Muridzi weZimba, Muridzi Wega, Kubatana Kwavo uye Gwaro neContract
Munhu oga
Umiriro wega woga unoreva nzvimbo iyo iri muzita rako chete pasina vamwe vadzidzisi kana zita rakagadziriswa. Mushure mokunge makafa, pfuma iri mune zita rako pachako inowanzofanira kupfurikidza nemuongorori kuti uibvise muzita rako uye mumazita evanodiwa vako.
Joint Ownership
- Kubatana pamwe chete nekodzero yekupona - Nehu rudzi urwu hwehudziri, vese varidzi vane kodzero yakaenzana yeimba. Mune mamwe mazwi, chero muridzi wega anogona kubvisa mari kubva kubhuku pasina ruzivo kana mvumo yevamwe veneti. Zvisinei, pamwechete pamwe chete neimba, muhurumende dzakawanda, iyo pfuma haigone kutengeswa kana kutengesa mari pasina kubvumirwa kwevadzidzisi vose. Apo mumwe mubatanidzwa ari pamwe chete anofa, muridzi weimba yacho zvinongopfuurira kuenda kune vanyori varipo varipo vasingadi kuongorora. Muzhinji, zvose izvo venzi vanogara vachizofanira kuita zvinogadzira chiremba chekufa kana rekodhi imwe mune zvinyorwa zvepamutemo zvakakodzera kuitira kuti vimbise pfuma yavo. Yakapfupiswa seJTWROS kana JT TEN.
- Kugadziriswa nehuwandu - Ichi ndicho chimiro chekubatana pamwe nekodzero yekupona iyo inoratidzwa mune dzimwe nyika uye inogona kuvapo chete pakati pemurume nemudzimai. Chero mhandara inogona kubvisa mari kubva kubhuku pasina ruzivo kana mvumo yemumwe mukadzi. Zvisinei, neimba, mune dzimwe nyika, iyo pfuma haigone kutengeswa kana kutengesa mari pasina kubvumirana kwevakaroorana. Kana mumwe murume akafa, umiridzi weimba yacho inongopfuurira kuenda kumudzimai anenge asiri kunze kwekuda kuongorora. Muzhinji, zvose izvo mudzimai anenge achiripo achazofanira kuita chirwere chekufa kana rekodhi imwe mune zvinyorwa zvepamutemo zvakakodzera kuitira kuti ave nechokwadi chehuyo hweimba yacho. Yakapfupiswa seTBE.
- Community property - Ichi ndicho chimiro chekubatana pamwe chete chinowanikwa mune dzimwe nyika uye chinogona kungovapo pakati pemurume nemudzimai. Kodzero yega yega yehudzimai mumunharaunda yemunzvimbo inogadzirirwa nemitemo yehurumende.
- Kugadzirisana pamwe chete - Nehutano hwehutano hwega, mumwe nomumwe "muvakidzani pamwe chete" ane pachesi chaiyo yeimba uye anogona kubvisa, kutora chikwereti, kana kutengesa chikamu chake chakasiyana cheimba yacho. Kana muvakidzani ari pamwe chete anofa, mugove wake weimba inopfuurira kune avo vanobatsirwa uye kwete kune vashandi vanogara vari pamwe chete. Yakapfupiswa seTIC kana TEN COM.
Nhamba neContract
Nhamba yeContract inobhadharwa pamusana pekufa (POD) , kuendesa kune rufu (TOD) nhoroondo nemabasa, mukutenda kwe (kana ITF), Tott mabato, inshuwarima yehupenyu, mabhizimusi ehupfumi kusanganisira IRAs uye 401 (k), annuities, upenyu nharaunda, uye hupenyu husingagadziriswi .
Muridzi weimba yacho ane hutongi hwakakwana munguva yehupenyu (kunze kwehupenyu huripo - kutarisa mutemo wenyika), asi kana mushure mekufa, pfuma yacho inopfuura kunze kwekuongorora kune avo vanogadziriswa nemuridzi. Nenzira yakawanda, mubhadhari achada kubudisa chirwere chekufa kana rekodhi imwe mune zvinyorwa zvepamutemo zvakakodzera kuitira kuti apiwe wega weimba yacho.