuda kwezita rake, uyo ane chikwereti haagoni kumanikidzira kutengesa kweimba kana kuisa chibatanidza nacho nokuti inowanikwawo naSue, uyo haasi chikamu chebvumirano kune chikwereti .
Vaparidzi neVatengi Vane Kodzero Yokupona
Kana mumwe murume akafa, muvakidzani anoramba ari oga ndiye anova muridzi wega pfuma nokuti hutano hwevose hune kodzero yekupona.
Nzvimbo yacho inopfuurira kunze kwechikonzero kune mumwe munhu anenge aripo asi panzvimbo yevatsigiri vemurume kana mudzimai wake akafa kana pasi pemitemo yemuvakidzani wevakafa. Zvechokwadi, haagoni kuisa zviri pamutemo chivako munzvimbo yake yekugara.
Ndeapi Miti Inochengetedza Iyi Idziro Yokugadzirira?
Kubva muna 2016, inenge hafu yezvose inotaura - 26 kuti ive yakarurama-inozivikanwa zvese zvakakwana nemitemo yakasiyana.
- Alaska, Indiana, Kentucky, New York, North Carolina, Oregon neRhodde Island vanochengetedza rudzi urwu rwehudzi hwedzimba chete.
- Nyika dzinotora zvinyorwa zvese zvezvinhu zvose zvinosanganisira Arkansas, Delaware, Florida, Hawaii, Maryland, Massachusetts, Mississippi, Missouri, New Jersey, Oklahoma, Pennsylvania, Tennessee, Vermont, Virginia, uye Wyoming. Nharaunda yeColumbia inotarisawo zvinyorwa zvese zvezvinhu zvose.
- Kune rumwe rutivi rwomutambo, vakaroorana vanogona kungobata misha yavo sevarimi vese muItaly. Havagoni kutenga uye kutora wekutsvaga kwekutsvaga zvivako nzvimbo ino.
- MuMichigan, humwe hutano hwakapindirwa nemurume nemudzimai hune huga hunova hutano hwakakwana kuburikidza nehuroorana hwavo.
- Ohio chete inobvuma rudzi urwu rwehudziri hwemabasa akagadzirwa pamberi paApril 4, 1985.
Zvikwereti zvachose hazviwanzo zvachose chimiro chisina kuitika chehudzi kana hupfumi hunoitwa nevakaroorana vakaroorana kunze kwekunge iyo inzvimbo yeimba. Iyi mhando yehutori inogonawo kushandiswa kubhengi uye maakareji ezvokuchengetwa mumatunhu anobvumira izvi.
Cherechedza: Mitemo yehurumende inogona kuchinja kakawanda. Ndapota taura neye gweta yezano rakanyanya-ku-date kana uri kufunga nezvekubata musoro weimba nenzira iyi. Mashoko aya ari munyaya ino haasi mazano epamutemo uye haisi kutsiva mazano emutemo.
Kusiyana neizvi ne " Joint Tenants ne Right of Survivorship " uye " Vagari vepanzvimbo ."