Buda kubva pasi pechikwata chechikwereti nemazano aya anokurumidza
Uri kuedza kubhadhara zvikwereti zvakawanda here?
Zvichida une chikwereti chemudzidzi, kadhi rechikwereti chikwereti, uye chikwereti chemotokari. Zvichida iwe unokwereta mari kune shamwari kana nhengo yemhuri. Zvichida une chikwereti chako kubva kubhangi.
Pasinei nemhando yechikwereti chaunotakura, iwe unenge uchiedza kuongorora nzira yekubata nayo zvikwereti zvako zvakawanda.
Iwe unogona kunge uri pasi pekufungidzira kuti nzira yakanakisisa yokubhadhara chikwereti chako ndeyokurwisa iyo ine yepamutengo yekutambira kutanga.
Somuenzaniso, rega uchiti une zvikwereti zvina:
- Kadhi-kadhi, 10% inotora chikwata, $ 24,000 chikero
- Chikwereti chevadzidzi, 7% chikwata chekuda, $ 6,000 chikero
- Mari yechikwereti, 3% inotora chikwata, $ 12,000 chikero
- Mari yechikwereti kubva kuna amai vako, 0% mubhadharo wekubhadhara, $ 10 000 kuenzanisa
Uchitarisa pane urongwa hwemakwereti, unogona kufunga kuti iwe unofanirwa kubhadhara chikwereti cha 10% chechikwereti kutanga. Izvo zvinoita kuti uve nemafungiro akawanda emari, zvakarurama?
Kwete hazvo.
Iko kune nzira nhatu dzaungagona kusvika nayo chikwereti chako . Hapana chimwe chazvo chiri "chakarurama" kana "chakashata" - unoda kusarudza iyo inoshanda kwauri.
Nzira Dhatu dzekubhadhara chikwereti
Nzira yekutanga: Chengetedza zvikwereti zvako zvichienderana nekuenzanisa, kubva pane zviduku kusvika kuhukuru. Mumuenzaniso uri pamusoro apa, chikwereti chemudzidzi (nebhadharo shomanana) inobhadharwa-yekutanga, iyo inokupa kufara kwepfungwa kwekukunda, izvo zvinokuchengetedza iwe.
Nzira yepiri: Bhadhara zvikwereti zvako zvichienderana nevakawanda-mupfungwa-zvinogumbura. Mumuenzaniso uri pamusoro apa, zvichida kuti mari yawakakwereta kubva kuna amai vako inoita kuti unzwe uine mhosva uye uora mwoyo.
Iyi ingave ndiyo yekutanga iwe unofanira kuripira, kunyange zvazvo isina kufarira.
Nzira yechitatu: Bhadhara zvikwereti zvako kubva kune zvakakwirira-kufarira kusvika kune zvakaderera-kufarira.
Hapana nzira "yakanaka". Sarudza icho chinoshanda kwauri.
Yangu chete mazano ndeokuti kana iwe watoedza imwe yemazano aya uye iwe unoona kuti hausi kuita hufambiro yakawanda pamwe nekodzero yekwereti yawakasarudza, tora imwe yakasiyana.
Mumwe weshamwari dzangu, somuenzaniso, akapedza makore achiedza kubhadhara chikwereti chake zvichienderana nemari yemari uye kwemakore anoverengeka haana kufambira mberi zvikuru pane imwe yematokari ake. Mhedziso yaakashandura maitiro uye akatanga kutanga kuisa chikwereti nechikwereti chiduku, hupenyu hwake hwakachinja.
Nguva dzose paanonyora chimwe chezvikwereti zvake kubva pane zvaakanyora , akanzwa kushamiswa kuduku, kukunda zvishoma mupfungwa. Izvi zvakamupa chikonzero chekuenderera mberi.
Mushure mekunge apedza makore achitambura uye asingakwanisi kubhadhara chikwereti chake zvose, akakwanisa kuva asina chikwereti zvachose mukati megore rimwe chete, aine chikonzero chekushandura nzira yake apo inosvika chikwereti chaanoisa pakutanga kubhadhara.
Asi zvakare, nzira iyi yakamushandira. Inogona kana kuti isingashandisi iwe.
Iwe unofanirwa kutarisa zvikwereti zvako uye usarudze kuti ndeupi uyo achava iwe wekutanga chinangwa. Ita mari shoma pane zvikwereti zvako zvose, hongu, uye ipapo udzose dime imwe neimwe yakasara pane imwe chikwereti chinangwa.
"Handina Chero Ndisina Dhimesi!"
Uri kurwisana here kuti uuye nemari yakakwana yekubhadhara zvakawanda-kupfuura---zvishoma? Mazano aya anotevera anogona kubatsira.
Chokutanga, tora zvakanyanya bhajeti yako. Bvisa huwandu hwako hwekushandisa mari.
Bvisa kadhi yako, rega kudya paresitorendi, uye udzike kumusha muduku kana imba kana iwe uri muenzi.
Kana uri muridzi wemba kana iwe usingakwanisi kutamira kumusha mutsva, tora iwe unogara naye kana imba yeimba.
Kupfeka zvipfeko zvekuchengetedza zvese. Dzorera motokari yako nemotokari yakashandiswa-yakadai iyo mudzidzi wechikoro chesekondari anogona kutyaira - uye kufamba, kutasva bhasikoro rako, uye kutora zviteshi zvevanhu kana zvichibvira.
Tsvaga rumwe rutivi rwechikamu chekudzivirira, zvakadai sekuwana mari paIndaneti panguva yemanheru uye vhiki dzevhiki, uye chengetedza dime imwe neimwe yezviwanikwa zvekuwedzera mushure mekuteresa.
Zvadaro tora izvi zvose mari yakawanda iyo iwe mose muri kuwana nekuchengetedza, uye muikande pane chikwereti chimwe chawakaronga. Iwe uchatanga kutarisa kuti kuenzanisa kunonoka uye kunonoka, kusvikira pakupedzisira zvinenge zvisingabvi zvachose.
Kunyange zvakadaro Haikwanise Kubhadhara Mari Yako?
Kana iwe wakaedza kubhadhara zvikwereti zvako uye iwe unoda rubatsiro , heuno mitatu mitatu ine A + kuverenga kubva kuBusiness Business Bureau.
Vaviri ava vatatu vanoropafadza (kwete-for-profit) masangano.
InCharge iri 501 (c) sangano risina ribatsiro, uye ine A + Better Business Bureau kukohwa. Vanogona kukubatsira iwe kusimbisa zvikwereti zvako zvechikwereti mune imwe chete yebhadharo yemwedzi. Vanogona kubatsira kuronga nzira yekubhadhara chikwereti chako nekukurumidza, kuderedza chido chako chekuda, kumira kwekuunganidza kunoshevedza, uye kuvaka sarudzo chaiyo uye hurongwa hwemari. Maererano neweInCharge webhusaiti, "vatengi vanozadzisa Dhepfisiro Dhepfenyuro Yechikwereti vanobhadhara chikwereti chavo mumakore 3-5." Vanopa mazano ekusununguka, mazano ekubhadharira, uye masangano emari ekudzidzisa.
Kupayona Kunyoresa Mazano Ndeye A + Better Business Bureau yekodzero yekambani inopa mazano uye iyo 501 (c) isangano risina purofiti. Vanonyatsopa kupa zvikwereti zvekukweretesa chikwereti chevadzidzi uye ivo vachazoitawo kuti vabatsire purogiramu yakasununguka yemunhare inonzi Trusted Helplines iyo inopa rubatsiro rwemari uye mazano kune ose matambudziko emari muupenyu.
ClearOne Advantage imwe imwe ye A + Better Business Bureau yekambani inosarudzo yakanaka yekukwereta chikwereti . Havana kukwereta mari yepamusoro-soro, asi iwe unofanira kubhadhara kana iwe uchinge usina chikwereti uye uine purogiramu yavo. Cherechedza kuti ClearOne Advantage haisi sangano risina purofiti.