Chii chinonzi Qualified Personal Residence Trust?

by Julie Garber

Rudzi Rwakakosha Rwokuvimba neKunzvimbo Yako Yepamusoro kana Yechikoro

Cherechedza: Mitemo yehurumende uye yezvematongerwo enyika inochinja kakawanda uye ruzivo rutsva harungarati rwuchangobva kuchinja mumitemo. Nokuda kwekutengesa mitero kana mazano emutemo, tapota taurirana neActeurant kana gweta sezvo ruzivo rwakanyorwa munyaya ino harusi mutero kana mazano ezvemutemo uye harisi kubhadhara mutero kana mazano emutemo.

Munhu Akakodzera Person Residence Trust , kana kuti QPRT kwenguva pfupi, inonyanya kukoshesa kuvimbwa kwakagadzirirwa kuchengetedza uye kuva neimba yako yekutanga kana yekondari uye kubvisa kukosha kwayo kubva kune yako inotengesa .

Hezvino kuti QPRT inoshanda sei:

01 Nhanho Yokutanga - Nyora chibvumirano chisingachinjiki chekutenda.

Nhanho yekutanga pakugadzira QPRT iri kunyora chirevo chechokwadi chekusatenda. Iwe unoda kusarudza kuti ndiani achashanda sematrusti ekutanga uye anotsiva, nguva yakareba sei iwe uchida kuchengetedza kodzero yekugara muimba (iyo inonzi "yakachengetwa nguva") isati yasvika kune yako yekupedzisira vanobatsirwa, uye zvino uyo achave ari iye akakodzera kubatsirwa kwetariro apo nguva yakachengeterwa mari inoguma. Izvi zvisarudzo zvichave zvakakosha sezvo QPRT isingatenderwi kuvimba uye zvigadziriro zvayo hazvigone kuchinjwa nyore.

02 Chikamu Chechipiri - Bhokisi rekuvimba newaunogara.

Nhanho inotevera ndeyokutumira huwandu hwekugara kwako muzita reQPRT. Izvi zvinoitwa nekunyora chiito chitsva kubva muzita rako muzita rekutendwa mune zvinyorwa pasi apo nzvimbo yacho iripo.

03 Nhanho Nhatu - Itai kuti kuongororwa kwekugara kwenyu kune zvipo zvekupa zvipo.

Nhanho inotevera ndeyokuwana kuongororwa kwekugara semusi waunoshandura iwo muzita reQPRT kubva kune chiremera chemaimba appraiser. Izvi zvakakosha kusimudzira mararamiro akanaka emari yeimba yezvipo zvekupa zvipo .

04 Nhanho yechina - Bika chipo chako kune IRS.

Nhanho inotevera ndeyokuisa Fomu 709, United States Chipo (uye Generation-Kutumira Mutero Mutero) Dzokera , pamwe ne IRS, iyo ichazofanira kuitwa musi waApril 15 wegore mushure mokunge iwe uchitumira nzvimbo muQPRT. Izvi zvinodikanwa nokuti kutumirwa kwekugara muQPRT kunoonekwa sechipo kune avo vanopedzisira vabatsiriwa nekutendwa kwehurumende yepafero yemitero. Kana iwe uchigara mune imwe nyika iyo inewo mvumo yehurumende, ipapo iwe unoda zvakare kutumira hupo chipo chemari kudzoka. Tsvaga kuti Nharaunda Yomunhu Yakakodzera Inoshanda Zvakadini Kuderedza Dzimba Dzenyu Dzinotengesa kuti udzidze kuti kukosha kwechipo muQPRT kunoratidzirwa sei.

05 Nhanho Nishanu - Endai nebhizimisi renyu sechinyakare.

Munguva yekuchengetwa kwegore reQPRT, iwe uchaenda nebhizimisi rako sechinyakare. Izvi zvinoreva kuti iwe uchakwanisa kupfuurira kurarama muimba yekugara yakasununguka uye kutora zvose zvakakodzera zvakabhadhara mutero wemari . Uye iwe uchazodiwawo kuchengetedza nekugadzirisa iyo nzvimbo kuitira kubatsirwa kwekupedzisira kune vanobatsirwa neQPRT.

06 Nhanho Yitanhatu - Tumira uwandisi hwekugara kune vako vanobatsirwa zvikuru.

Apo iyo yakachengetwa nguva yekuwana mari inoguma, mutrasti weQPRT anofanira kutora uwandisi hwekugara kubva nezita rekutenda kune mazita evanotarisira kuvimba. Izvi zvinoitwa nekunyora chiito chitsva kubva muzita rekuvimba kune mazita evanhu vanovimba nevatendi munyika inonyorwa apo nzvimbo iripo.

07 Nhanho Rechinomwe - Chengetedza chikwereti chakanaka.

Kana imwe nguva yakachengeterwa mari inoguma, iwe uchada kubhadhara mari yakatarwa yemari kana iwe uchida kuramba uchingogara muimba yako nguva yakazara kana iwe uchida kuishandisa nguva nenguva sezvizororo. Mari yekubhadhara ichabatsira kuti uwedzere kuderedza kukosha kwetaiti yako yekutengesa uye kupfuurira zvimwe zvezvinhu zvako kune avo vanobatsirwa zvakanyanya pasina kushandisa chero imwe yezvipo zvako zvekupa mubhadharo sezvo kubhadharwa kwekwereti hakuzoiti sezvipo kune avo vanobatsirwa.