Mune Mashomanana Akanaka, Akaipa, uye Akaipa Anogona Kubatanidza Chikwereti
Paunenge uine zviyero pamakadhi akwereti akasiyana-siyana, kuibhadhara kunogona kuva nguva yakareba, yakaoma. Zvakaoma kuti ufambire mberi uchibhadhara chikwereti chako kana iwe uchifanira kuparadzanisa zvikwereti zvako pakati pekuti, nhoroondo dzakasiyana dzakasiyana. Hazvingava nyore here kubhadhara mari imwe chete uye kutarisira zvose yako kadhi rechikwereti chikwereti? Unogona kusimbisa chikwereti nekubatanidza chikwereti chako uye kubhadhara chikwereti chako nokukurumidza.
Kune nzira dzakawanda dzakasiyana-siyana iwe unogona kuunganidza chikwereti iwe pachako usingabhadhara kambani yekubatanidza chikwereti.
Credit Card Balance Transfer
Iwe unogona kushandisa pasi shoma kutarisa kutengesa kutamisa zviyero zvako pane imwe kadhi rechikwereti. Ndiko kana kadhi rako rechikwereti rine chikwereti chakakwana chekwereti.
Chine chikwereti chechikwereti chakaderera hachifaniri kukumisa kuti urege kuita shanduko. Iwe unogona kutumira imwe chete kana mbiri yako yepamusoro yezvikwereti zvikwereti zvekwereti chekwereti kuti udzivise imwe yemarwadzo ekukwereta. Usati wasimbisa chikwereti nebhadharo yekudzoka, iva nechokwadi chokuti iwe pachako uchange uchichengetedza mari nekutumira. Hazvina kukodzera kubatanidza chikwereti uye kuguma kubhadhara zvimwe.
Mhuri Equity Imari kana Musha Equity Line Credit
Iwe unogona kukwereta kururamisa mumba mako uchishandisa chikwereti chekuenzanisa kwemusha kana chikamu chekuwana chikwereti chekwereti uye shandisa chikwereti kubhadhara chikwereti chako chekwereti chikwereti.
Imba yekukweretesa yemusha inhoroondo yakavharwa iyo inobhadharwa kwenguva yakati.
Imba yekuenzanisa yemari yekwereti inhoroondo yakazaruka yakafanana nekadhi rechikwereti iwe unogona kukwereta uye kubhadhara.
Imba yekukweretesa kwekodzero uye zvikwereti zvekwereti zvinowanzova nezvikwereti zviduku zvakaderera uye mari yakakwirira yekukwereta kupfuura mamwe marudzi emari. Zvisinei, kune dambudziko. Iwe uri kuchengetedza kadhi rako rechikwereti chikwereti nehutano mumba mako.
Kana iwe ukawa kumashure pamitero yako, iwe unotarisana nekufananidzira, izvo zvakanyanya kuipa kudarika kusatendesa pane yako kadhi rechikwereti.
Chikwereti Kubatanidza Mari
Kukweretesa chikwereti zvikwereti zvinoshandiswa chete kusanganisa zvikwereti zvako zvose. Izvo zvikwereti zvinogona kupiwa nemabhangi makuru kana kubva kune izvo zvinonzi zvikwereti zvisiri zvemari. Ngwarira pamusoro pekushandisa chikwereti kuunganidza makambani kusimbisa chikwereti. Izvi zvikwereti zvinowanzobatanidza mari yakawedzerwa, zvichiita kuti mari yekwereti ive yakakwirira zvikuru. Usakwereta mari kune imwe yekambani idzi. Pane kudaro, tsvaga chikwereti chakaderera chechikwereti kubva kubhangi rako kana chikwereti chekwereti nemashoko ari nani uye kuve nechokwadi kuti hauna kuparadzirwa.
Borrow a Life Insurance Policy
Iyo haisi iyo nzira yakanakisisa yekubatanidza chikwereti, nechokure, asi kana ichifanira kusarudza pakati penhepfenyuro yveshuwarensi yehupenyu kana kubhadhara , kukwereta kubva kuinishuwarenzi yako inogona kuva yakanakisisa. Iwe unogona kukwereta kusvika kune mari inoshandiswa nemari yako uye unoshandisa mari yekugadzirisa chikwereti. Inishuwarenzi yako haingatokuri iwe kuti ubhadhari chero bedzi iyo chikwereti chiri pasi pekukosha kwemari yemutemo, asi iyo pfungwa yakanaka yekubhadhara chero zvakadaro. Kana iwe usingatsivi chikwereti, ipapo rubatsiro rwekufa ruchashandiswa kuvhara chawakakwereta uye avo vakapona vangasawana chero chinhu.
Borrow Kubva Kuchengetedza
Iyi ndiyo imwe nzira yekupedzisira yekushandisa yaunogona kushandisa kusimbisa chikwereti. Zvizhinji zvezvirongwa zvekurega basa zvinokubvumira kubhadhara kwavari, asi kune zvimwe zvingakundikana kugadzirisa nekwereti 401k. Kutanga, chikwereti chacho chinofanira kubhadharwa mumakore mashanu kana kuti chichaonekwa sekuregererwa kwekare uye chichava pasi pekutongwa uye mutero wemari. Kwete izvozvo chete, kana iwe ukasiya basa rako chikwereti chichave chakanaka mukati mememazuva makumi matanhatu kana iwe uchasangana nekutanga kutora chirango. Funga kwenguva refu uye zvakaoma usati waita chikwereti kubva pakubata kwako uye uzviite chete kana imwe imwe nzira iri kurega kubva pakubhadhara.
Dhiyabhorosi yekubatanidza chikwereti
Zvose izvi zvingasarudze, kunyanya inshurensi yehupenyu uye kubhadhara mari yechikwereti, asi iwe unofanira kuziva kuti varipo. Usati wasimbisa chikwereti, chengeta zvose zvaunogona kuwana.
Kunzwisisa njodzi dzinobatanidza nekodzero yako yekubatanidza nzira. Pakupedzisira, iva nechokwadi chokuti iwe unotsiva zvikwereti zvaunotora kuti usimbise chikwereti.
Paunosimbisa chikwereti, iwe hausi kubhadhara zvachose. Pane kudaro, uri kungoifambisa nenzira nenzira inoita kuti zvive nyore kubhadhara. Kuvhiringidza chikwereti kunogona kutenga mari yakawanda, kutora nguva yakawanda, kana kuisa ramangwana rako pangozi.