Nhamba yeCheche Checks Chekushanda: Cheki Kubva Mubazi Rako

Unoda Cheki Cheki Cheku Chengeta Kubata Kusvikira Mutemo Wako Usvika?

Dambudziko guru nekunyora kuongororwa nderokuti iwe nguva dzose unoda kuva cheko rakanaka. Icho chirevo chakareba kana iwe unowanzobhadhara kubhadhara nepurasitiki kana mari-kana kuti uchitenga zvemari paIndaneti. Cheki haikwanise kunyatsogadzikana nezuva ranhasi-kufambisa kwenyika: Kazhinji, unoda kurongedza cheki mavhiki mashoma usati wafunga kushandisa imwe. Asi kana iwe uri munhizha, bhagheni rako rinogona kupa zvishoma kuti zvive "counter" checks zvido zvishoma.

Chii chinonzi Counter Check?

Counter checks ndeyekutengesa kwaunowana pabazi rebhangi, kazhinji kubva kumudzidzisi kana webhangi. Inogona kudhindwa uye kushandiswa pakarepo, saka inowanika pakarepo mushure mekunge mazarura nhoroondo itsva. Izvo zvinobatsirawo kana iwe ukabuda kunze kwekuongorora uye unoda cheki nokukurumidza.

Mabhandi akadhindisa ruzivo rwebhuku rako pane checks checks, saka vanoshanda sechitsva chenguva dzose. Nhamba yako yeAABA yekufambisa nhamba uye nhamba yekambani inowanikwa pazasi kwechitsva chega chega mumutauro weMICR unozivikanwa wekombiyuta. Dzimwe mabhangi dzinosanganisira zita rako nekero uyewo, asi kune chikamu chikuru, izvi zvinotarisa zvinokosha-vatengesi vanowanzotaurira kana uri kushandisa cheki chekuongorora.

Counter checks haisi yakafanana nechekuchechera chekeri , iyo inotarisawo kuti bhadha yako inonyanya kudikanwa. Cheketi yeCashier ndeyekuti "yakanatswa" kana kuti mari yakavimbiswa, uye vane peyee mashoko akabudiswa pamusoro pavo. Counter checks haisi yebhadharo yakachengetedzwa, uye hazvina kukwana kunze kwemashoko ekubhengi ebhengi.

Nzira Yokuwana Nayo Check Checks

Shanyira bhanki rako kana bazi rekukwereta mari kuti ubvunze chengeri chekuongorora. Usati waita rwendo kuenda kubazi, dana uye unobvunza kana checks chekushandisa iripo. Tsvaga kuti chinangwa ichi ndechei, uye kana uchida kushandisa rimwe rebazi. Zvechokwadi, kana iwe ukashandisa bhizinesi-bhizinesi chete, haugoni kuwana cheki chekucheka nokuti hapana davi raunoshanyira.

Pane imwe nguva pabazi, bvunza muudze kana bhengi wega wega kuti adhindise cheki, kuratidza ID yako, uye kupedza chero dzimwe nhanho dzinodiwa nebhangi. Iwe unofanirwa kuva nemacheke ako mu-ruoko mumaminitsi mashoma.

Nzira Yokuzadzisa Sei Kuteerera Cheki

Kunyora cheki ine chekuita chekuenzanisa kwakafanana nekushandisa chero cheki chekuongorora ( ona chidzidzo chekuona ):

1. Nyora musi uri mukona yepamusoro-kukona.
2. Nyora zita remutengi wako pamutsara uri pedyo ne "Chengetedza kurongeka."
3. Nyora huwandu hwecheki iri mumhando yebhokisi mubhokisi riri kurudyi.
4. Nyora mari yacho uchishandisa mazwi ari mumutsara pasi pePayee line.
5. Isawo "memo" kana chero ruzivo rwekutaura kana uchida.
6. Isa chiratidzo chekutarisa pedyo nekona-kuruboshwe.

Iwe unogonawo kutora kunyora ruzivo rwako pachako pane cheki, kazhinji muchokumusoro-kuruboshwe kona. Zvakare, mamwe mabhangi anopindira mashoko aya kwauri. Kana zvisingaiti, ani zvake ari kunyora cheki kuti angangoda kuziva kuti angakubata sei kana kune matambudziko akamuka. Somuenzaniso, vanogona kukukumbira kuti upe zita rako nenhamba yefoni zvishoma. Vatengesi vanowanzoda kero yako uye nhamba yeirivha yekufambisa zvakare.

Pros uye Cons yokushandisa Counter Checks

Instant access: Chibatsiro chikuru chekuongorora chetero ndechokuti une zvaunoda-cheki-ine rwendo kuenda kubazi.

Panzvimbo pokumirira kutumirwa kwecheki, unogona kutanga kutora cheki pakarepo.

Mari nezvikwereti: Mabhenji anowanzobhadhara mari shomanana yekudhinda cheki pabazi, saka tarisira kubhadhara mari inenge madhora maviri cheke. Uyewo, unogona kuwana zvishoma chekuongorora pane imwe nguva-iwe hausi kuzobuda ne 50 checks.

Kuongorora chekutsvaga? Kana uri kuronga kubhadhara neimwe yezviongedzo izvi, ziva kuti vatengesi havawanzodi kugamuchira cheki chekuita sebhadharo . Kunyangwe kana bhengi iri kuchinja ruzivo rwako pachako pane chekuchechera, cheki dzekucheka kazhinji zvinotarisa zvakasiyana kubva kuongororo dzakawanda. Havana chekero nhamba, iyo chiratidzo chokuti cheki ndiyo cheki chekuongorora. Vatengesi vangave vachitya kuti wakazarura kashandisi itsva (iyo inomirira dambudziko guru kwavari ), kana kuti iwe uri kushandisa cheki chinyorwa chakaipa.

Runing out of Checks?

Kana iwe uri kunze kwekuongorora, uye iwe unozviwana uri mumamiriro ezvinhu aya kazhinji, edza kushandisa zvishoma cheki. Kunyange zvazvo chekiti inobatsira inobatsira, zvinotora nguva kuenda kubazi, uye hazvina kudhura kuti utange kuongorora kubva kune printer .

Kuti uwane zvishomanana zvekuongorora, shandisa zvigadzirwa zvemichina:

• Zvinyorwa zvekubhadhara zvakananga kuburikidza neACH nokuda kwekubhadharwa kwepamwedzi pamwedzi sekubhadhara mari yebhadharo uye mari yepuriyamisi.
• Shandisa bhadha yako yepaIndaneti kubhadhara mari . Bhengi yako ichabhadhara zvemagetsi kana kutumira cheketi kuitira kuti iwe usingafaniri.
• Shandisa kadhi yako yekutengesa panzvimbo pane kunyora checks pane vatengesi. Zvichiri nani, shandisa kadhi rechikwereti uye uripe iyo mwedzi wose.
• Dzorera shamwari dzako nepaIndaneti mazano uye mapurogiramu ekutumira mari .