Mune chikwereti chekudarika, kunyanya Chitsauko 7 kubhadhara , dare rinotora nzvimbo yako sezvinobvira zvinoreva kubhadhara vatengi vako. Kana uchinge waisa pasi, pfuma yako yose inova chikamu chemari yekugadzirisa. Zvimwe zvivako hazvigoni kutengeswa kuti udzorere vatengi vako, asi imwe nzvimbo isingabhadharwi. Nzvimbo isingaregereri inonzi yako nonexempt assets.
Hapanaxempt Assets muChitsauko 7 Bankruptcy Case
Hapanaxempt assets inosanganisira imwe nzvimbo inogona kutengeswa nedare.
MuChitsauko 7 kubhadhara, mari inobva kutengeswa kwezvinhu izvi inoshandiswa kubhadhara vamwe kana kuti vose vanotora chikwereti. Kana uri kutarisa Chitsauko 7 kubhadhara, ziva kuti iwe unotengesa kurasika zvimwe zvepfuma yako kubhadhara chikwereti chako.
Zvisinei, kana iwe usina chero zvinhu zvisiri izvo, nyaya yako inonzi "hapana yefa". Hapana pfuma yedare rebhengi rekutengesa uye vatengi vako havangagamuchiri chero mari yako kuburikidza nemhosva yako.
Hapanaxempt Assets muChitsauko 13 Bankruptcy Case
Kunyange zvazvo Chitsauko 13 mafirimu achipinda chirongwa chekubhadhara zvezvikwereti zvavo, kusava nemari kunoramba kuchikosha kune bankruptcy case. MuChitsauko 13 kubhadhara , uyo ane chikwereti anofanira kubhadhara chikwereti pane kukosha kwekushaya mari.
Mitemo yeGurumende uye yeHurumende yeHasxempt Assets
Pano pane mitemo yezvematongerwo enyika uye yezvemitemo inotsanangura kusunungurwa uye kusava nezvinhu. Mitemo iyi inowanzosiyana mune dzimwe nzvimbo, zvakanyanya zvokuti dzimwe nyika dzinokubvumira kusarudza izvo zvingava kushandisa nyika kana federal system yokuregererwa mubhengi rako re bankruptcy.
Iwe unogona kusarudza federal system exemption system, somuenzaniso, nokuti inokubvumira kuchengetedza imwe nzvimbo iyo hurongwa hwako hwekuregererwa kwehurumende husiri.
Mienzaniso yeAnaxempt Assets
Ramba uchitarira kuti izvo zvinofanirwa sekuti hapana chinhu chinotengeswa chinogona kusiyana kubva kune imwe nyika kuenda kune imwe zvichienderana nemutemo wehurumende. Zvinhu izvi zvinowanzoonekwa sechinhu chisina kukodzera uye chinogona kushandiswa kubhadhara vatengi vako:
- pfuma isiri iyo imba yako yepamusoro
- imwe motokari yemufananidzo mutsva ine kuenzana
- midziyo yemitengo inodhura isingakodzeri mubhizinesi rako
- chirairo chinokosha kana mari yekuunganidza
- investments
- unyanzvi hunokosha
- nguo dzinodhura
- zvishongo
Chii Chinoitika Pamatambudziko Ako
Kana uine zvinhu zvisina kuwanikwa mumari yako ye bankruptcy case, vako vane chikwereti vachaisa chirevo pamusoro pezvinhu kuti vawane kugoverwa kubva ku bankruptcy estate. Murasi wacho achatora zvinhu, azvitengese, uye agovera zvakapiwa kune vane chikwereti vakapa kudai. Mutrasti angasarudza kusashandisa zvimwe zvezvinhu zvako zvisiri izvo kana zvisingakoshi kana kuti zvingaoma zvakaoma kutengesa.
Iwe unotarisirwa kuve wakatendeseka mukunyora zvinhu zvako. Iwe unogona kutumirwa kuhofisi yeTranse yeUnited States kana iwe usina kutendeseka pamusoro pezvinhu zvaunazvo. Vatongi havawanzo kutsvaga misha, asi vanogona kuwana dare rekuita kana vachifungidzira kuti uri kuviga zvinhu.
Nzira Yokudzivisa Kurasika Nhaka
Panzvimbo pokunyora mabhiriji, funga kutengesa zvinhu zvako uri woga uye kushandisa mari kubhadhara kana kugadzirisa zvikwereti zvako. Iri basa rakawanda kwauri, asi rinokubvumira kuti urege kuva nekodzero yekupa chikwereti chekwereti.
Zvisinei, kana iwe uchiedza kutengesa zvinhu kuitira kuti iwe usingafaniri kuvapa mubhengi, uye gare gare faira kubhadhara, bhengi rako rekushungurudza ringangodaro riri mumatambudziko.
Dare richaongorora chinangwa chenyu mukutengesa zvinhu uye kuita chisarudzo pamusoro pekuti iwe uri kuedza kuvanza zvinhu kana kubiridzira dare. Muteresi anogona kutora zvinhu zvakatengeswa, kutora zvimwe zvekuregererwa kwako, kana kuti kunyange kutoramba kusunungurwa kwezvikwereti zvako .
Zvingave zvakakosha kutaura nemweya gweta kana kubhadhara kuripo uye iwe unoda kuziva kana iwe unogona kutengesa kana kuchengetedza zvinhu zvako.
Kana iwe wakatotanga kuisa Chitsauko 7 kubhadhara, muteresi angakurega iwe uchengetedze yefa kana iwe uchikwanisa kubhadhara kukosha kwefa. Kana, iwe unogona kukwanisa kugovana zvinhu zvisingabhadharwi zvekushandisa mari inosunungura. Kutendeuka kuChitsauko 13 kubhadhara kunogonawo kuva sarudzo.