Dzivisa kuongororwa nehuwandu hwehupenyu hwehupfumi hwematongerwo enyika mumatatu aya
Anowedzera hupenyu hwemaimba maitiro ndeye rudzi rwechiito rwechiito chakazivikanwa nemumwe mutemo mumatunhu matatu: Florida, Michigan neTexas. Izvo zvakare inonzi "Lady Bird" chiito, inogona kushandiswa kutamisa umiridzi weimba yekunze kunze kwekufungidzirwa kune mumwe munhu anowanikwa muzita racho. Mutongi weFlorida uyo akasika chiito akaitumidza zita raMutungamiri Johnson mudzimai wake.
Ndezvipi Zvakasiyana Pamusoro Pebasa Rakawedzerwa?
Ne "nguva dzose" yehupenyu hwehupfumi huripo, muridzi weimba inotengesa anoita chipo chepfuma kune avo vanobatsiri, inonzi rekusara.
Haakwanisi kutengesa kana kutengesa imba panguva yehupenyu hwake pasina mvumo uye "joinder" yezvakasara. Joinder zvinoreva kuti ivo vari mapato kune chikwereti kana kutengeswa. Anonyatsopa nzvimbo yacho-uye unilateral kutarisira nzvimbo-munguva yehupenyu hwake.
Ne "huri nani" hupenyu hwehupenyu, muridzi weimba, iyo inonzi "hupenyu hwehupfumi," anochengetedza zvakakwana pamusoro peimba munguva yehupenyu hwake. Ane kodzero yekutengesa kana kutengesa imba iyo pasina kubvumirwa kwevakabatsiri vake kana sarudzo dzakasarudzwa mumutemo nokuti haana kupa chaiyo kwavari ivo zvakadaro. Imba haina kutengesa kusvikira afa.
Mabatsiro Deeds vs. Kuvandudza Mafambisi Ezvokugara Muupenyu
Anowedzera hupenyu hwemafa inoshanda basa nenzira yakanyatsofanana nechiito chekubatsira kana kuwedzerwa-pa-kufa. Mubatsiri uye TOD zviito hazvibatsiri uye kutumira pfuma kumunhu anowana rubatsiro kusvikira mushure mekufa, uye mutauro mubasa rinofanira kunyatsotaura izvi.
Izvi zvinofanira kunge zvakagadzirirwa, zvichisayinwa uye zvichinyorwa mu county county rekodi yehofisi sezvimwe zviito. Nokuti nzvimbo yacho inopfuura nechiito, haifaniri kuongororwa uye haisi chikamu chezvakaitika zvehutongo hwemaiti.
Kubva musi waFebruary 21, 2017, hurumende dzinotevera dzinoona zviito "zvibatsiro zvekuita" kana " kutora-ku-kufa-mabasa " mumitemo yavo:
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- District of Columbia
- Hawaii
- Illinois
- Indiana
- Kansas
- Minnesota
- Missouri
- Montana
- Nebraska
- Nevada
- New Mexico
- North Dakota
- Ohio
- Oklahoma
- Oregon
- South Dakota
- Texas
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Rimwe Rakabatsiro Rokuvandudza Imba Dzimba dzeupenyu
Lady Bird zviito haisi kungobatsira chete pakudzivisa probate. Kana nguva inouya apo iwe unoda kutarisirwa kwenguva yakareba uye iwe ukanyorera Medicaid, hurumende ichaisa makore mashanu e "tarisa shure" panguva yako yakakodzera. Izvi zvinoreva kuti haugoni kutamisa umiridzi weimba mukati memakore mashanu ekuita shanduro. Kuwanda kwekukodzera kwako kunoenderana nekukosha kwezvinhu zvaunazvo panguva yaunoshandisa. Zvishoma pane zvakanyanya, uye vanhu vazhinji vanotenda zvisiri izvo vanogona kungopa pfuma kunze vasati vashandisa. Asi kuwedzerwa kunoenderana neiyi makore mashanu. Nhaka dzakapiwa panguva ino dzinogona kutorwazve kukosha kweimba yako.
Nokuti hupenyu huri nani huripo hunoita kuti iwe uchengetedze kutarisira nzvimbo yacho, iyo inyanzvi haina kuverenga sekutendesa. Izvi hazvisi nguva dzose nemabasa ekubatsirwa. Inogona kuvimba nemutemo wehurumende, zvisinei, saka taurirana nekwenyanzvi wepamunharaunda kana iwe uchifunga nezvechiito chakadaro nekuda kwechinangwa ichi.
Iwe pachako haugoni kuita chirevo pamusoro peimba yekubhadhara kwebhadharo yeMedicaid mibairo mushure mekufa kwako kana nokuti nzvimbo yeimba inenge isati yave chikamu chesaiti yako probate.
Kana uri kufunga nezvekuwedzera hupenyu hwehupfumi hwekuita muFlorida, Michigan kana Texas kuti urege kuongorora , funga kubvunza gweta rekugadzirisa nzvimbo yekunyora chiito. Kana iwe ukakanganisa, iwe unogona kunge usingadi kuumba "nguva dzose" mararamiro ehutano hwehupenyu panzvimbo ye "enhanced" life estate action.
Cherechedzai: Mitemo yehurumende inoshanduka nguva zhinji uye ruzivo urwu harungaratidzi kuchinja kwemazuva ano mumitemo. Nezvino mazano ezvematongerwo enyika, tapota taurirana neye gweta. Mashoko aya ari munyaya ino haasi mazano epamutemo uye haasi kutsiva mazano emutemo.
Uyewo anozivikanwa se: Bhuku Rinobatsira, Lady Bird Dhigirii, Kudhindwa paKufu Kuteerera, TOD Deed