Pfuma Imba Tsanangudzo
Kunyangwe imwe nhaurirano yaunayo panguva yekufa kwako inofanira kuongororwa inobva kune rudzi rwehupi hwaunayo uye kuti imba yacho inonzi sei.
Munhu oga
Kana iwe uine pfuma muzita rako roga pasina vayina vayinavo vane kodzero yekupona, iyo pfuma ichada kuongorora kana iwe uchifa.
Hapana munhu achava nekodzero yepamutemo yekuwana iyo nhamba kana kutumira imba kumudziri mupenyu shure kwekufa kwako - iwe chete unogona kuita izvi uye ikozvino wava kuenda.
Izwi rokuti JTWROS, POD, TOD neItf pamabasa kana maakare anoratidza kodzero yekupona. JTWROS inoreva kuti "vashandi vanobatana vane kodzero yekupona." POD neTOD inoshandura ku "kubhadharwa parufu" uye "kutengesa parufu." ITF inoreva "in trust for." Totten trust account inowanzopa kodzero yekupona.
Kuchengetedza muChina Chekugara
Kana iwe uine pfuma pamwe chete nevamwe vadzidzisi semuvakidzani pamwe chete, kutumira chikamu chako kunoda probate. Vagari vemunharaunda vari pamwe chete vane kodzero yekuendesa zvikamu zvavo zvehuwandu munguva yeupenyu hwavo uye kuburikidza nekuda kwavo kana nzvimbo dziri shure kwekufa.
Ndeipi Imba Yako Yese Inowanikwa Sei Mushure mekufa?
Mutongi wedare remhosva achagadza munhu kana sangano kuti aite semumiririri weimba yako kana mutongi uye agadzirire nzvimbo yako kuburikidza nehutano hwekuongorora.
Izvi zvinowanzoti munhu anonzi muhuro hwako kana iwe wakaita imwe. Mutongi wemuongorori achabudisa tsamba dzekutungamira , dzimwe nguva dzinonzi magwaro e-testamentary mune mamwe masimba, achipa mumiririri wega kana mutongi mutemo wepamutemo wekuwana zvivako zvakabatwa muzita rako pachako kana semuvakidzani pamwe chete.
Nguva chaiyo yekugadzwa kwemumiririri wega wega inogona kusiyanisa kubva kune imwe nyika kuenda kune imwe nyika uye inogona kutarisa kupi zvako kubva mumazuva mashomanana kusvika mwedzi kana kupfuura.
Chii Chichaitika Kumunhu Wenyu Wega Pakati Pebate?
Icho chikonzero chepfuma yako pachayo inodzorwa nemashoko ekuda kwako nekupedzisira kana iwe wakagadzira imwe. Kana zvisina kudaro, kuongorora kwepfuma yako pachayo ichadzorwa nemitemo yekushaya hutano yehurumende yako uye yeimwe nzvimbo ipi neipi yaunenge uine dzimba kana kuti pfuma yako chaiyo . Mitemo iyi inowanzotaurira kuti nzvimbo yako inopinda kune mumwe wako waanogara uye vana vekutanga, uye dzimwe hama dziri kure.
Kushandisa Revocable Living Trust Kuti Usapinda Purogiramu
Kana iwe uchida kuti mhuri yako ive nekukurumidza kusvika kubhengi yako yebhangi nedzimwe nzvimbo kunze kwekupindira kwerare re probate, asi iwe uri kushungurudza pamusoro pekuwedzera vashandi pamwe chete nekodzero yekuchengetedza pfuma yako, funga kugadzirisa mararamiro ehupenyu akaregererwa.
Ichi ndicho chakanakisisa chezvinhu zvose zviri zviviri - zvinhu zvako zvinoramba zviri zvako uye zvako chete iwe uchiri mupenyu. Kana iwe ukafa mushure mokubhadhara mari yako kuvimba neimba iyi - kutumira umwene muzita rekutendwa - mutongi wako anotevera anokwanisa kuwana rusununguko pakarepo pakarepo.
Mutungamiri wenyu anotsiva mumwe munhu wamunoda kuti adzokere muzvishongo zvako semutrasti kana iwe usingakwanisi kutarisira chivimbo iwe pachako.
Cherechedzai: Mitemo yehurumende nemunharaunda inochinja kakawanda, uye ruzivo rwuri pamusoro harungaratidzi kuchinja kwazvino. Ndapota bvunzai gweta remazano emutemo iye zvino kana mune zvimwe zvinonetsa. Mashoko aya ari munyaya ino haasi mazano epamutemo , uye haasi kutsiva mazano emutemo.