Nzira Yokuparadzanisa Mari Sevamwe

Dzidza Maitiro Ekubhadharisa uye Kushandisa Pamwe Chengetedze Akaverengeka Akasiyana

Ko vaviri vanogona sei kupatsanurana mari kana mumwe nomumwe akawana mari yakasiyana? Vamwe vanobatanidza mari yavo yose pamwe chete muhomwe iyo inobatanidza "yedu." Asi zvakadini kana iwe usingadi kuita izvozvo? Vamwe vakaroorana vanosarudza kuchengeta mari yavo yakasiyana , kunyange mushure mekunge vakaroorana. Izvo zvipi zvese mukati kuitira kubhadhara zvimwe zvikwereti zvakagoverwa, sekubhadhara kana kubhadhara.

Zvisinei, kuparadzanisa mari nemari yakasvibirira - sekuparadzanisa $ 100 chimwe chinhu mu $ 50 kuwedzera kune imwe neimwe - haisi mhinduro yakagadzikana kana vanhu vaviri vane misha mizhinji yakasiyana.

Kana mumwe munhu ari kuita $ 200,000 pagore, asi imwe iri kuita $ 20,000 pagore, zvingava zvakaoma kukumbira mumwe nomumwe kuti ape mugove webhadharo . Chii chaungaita?

Nzira Yokuchengetedza Nhoroondo Dzakasiyana, asi Huri Izvo Zvakanaka

Kana iwe uzvipira kuchengetedza zvikamu zvakasiyana, edza mazano aya: Shandisai mari yako kubva kune imwe nzvimbo yepamuviri yako. Somuenzaniso, unogona kubvumirana kuti mumwe nomumwe wenyu achaputika mu 35 muzana yemari yako yekutenga mari.

Uyo anowirirana-muwani anokwereta mari yakawanda (mune mari yakasvibiswa) apo mudikani wekuwana mari shoma achabhadhara mari shoma shoma. Asi vose vari vaviri vanenge vari kubhadhara chikamu chimwechete chekuwana mari yavo. Iwe unogona kuita izvi nemari yese yebhajeti - zvekutengesa, zvekubatsira, zvekurapa kwezvipfuwo uye nezvimwe.

Ndezvipi Zvimwe Zvatingaita?

Yeuka, mazano aya anoshanda kune vakaroorana vanoda kuchengetedza makondohwe akasiyana uye zvose zviri mukati kuti zvigoverwe mari.

Iyo handiyo nzira chete inoshandiswa nevaroorana kuti varambe "vakadzika" madziva emari.

Heano dzimwe nzira dzingaita kuti vakaroorana vagone kuchengeta mari yakasiyana:

• Chibvumirano: Mumwe nomumwe wavo anowana "mugove." Izvi zvinogona kunge zviine mari yakafanana (mumari yakashata), kana kuti inogona kuenzaniswa nemari inowanikwa. Izvi zvinobvumira mumwe nemumwe kushandisa mari yavo pane zvose zvavanenge vachitsvaka pavanenge vachichengetedza zvakawanda zvemari yavo mune imwe dziva. Iyi ndiyo nzira inobatsira zvikuru kana mumwe mukadzi ari shopaholic apo imwe inowanzova yakawanda.

• Kusarudzwa: Mumwe nomumwe anokweretesa zvimwe zvikwereti. Mumwe wavo anobhadhara chikwereti, asi mumwe wacho anokweretesa zvekutengesa nemotokari yemotokari. Kana mumwe wako akashanda kupfuura imwe, angasarudza kubhadhara mari inodhura.
• Bhidhiyo yeMashandiro: Mumwe waunofambidzana anotarisa kuunza mari yakawanda muukama sezvinobvira, asi imwe, muchengeti wekuchera mudiki anotarisa kuderedza mari yakawanda sezvinogona. Nenzira iyi, mudiwa ane nguva "yakakosha" anogona kuwedzera mari, asi shamwari yepamusoro-yakabatira inogona kushandisa frugality uye kubatsira duo kuponesa zvakanyanya. Mudiwa anonyanya kuisa mari yekuchengetedza mari anofanira kuchengetedza kuti akachengetedza mari yakawanda sei mwedzi, uye anogamuchira "chipo" kana "bhonasi inoshanda" inobva pachiyero ichocho. Pashure pezvose, penny yakaponeswa ipeni yakagamuchira.
• Murume Nomudzimai Mhuri: Ko kana mumwe wako ari mubereki wenguva yakazara , asi mumwe wevamwe vashandi ari kunze kweimba, asi vaviri vacho vanoda kuti varambe vakachengeta maakaiti? Uyo anowanikwa mari anokwanisa kubhadhara "mubhadharo" kumubereki wenguva yakazara. Zvinonzwika zvakanyanya, ndinoziva, asi ndakanzwa nezvekubudirira nyaya kubva kune vakaroorana vanofara vanonakidzwa kuchengeta nhoroondo dzakasiyana, kunyange kana mumwe mudiwa achitarisa basa rekumba nguva yakazara.