Upenyu hunoitika. Iwe unogona kusarudza kuti inguva yekutanga kuunganidza Social Security benefits, zvino mamiriro ezvinhu anochinja uye iwe unoziva kuti iwe hauna hanya navo kunyange zvakadaro mushure mezvose, kana kuti zvingakukuvadza iwe gare gare kana uchitanga kuunganidza ikozvino. Zvakanaka-The Social Security Administration inonzwisisa uye inogadzirisa kuchinja kwemwoyo, kusvika pamwero.
Kana iwe ukatumira Social Security uye uchinje pfungwa yako pamusoro pekuwana zvikwereti iwe chete, iwe unogona kubvisa chibvumirano chako kusvika kumwedzi gumi nemaviri mushure mekunge waisa mairi.
Asi pane kubata. Iwe unofanirwa kubhadhara chero zvipi zvawakagamuchira munguva pfupi, pamwe chete nemhando ipi zvayo mwana wako kana wawakaroorana naye akagamuchira zvichienderana nemari yako yekuwana.
Chii Chingaita Kuti Mumwe Munhu Abhadhara Zvokuchengetedzwa Kwemagariro Evanhu?
Kana iwe uchidzorera Social Security nekuda kwezvipo zvako zvakagamuchirwa, unobudirira "kutengesa" rako kodzero yekuunganidza gare gare, kazhinji pane zvinyorwa zviri nani. Pane zvikonzero zvishoma nei iwe ungasarudza kuita izvi.
- Iwe wakanga usina basa asi ikozvino uri kushandazve : Zvichida iwe wakanga usina kubasa saka iwe wakabhadhara zvikwereti usati wasvika pazera rako rekurega basa, rinozivikanwa seFRA yako. Paunotanga mapepa, iwe unogamuchira zvigadziriswa zvisingagumi zvemwedzi. Uye kana ukatanga kushanda zvakare, uchawana rubatsiro usati wasvika paFrA yako uye iwe unogona kuwana zvakawanda kupfuura muganhu wekubhadhara wakagadzwa ne Social Security. Izvi zvinoreva kuti zvikomborero zvako zvichawedzerwa kuderera! Mumamiriro ezvinhu aya, zvingangodaro kuve kushamisika kwenguva refu kuti uone kuti ungabhadhara sei zvikomborero zvawakagamuchira uye kutanga. Mugumisiro wekupedzisira ungangove wakangofanana nekuti iwe hauna kumbobvira waisa kuti utange kuunganidza pakutanga. Iwe unokwanisa zvakare kudzorera zvezvibereko makore mashoma gare gare kana iwe wakwegura uye iwe uchawana gore rinowanikwa pamwedzi.
- Iwe hauna kufunga kuti zvinokonzerwa nemumwe wako : Iwe wakaroorana. Ngatiti iwe wakamboita zvakawanda kupfuura iwe wako . Iwe unogona kunge wakabhadharisa mavambo pakutanga usingazivi kukosha kwaizoitika kune avo vanoponeswa vanozobatsirwa. Iwe unogona kuona kuti zvingava zvakakunakira iye kana iwe ukamirira kusvikira makore makumi manomwe ekufambisa Social Security.
- Iwe uchiri kugadzira mari yakawanda uye iwe unoda kugadziriswa kwemazuva ano kwemazuva ano : Zvichida uchiri kushanda asi iwe wakatumira kune zvipo pazera remakore makumi matanhatu kana makumi matanhatu nemakumi matanhatu nemakumi matanhatu nemakumi matanhatu nemakumi matanhatu nemakumi matanhatu nemakumi matanhatu nemakumi matanhatu nemakumi matanhatu nemakumi matanhatu nemakumi matanhatu nemakumi matanhatu nemakumi matanhatu nemakumi matanhatu nematanhatu ( 67 Asi ikozvino waita imwe mari yekugadzirira iwe pachako uye iwe wakadzidza iwe pachako. Iwe unoziva kuti iwe unogona kuwana mari yakawanda yekugadziriswa kwezvigadziriswa kana iwe uchibhadhara zvikomborero zvawakagamuchira uye uchitangazve zvakare pazera remakore makumi manomwe. Social Security inopa mari yakagadziriswa yezvigadziriswa zvekugadzirisa hupenyu hwehupenyu. Kuva nemwedzi mukuru wegore negore pazera remakore makumi manomwe kunowedzera chikamu chekuchengeteka kune chirongwa chekubvisa mari.
Unobhadhara Sei Makomborero Akadzoka?
Usanetseka-the Social Security Administration ichakupa mazano akazara. Chokutanga, cedzisa uye faira fomu kubvisa chikumbiro chako chekubatsira. Zviri pa Social Security Administration's "kana ukashandura pfungwa dzako" peji, pamwe chete nemamwe mashoko akawanda. SSA ichadzokorora fomu uye ichange ichitaura kuti iudze iwe kuti iwe une chikwereti chakadii uye kuti iwe unofanirwa kubvisa sei mari yacho.
Ikoko Kunogona Kutora Mitero
Kana iwe ukaisa mutero wekubhadhara iwe paunenge uchiunganidza Social Security mafairo uye kudzoka kwakaratidza kuti zvikomborero sezvo zvakagamuchirwa, iwe unofanirwa kuisa kudzoreredzwa kudzoka kana ukasarudza kuripa zvipo.
Izvo zvinoenderana nokuti zvikomborero zvako zvakabhadharwa pakudzoka, uye izvi hazvisi nguva dzose. Kudai uine zvishoma kana kuti usina mari kunze kweZimbabwe Social Security gore iroro, zvimwe iwe usina kubhadhara mutero wemari pamabhadharo ako saka hapana dambudziko uye hapana chikonzero chekutora danho rinowedzera yekugadzirisa kudzoka kwako. Asi kana iwe ukabhadhara mutero pane zvaunobatsira, iwe unoda kudzorera zvakare mari yawakabhadhara uye izvi zvinoda kutumira kudzoka kutsva. Tora mari yako yekare mutero kune unyanzvi hwemitero wakanaka kuti uongorore kuitira iwe unonyatsoziva kuti iwe unomira kupi.
The Old Rule
Zvaiwanzove kuti iwe unogona kuunganidza zvikwereti kwemakore anoverengeka, wozobhadhara zvakare, wozotangazve kubatsirwa kwako pane imwe yepamusoro yepamusoro gare gare. Nzira iyi yaigara ichirondedzerwa se "chikwereti chisingabatsiri" kubva kuhurumende. Mitemo mitsva yakabvisa chisarudzo ichi munaDecember 2010 kuti vadzivirire vashandi vepanoti vashandi vasati vashandise kubhadhara mari iyi.