Musha weNew Home Builder Purogiramu kazhinji muUkuvandudza
Apo zvinouya kune vavaki vemuzinda mutsva nekukurudzira kana uchitenga imba itsva musha, munhu wose ari oga. Iyo inozivikanwawo nguva dzinoshevedza inodana zviyero zvakashata. Chinhu chokutanga chaunofanira kuita apo iwe uri kufunga nezvekutenga musha mutsva ndeyokubhadharira wega wega. Usafunga nezvekufamba netsoka mumusha mutsva mutsva pasina wejeri kana iwe haugoni kumushandisa. Muvaki achakunyorera iwe semudziri wezvokuvaka uye izvo zvichava zvose zvaakanyora.
Iwe haugoni kuziva kuti zvakaitika.
Iwe unogona kunyengerwa nyore nyore nevekuvakwa kwemusha mutsva. Mumatengesi edzimba dzepasi , vamwe vavaki vemuzinda mutsva vanopa mazororo ekufambisa panzvimbo dzakanakisa dzeHawaiian resorts. Vamwe vanoedza vangave vatengi vemusha vane motokari itsva kana guru guru Smart TV, kana kuvimbisa kusununguka kwakadai seGlack Galaxy granite counters yakaiswa pasina mari mukicheni nemabhati. Kana iwe ukachera zvigunwe zvako muvhu, vangatokanda mumvura yakasununguka mumvura yakashambira kunze.
Iwe unogona kushamisika kana zvakakosha kuti udzike pane zvido izvi. Zvakadini nekutengeswa kwemusha vatengesi vanopa zvipo? Hwamanda yakawanda inodhura , mari yekubhadhara mari yakabhadharwa, yeimba yeimba yekusununguka inobhadharwa gore rimwe chete kana kupa mari yekubhadhara mari yako yemutero . Vanoita zvinhu zvose zvishomanana zvekumire pamisoro yavo kune vashandi vekambani mukumanikidzira zvakaoma nokuti chechitatu chepi ndeye yavo.
Builder Upgrade Incentives
Pasinei nemhando yemusika, ingave mutengesi wemusika kana mutengesi wemutengesi , vavaki vemuzinda mitsva vanowanzokurudzira kukurudzira.
Iko kusununguka kusununguka, zvisinei, kazhinji nguva dzose inouya nehove. Muvaki angabvumirana nekuvandudza kwekutsinhanisa iwe kuti uite chimwe kana zvimwe zvezvinotevera:
- Tenga Pakarepo.
Kana iwe usati wakagadzirira kupa chiito , usamanikidzwa kuita chisarudzo iwe unogona kuzvidemba. Vanogona kukuudza kuti uite zvinhu izvi zvakanaka hazvikwanisi kumirira, asi zvinogona. Kunze kwekuti iri imba yekupedzisira iripo.
- Itai Kuti Zvikuru Zvive Nemari Yakakwana Mari Inoshandiswa.
Verenga chibvumirano chako. Mari yako yakachengetwa mari inogona kunge isina kubhadharwa chero chikonzero chero ipi zvayo. Kumbira mumiririri wenyu nezvekugona kubhadhara mari.
- Vhura Mutariri weMuvakidzani Kutengesa Imba Yako Iripo .
Iwe unogona kunge uri nani kubhadhara unyanzvi hwemunharaunda kuti utengese imba yako pane kuhaya sarudzo yekunyorera iyo isingatengesi munzvimbo yako. Wareji wako wekumba achaziva ruzivo rwemugadziri haainazvo uye zvichida acharwisa zvakanyanya kuwedzera purofiti yako.
- Shandisa Muvakidzani Wekukweretesa Zvidzidzo.
Hurumende inogona kusimbisa tsika iyi sezvo inogona kuputsa mitemo yeR RESPA uye ye-anti-trust. Kunyanya, iwe unogona kubhadhara zvakawanda muhutano uye kuwana zvishoma zvinyorwa zvakanaka. Vavaki vanoda kufambisa vatengi kuwana prequalified kuburikidza nemari yavo pachavo kuti vave nechokwadi chokuti munogona kuwana chikwereti. Havadi kuvimba nekutengesa vatengesi vanovewo, vanoti, vepasitendi vemajeri.
- Bhadhara Mutengo Wenyaya .
Kana iwe uchibhadhara $ 50,000 zvimwe zveimba uye uwane $ 10 000 mukugadzirisa kusununguka, iwe uchiri kunze kwehomwe $ 40,000; kana yakachengetwa, iwe unobhadhara chikwerero pairi.
Iyo inovandudza muvaki inokupa iwe unogona kukubhadhara iwe kupfuura munguva refu. Vatsva vemuzinda mutsva havasi mune bhizinesi rerudo. Vanoda kuita purofiti. Cherechedza kuti zvakawanda zvemuvakidzani wekucherechedza zviri mukuvandudzwa, nokuti muvaki anotenga zvinhu nemidziyo muzhinji kana pane zvakawanda.
Saka, uri kutengesa zvekutengeserana, uye muvaki achiri kuwedzera purofiti kubva kwauri.
Luxury Freebies uye Zvinyengeri
Iwe unogona kutengesa pasi yako dollar kuti muvakidzani musha musha ane ruzivo rwekutengesa mari yakawanda kune iyo inodhura mahwanda. Iwe unogona kukwanisa kutengesa kana iwe wakatenga zvinhu izvozvo iwe pachako.
- Free Vacations.
Muvaki angashambadzira, "Free Cruise kuenda kuTahiti Inokosha $ 10 000." Tsirirai mari yekambani iyoyo kuburikidza nedzimwe masangano ekufambisa. Uyezve, zvibvunze kana iwe ungatenge kutenga Tahitian cruise. Kana mhinduro yacho iiwa, iwe haungazowedzera zvakaoma, mari inotonhorera iyo rwendo, uye ugoipfuura nayo. Vakawanda vanofambisa vanopfuura Tahiti uye vanoshanyira zvimwe zviwi, zvakadaro.
- Cars Cars.
Zvizhinji zvezvipo zvepahara zvinoshandiswa nevavaki kuzivisa hachisi chipo chaicho chemotokari itsva. Izvo zvikwereti. Imotokari yakasungirwa inofanira kudzorerwa kune mutengesi pakuguma kwebvumirano, iyo inowanzova makore maviri kusvika matatu. Iwe uri kuwana kodzero yekufambisa motokari, kwete yega motokari, pamwe chete iwe unogona kubhadhara miriyamisi yepamusoro yehushuga yekodzero. Iwe unogonawo kutarisana nemari yekubviswa kwekambani, kunyanya kana wapfuura mireji ye mileage kana kukuvadza motokari.
- Free Entertainment Centers
Kunyangwe iri guru-skrini Smart TV kana imba yemitambo yakakomberedza system, magetsi anonyanya kuderedza uye maitiro avo ose ari pasi pebhodhi. Ungatenga zvako here? Kana zvakadaro, unogona kuwana zviduku zvishoma zvezviuru zvishoma kudarika zvakakosha. Pane chimwe chinhu chakakanganisika neTV yako pachayo here?
Mutengesi Kutengesa
Ndiri kuzotaura izvi uye ndozvipedza. Chinhu chipi nechipi mutengesi anopa iwe chinhu chauri kuripa. Mari yacho inofanirwa kuva mutengo wekutengesa. Kana iwe uri kubhadhara mari yekutenga nekuwana chikwereti , zvinogona kunge zvakabhadharwa newe. Iwe uri kubhadhara mutengo wemakore makumi matatu wekodzero yekubvumirwa.
Icho chinhu chimwe chete kana iwe uchibvumirana, uchiti, kuripa $ 200,000 yeimba uye, shure kwechokwadi, mutengesi anopa kubhadhara 3% yemari yekuvhara kwako . Asi izvi hazviwanzoita kuti zvinoshanda sei. Kazhinji, iwe unopa chipo pakutanga, uye mune izvozvi iwe unokumbira kugoverwa 3%. Kana mutengesi achibvuma apa, iwe unogona kunge wakatenga iyo nyore imba iyo 3% pasi. Iwe unonyatsoda here kubhadhara mari yako yekuvhara kwemakore makumi matatu?
Pane kudaro, enzanisa kudhura kwezvinhu izvozvo. Semuyenzaniso:
- Imba Yakagadzirirwa Mitero .
MuCalifornia, imba inodarika $ 200 000 inogona kutora mutero mari ye $ 2 500 pagore.
- Kubhadharwa Nhengo Yacho Inotarirwa.
Kana mari yako ye $ 100 pamwedzi, inodarika $ 1,200 pagore. Inguva yekusununguka yemusangano weimba inobhadhara mari inobatsira chero ipi zvayo mubhizimusi?
- Chido Chokutenga Chatenga Matsi
Kana iwe uchitenga chikwereti chekubhadhara chikwereti , iyo inotenga-iyo mari inosvika kune yako yekubhadhara chikwereti, uye kubhadhara kunogona kunge kuri kushanda kwemakore mashomanene, kwete nguva yakazara yechikwereti chako.
- Discount Points
Chikwata chimwe nechimwe chezvikwereti chinokwana 1% yemari yako yemari. Pa $ 200,000 kutenga chikwereti, iyo iyo inenge $ 2,000.
- Kubhadharwa Kwekupedzera Kuvhara Mari
Vazhinji vateresi havazoregi mutengi achiwana zvikwereti zvinopfuura 3% nezvekuvhara mari . Pa $ 200,000, iyo inosvika $ 6,000. Zvinowanzobatsira iwe kubhadhara mari yekuvhara mumari, uye imwe yacho ndiyo mutengo inobviswa.
Unoyeuka kuti mutambo unofambisa hutamba uchitamba nemikombe mitatu uye bhora? Inonzi iyo Shell game. Bhora duku rakaiswa pasi pemukombe. Mufambisi anobva avhara makapu matatu paunenge uchiedza kuona kuti mukombe uine bhora. Iko kushandiswa kwemaoko-kuruoko. Iwe hauzombopindi mutambo uyu. Saka, chengetedza nhamba idzi pamusana pekukurudzira uye kusununguka usati watenga. Iva akachenjera kumusha mutengi .
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.