Kuti Kubviswa Kwemhuri Kusingagumi Kunobatsira Sei Imba Yako?
Citizenship Counts, Too
Vose vagari vemuUnited States vanogona kutora kubhadhara uku kweimba inotamirwa kune mumwe mudzimai uyo ariwo vagari vemuUnited States, asi mitemo inoshanduka kune vasiri vagari vomunharaunda.
Kubviswa kwacho hakubvumirwi kana mumwe wako womunhu achiita chipo ichi asiri wekuAmerica, asi mudzimai ane chipo anokwanisa kumupa kusvika $ 148 000 kusvika muna 2016 pasina kuunza zvipo zvemitero. Iyi yakawanda yakakonzerwa nehupfumi, saka ichakwira nguva nenguva kuti ienderane nehupfumi.
Mamwe Mamwe Mitemo
Kubviswa kwemhuri kusingagumi kunongowanikwa kusvikira wechipiri akafa. Kana iye asingashandisi kana kupedza nguva iyo yehupenyu hwake, kukosha kweimba yake kunogona kuve pasi pemutero wematoro sezvo iye achipfuura nepfuma yacho kune vagari venhaka yake. Kana iye akapa mari kana chivigiro kune umwe munhu kunze kwomumwe wako, anogona kuisa mutero wechipo.
Mudzimai anoramba aripo anogona kugovana nekusagadzikana kwemuchato nemudzimai wavo mutsva, zvisinei, kana akaroorazve. Anogona kupiwa nhaka kubva kune waakaroorana naye nechipo kana kusiya mari yacho kumukadzi wechipiri asingabhadhara mutero, asi ingadai yakabhadharwa kana akaiisa kune vamwe vanobatsirwa savana vavo.
Kubva muna 2016, mutero uye chipo chechipo chakabatanidzwa pamwe chete chaiva $ 5.45 mamiriyoni. Imba yakapfuurirwa ichi ichi kune vanhu vakawanda kana masangano kunze kwemukadzi anenge ari pasi peimba kana mutero wechipo. IRS inowedzera kudarika $ 14,000 yegore negore chipo chemutero kusabviswa. Mudzimai anoramba aripo anogona kupa izvozvi munhu mumwe nomumwe pagore munguva yehupenyu hwake asina kutora mutero wechipo, pasinei nekutorwa kwemudzimai.
Kubviswa kweMhuri Kusingagumi uye Kurarama Kwekuchengetedza
Zvese izvi zvinogona kutora mamwe mazano ekugadzirisa masimba nokuti mamwe mararamiro ehupenyu anogona kuderedza mitemo yakawanda.
Kana mumwe munhu akasiya masimba kuti awane rubatsiro rweavo vasati vasiri vagari varo mune zvakanyorwa zvakakodzera "Vakakodzera Domestic Trust," QDOT "ichakwanisa kubhadhara.
Imba inopinda kune mamwe marudzi ezvitendwa zvakasikwa nemumwe wako kuti zvibatsire mumwewo anokodzera kuti kubhadhara kwemhuri kusingagumi. Izvi zvinosanganisira kubhadhara mumba kana kuvhiringidzika kana kugadziriswa kweimba yekuchengetedza zvinhu, dzimwe nguva inonzi QTIP trust . Iyi ndiyo "A" Kuvimba mune chirongwa cheA AB trust . Inter vivos inogadziriswa inogadziriswa inofambisa zvigaro zvekutengesa, dzimwe nguva inonzi inter vivos QTIP mabimbi, inokodzerawo. Izvi zvakasikwa kuitira kubatsirana nemudzimai panguva yehupenyu hwomutendi - mudzimai anogadzira kuvimba.
Imba Mitero kuNyika yeNyika
Inyika inotora mutero wemari yevayo inobvumirawo kubhadhara kwemhuri kusingagumi. Mune dzimwe nyika dzinotendera hurumende-yega QTIP sarudzo kuburikidza nekushandiswa kwehurongwa hweAbc Trust , "A" kuvimba uye "C" kuvimba ndeye QTIP inotenderera iyo inokodzera kuti nyika isabhadharwe.
Cherechedza: Mitemo yehurumende uye yezvematongerwo enyika inochinja kakawanda uye ruzivo rwuri pamusoro harungaratidzi kuchinja kwezvino. Ndapota sangana nemweya wezano rakanyanya kuwedzerwa kune imwe nguva kana uri kufunga nezvokugadzirisa kukuru, kunyanya kune munhu asiri wekugara naye. Mashoko aya ari munyaya ino haisi yemutemo kana mitero yezano uye haisi kutsiva mazano emutemo kana emitero .