5 Matanho ari nyore iwe unogona kutora kuti utange chikwereti chako
Mamiriyoni eAmerica ari kutambura kubhadhara chikwereti chavo. Vakawanda vane kusanganisa kadhi rechikwereti chikwereti , chikwereti chemudzidzi, zvikwereti zvemotokari, zvakanyanya kutengesa mari, zvikwereti zvemari, zvikwereti zvemishonga, uye mune dzimwe nguva, kunyange kubhadhara zvikwereti.
Kana uri kutambura pasi pekurema kwezvikwereti izvi zvose, apa pane mazano mashomanana angakubatsira iwe kuparadza zvikwereti izvi .
1. Itai Zita
Gara pasi nepeni nepapepa uye nyora mazita ezvese chikwereti chimwe chete chaunacho. Zvinoshamisa kuti vanhu vangani havana kumboita izvi. Kuva nechikwereti chako chakanyorwa pane pepa iri mberi kwako kunokubvumira kuona zvakajeka zvauri kuita.
Izvi pachako zvinogona kuva chiitiko chinobatsira zvinoshamisa. Urongwa urwu rwemari yako inofanira kusanganisira zvinotevera:
- iro zita reunokweretesa kana anokwereta
- iro rinodhura
- chikamu chechido
- mari inowanikwa pamwedzi
2. Circle Debt Debt That's the Most Emotionally or Psychologically annoying
Izvi hazvirevi kuti ive chikwereti chine chikwereti chakanaka, chibhadharo chemwedzi, kana chepamusoro. Tarisa pane chikwereti chinokutambudza zvikuru -icho chinokuchengetedza iwe usiku.
Yeuka, izvi hazvifanirwe kuita pfungwa inonzwisisika. Tiri kutsvaga chikwereti chinokudzinga. Dzokorodza ichi uye ugoita chinyorwa chacho.
3. Isa Nyota Yakazoenda Kumutoro
Ngatiti iwe une zvikwereti zvitatu: kadhi rechikwereti rine $ 6,000 muyero, chikwereti chemotokari ne $ 15,000 chikero, uye chikwereti chemudzidzi ane $ 20,000 chikero.
Muchiitiko ichi, chikwereti nechikwereti chiduku chiduku chinova kadhi rechikwereti. Isa nyeredzi pedyo neiyo.
4. Isa Chikwereti Chichienderana Nekweretheni Chako Chikwereti Chakanaka
Kudzokera kumuenzaniso wekare, ngatiti kadhi rako rechikwereti iye zvino rine teaser 0% mubereko wekuda kwemwedzi 18 yekutanga. Panguva ino, uri mwedzi mitanhatu mumwedzi gumi nemana gumi, saka iwe une mwedzi gumi yakasara pasina mari yekuda.
Ngatitoreiwo chikwereti chemotokari yako ine 6% yekutora mutengo uye chikwereti chako chemudzidzi chine chikamu chechikamu che7% chibereko. Muchiitiko ichi, chikwereti chenyu chikuru kune chikwereti chaizova chikwereti chemudzidzi. Nenguva dzose, iyi ihwowo chikwereti nemari yakawanda muenzaniso wedu.
5. Inguva Yekuti Uite Chisarudzo
Ndeupi wezvikwereti izvi iwe unotanga kuisa pokutanga kubhadhara ? Hazvizoiti kuti uite zvakanaka zvakawanda kuchengetedza boka remari yakawedzerwa uye kurishandisa zvakafanana kune chikwereti chako chose. Kuita izvi kuchaita kuti iwe uite huwandu hunobudirira, uye izvozvo zvinogona kunzwa kukunda.
Pane kudaro, funga nezvechikwereti chaunonyanya kufarira kubhadhara. Iwe unoda kubhadhara chikwereti nechikwereti chakanaka chekuda kuchengetedza mari kune chikwereti chezvibereko here? Iwe unoda kudzorera iyo neyero duku shoma nokuti iwe unokwanisa kupukuta iyo imwe kubva pane yako yako nokukurumidza? Kana iwe ungada kudzorera iyo inoshungurudza here?
Hapana mhinduro yakarurama kana yakaipa. Sarudza chero iwe unofanirwa kuti iwe.