Iwe unogona kuisa Chitsauko 13 kubhadhara kana iwe usingakwanisi kuisa Chitsauko 7 kubhadhara nokuti mari yako inowedzera kana kana iwe une zvinhu zvauri kuda kuchengeta. Somuenzaniso, unogona kuchengetedza imba yako kubva pakufanirwa kwekubhadhara nekubhadhara matanho ako kuburikidza neChirongwa cheChitsauko chekubhadhara 13 paunenge uchitora mari yako yaunogara uchibhadhara.
Nzira Yokufananidzira Sei Chitsauko 13 Bankruptcy
US lawruptcy mutemo inobvumira vanhu kuti vaise Chitsauko 13 kubhadhara chero bedzi zvikwereti zvavo zvisina kuchengetedzwa zvisingasviki $ 360,475 uye zvikwereti zvakachengetedzwa zvisingasviki $ 1,081,400. Vanhu vanozvidzivirira vanogonawo kuisa purogiramu chero bedzi bhizinesi ravo risingabatanidzwi.
Iwe haugoni kuisa Chitsauko 13 kubhadhara kana iwe wakanga uine chikwereti chakadzingwa mumazuva 180 apfuura nokuti wakakundikana kuonekwa muchivanze kana iwe uchida kusiya chikwereti nokuti vako vane chikwereti vakaedza kudzorerazve pfuma yako. Iwe unofanirwa kuwana chikwereti kupa mazano kubva kumatare anotenderwa kubhadhara chikwereti chikwereti mazuva 180 asati apedza kubhadhara.
Necessary Bankruptcy Forms
Paunoshandisa Chitsauko 13 kubhadhara, iwe unofanirawo kuisa mamwe mapepa pamwe chete nekunyorera kwako kubhadhara. Izvi zvinosanganisira:
- Purogiramu yezvinhu uye zvikwereti
- Purogiramu yemari uye mari inoshandiswa
- Purogiramu yezvibvumirano zvekuita uye kushandiswa kusingatarisirwi
- Chirevo chezvematongerwo enyika
- Uchapupu hwemari, kana iwe wakabhadharwa mumazuva makumi matanhatu apfuura kubhadhara kwako
- Chirevo chinyorwa chekunyorera mari yako mwedzi nemari nemari
- Yako yakadzokorora mutero wekupedzisira
Iwe unogona kutora mafirimu anodikanwa ekubvisa kubva paSouth Court website yakawanikwa paUSCourts.gov.
Zvingani Chitsauko 13 Bankruptcy Costs
Mari yose yematare yeChitsauko 13 kubhadhara ndeye $ 271. Izvi zvinosanganisira $ 235 yekubhadhara mari uye $ 39 yezvinyorwa zvemari. Kana iwe usingakwanisi kubhadhara mari yakakwana yepamusoro, iwe unogona kuita kusvika kuchina chekubhadhara chikwereti. Mafayili ekubhadhara anofanira kubhadharwa mukati memazuva makumi maviri kubva pakubhadhara mari yako kana kubhadhara chikwereti chako chinogona kubviswa.
Chitsauko 13 Bankruptcy Process
Kana uchinge waisa Chitsauko 13 chekudarika kwako, iwe une mazuva gumi neshanu kuti udzorere chirongwa chako chekubhadhara, kana iwe usina kuisa nayo nechikumbiro chako.
Musangano wevarikwereti unobata pakati pemazuva makumi maviri nemakumi mashanu mushure mekunge waisa Chitsauko 13 kubhadhara. Iwe unofanirwa kuenda kumusangano uyu kuti upindure mibvunzo kubva kumutevedzeri wako akaiswa mudare nevateresi. Zvose iwe nemumwe wako munofanirwa kuenda kumusangano wevateresi kana iwe ukaisa sangano rekugadzirisa chikwereti.
Ikusimbiswa kwekunzwa kunofanirwa kutongororwa mushure memazuva makumi mashanu mushure memusangano wevimbiti.
Mutongi webhengi achasimbisa, kuchinja, kana kuramba urongwa hwako hwekubhadhara.
Kana imwe nguva chirongwa chako chave chasimbiswa, muteresi wako anotanga kubhadhara mari yako kune vako vane chikwereti. Zvisinei, kana chirongwa chako chisina kusimbiswa, mutrasti achadzoka kwauri chero zvikwereti zvawakaita mari shoma yekutarisira.
Mushure mekunge chirongwa chako chave chasimbiswa, unofanirwa kuita kuti mutsigiri wako awane mari yako yemwedzi. Iwe unogona kubhadhara muteresi zvakananga kana kuva nemari yakabviswa kubva pamari yako. Kana ukakundikana kuita mari yako yedzimwe mwedzi, mhosva yako inogona kubviswa kana kutendeuka kuChitsauko 7 bankruptcy case. Kukundikana kubhadhara mwana wako rubatsiro, alimony, kana kuti mitero inogonawo kuita kuti nyaya iparadzwe.
Chitsauko 13 Bankruptcy Discharge
Chitsauko 13 bankruptcy kubudiswa kwakaoma, asi mimwe chikwereti chinogona kusunungurwa muChitsauko 13 kubhadhara kupfuura muChitsauko 7.
Zvikwereti zvako zvinogona kubudiswa kana iwe uine:
- Akaita kuti mwana wako wese akusigire uye alimony zvipo
- Hauna kugamuchira Chitsauko 13 kubudiswa mumakore maviri akapfuura kana Chitsauko 711, kana kuti kusunungurwa kwema 12 mumakore mana akapfuura
- Yapedzeredzwa nedare rakabvumidzwa nedare rekuchengetedza mari
Kubhadhara kusununguka kunoita kuti uwane chikwereti chako chekubhadhara chikwereti chakanyorwa pane zvawakaronga. Zvimwe zvikwereti hazvikwanisi kusunungurwa. Izvi zvinosanganisira:
- Mortgage payments
- Mwana kutsigira uye alimony
- Mimwe mitero
- Zvikwereti zvevadzidzi
- Zvikwereti zvinokonzerwa nekufa kana kukuvara paunenge uchityaira uchishandisa zvinodhaka kana doro
- Matitikiti emigwagwa kana mitero yemhosva
- Mhaka dzinowanikwa kuburikidza nenhema