Rudzi Rwenyika Rukuru Rwenyika Ruri Kunyora Imari Mari?
Kuti unzwisise kuti Fed "inokonzera mari," yeuka kuti mari zhinji inoshandiswa nhasi haisi mari. Iko chikwereti icho chiri kuwedzera kumabhangi 'emari. Izvozvo zvakafanana nemhando yechikwereti chaunowana apo wako waunoshandira achiisa mubhadharo wako zvakananga mubhengi rako rebhangi .
Apo vanhu vanoti Federal Reserve "inonyora mari," inoreva kuti iri kuwedzera chikwereti kumabhengi ayo evanhu.
Vanhu vanotiwo Fed ndiyo kudhinda mari chero ipi zvayo inopindira mumatongerwo emari . Ndiyo nzira iyo Fed inotarisira mari inowanika kupedza kana kuisa mari. Iko kuwanika kweiyo ikozvino kunonzi kusava . Dhaka inotarisira kushandiswa kwemari nemitemo yemari. "Kudhinda mari" ndiyo mhinduro yeFed yekusimudzira kukwereta, kuisa mari uye kuwedzera kwehupfumi . Zvinhu izvi zvitatu zvose zvinobatsira kugumisa kuderedza nyika.
Mafuta Akaitwa "Kudhinda Mari"
IFid ine zvigadziri zviviri zvinotsigirwa kuti zviitike mutemo wemari. Imwe ndiyo iyo inodyidzwa mari yakawanda . Sangano reWorld Open Market ndiro Fed inoshandiswa nemaoko. Inotungamirira mutemo wemari. Apo inoda kudhinda mari, inoderedza chinangwa chekudyidzana kwemari. Mari yehupfumi ndiyo mabhengi anodiwa kuchengetwa husiku humwe neimwe. Kana zvichidikanwa, bhagheni inokwereta mari yakawanda kubva kune rimwe bhangi kuti iite zvinotarisirwa.
Inhara yekutora inobhadhara inozivikanwa inonzi fed fed cash rate.
Apo FOMC inoderedza chinangwa chehomwe mari yemari, inobvumira mabhangi kubhadhara mari shoma kune yakweretwa mari yakadyiwa. Sezvo vari kubhadhara mari shomanana mukufarira, vane mari yakawanda yekukweretesa. Bhengi inoda kukwereta dhora rega roga iro harina kufanira kuchengetedza.
Saka, nokukurumidza apo FOMC inoderedza huwandu hwekubhadhara mari inotarisirwa, mabhanhire anoterera. Ivo vanoderedza zvimwe zviwanikwa zvekufarira.
Izvozvo zvinoita kuti mari inowedzera mari, saka mabhizimusi uye vatengesi vanogona kukwereta. Kana kudzoka kwekutsvaga kwekutsvaga kunotarisirwa kuve kwakakwirira kudarika chikwereti chechido , ipapo hutano huchaita sechinhu chakanaka. Nenzira iyi, huwandu hwakawanda hunoita kuti hupfumi huwedzere . Izvi zvakangofanana nekuwedzera mari kumari.
Imwe yeFed yeimwe sarudzo inoshandiswa pamusika maitiro . Nhepfenyuro inotenga Pfuma uye zvimwe zvivimbiso kubva kumabhangi uye inozvitora nechikwereti. Zvose mabhanhire makuru ane mano aya akasiyana-siyana ekugadzira chikwereti kunze kwemhepo ine simba. Izvozvo zvakafanana nekudhinda mari.
Pakati paDecember 2008 naOctober 2014, Fed yakatanga kutengesa zvishoma . Iko kwaiva kukura kukuru kwemahombekiti akazaruka. Bhizinesi raive pakati penyika yacho rakawedzera $ 4 trillion kumari inopa. Izvo zvakazviita kuburikidza nokutenga Pfuma kubva kumabhanga ayo. Yakabhadhara ivo nekuwedzera mari yakafanana kune chikwereti chavo pamabhuku avo. Yaiva nemigumisiro yakafanana pamusoro pehupfumi sekudhinda mabhiriyoni makumi mana emadhora emadhora makumi maviri uye kuitumira kumabhangi kunokweretesa.
Iko Kunogona Kugona "Kusapindira Mari," Nokudaro
Kana kudarika, kuwedzera kwemitemo yemari kunogona kusimbisa kutengesa. Sezvo mari shoma inodzinga zvishomanana uye zvishomanana zvirongwa zvakasimba, ipapo mutengo wezvinhu izvozvo unowedzera.
Ichokwadi ichokwadi kuti imari iri mudzimba, ndarama , mapuranga emafuta, kana makambani makuru-tech.
Chiyero chinowanzoshandiswa-chinoshandiswa chekutsvaga kwezvinhu, Mutengo Wemari yeVatengi , haisi kunyora zvose izvi zvinowedzera mutengo. Iyo inotora mitengo yemafuta , asi kwete yegoridhe kana yekutengesa mari. Inotarisa dzimba asi inoshandisa nhamba inoyera kuyerwa kwemari, kwete dzimba dzekutengesa. Ndokusaka zviito zveFed zvingangoita zvigadzirwa zvemhando dzakasununguka pamwe chete nehupfumi.
Vanhu vanozvidya mwoyo nezveHedhi yekudhinda mari nokuti havanzwisisi kuti Fed inogona "kuisa pfungwa" pakarepo. Inoshandisa zvinopesana nemitemo yemari kuti inomesa kusava. Iine zvakakanganisika zvakafanana nekubvisa mari kunze kwekuparadzirwa.
Kuti kuderedze huwandu hwemari mune mari inopa, Fed inomutsa mari yakaderedzwa mari. Kana izvozvo zvichiitika, mabhanga ane mari shoma yokukweretesa.
Vanofanira kubhadhara zvakanyanya kuti varambe vachidyisa mari munhoroondo yeusiku kuti vazadzise mari yekuchengetedzwa kweFed.
Kusimudza mari yakadyiwa mari inowedzera huwandu hwezvibereko. Izvo zvinoita kuti zvive zvakadhura kubhadhara kwekuwedzera kwebhizimisi, motokari, nemisha. Inononoka kuwedzera kwehupfumi, kuomesa kuda kunotungamirira kudhura.
Nhepfenyuro inogonawo kugadzirisa migumisiro yeEQ. Inoita izvi nekutengesa Pfuma uye mari yekuchengetera mari- kubatsiri kumabhanga ayo. Vanhu vanozvidya mwoyo kuti mabhenji haazogoni kuchengetedza izvi, asi havana chaanosarudza. IFed inodzinga madhora kubva kumabhangi 'mabhizimusi emashizha uye inoiisa iyo nezvivimbiso izvi.
Chii chinoitika kumadhora? Vanopera. Mune mamwe mazwi, vanodzokera zvakare mumhepo ine tsvina iyo Fed yakavaisa pakutanga.