Mirayiridzo uye Muenzaniso
Paunenge uchigadzirisa zvinowanzobhadhara mari, mari, kana mari, iwe unowanzodikanwa kupa chekuvhara. Ruzivo rwebhangi rako rwakadhindwa pane cheki chega, uye ani nani akakumbira chekuvhara maziso achashandisa iyo ruzivo kuti agadzire kubudiswa kwekombiyuta kubhengi yako yebhangi. Pane chikwata chimwe chete: Unofanirwa kuziva kuti ungabvisa cheki, uye iwe unogona kunge usati wamboita izvozvo zvisati zvaitika.
Nenzira yakanaka, kuvhara cheki kuri nyore.
Nzira Yokudzivisa Kutarisa
Nyora shoko rokuti "VOID" mhiri kwechitsva chemashoko makuru. Ita kuti tsamba idzi dzive dzakakura uye dzakakwana zvakakwana kuti zvivhare chezhinji cheko. Asi usafukidzira nhamba pasi pekuongorora kwako-iyo nhamba dzinodiwa kuti uise hukama nebhadha yako yebhangi. Shandisa peni kana chiratidzo chakanaka kuitira kuti parege kuva nomunhu anogona kubvisa shoko rokuti "VOID."
Nokuda kwemuenzaniso unooneka, ona rutivi rwekumusoro-kuruboshwe peji rino, apo cheki yacho inoputirwa nebhuruu ink.
Kunyora "VOID" nechepamberi checheki kunodzivirira chero munhu asingashandisi cheki chekubhadhara (nokuzadza mubhadharo nemari). Kana mbavha ikaisa mavoko pamusoro pechikwereti, havazove ne "cheki chisiri pachena," iyo inogona kushandiswa kubiba mari kubva kubhuku rako.
Chengeta zvinyorwa: Nyora chinyorwa che cheki muhomwe yako chekuregesa kuitira kuti uzive kuti cheki ichocho chaenda kupi. Kana iwe usingaiti, iwe uchaona mukana wekutora nhamba, uye iwe haushushi kushamisika zvakaitika.
Wanyora cheki chikuru kune mumwe munhu uye ukanganwa nezvazvo, kana kuti cheki iyoyo yakabirwa? Inguva ipi iyo icharova yako account? Muchikwereti chako chekuongorora, nyora "VOID" pamwe chete nenhamba yekuongorora uye zuva, uye ona uyo wawakapa cheki.
Tumira cheki kana chifananidzo: Cheketi yako ikozvino yakagadzirira kutumira. Kana uchizopa vheji chekuongorora ne email, usangozvitumira se-nde-kutora matanho ekuvanza ruzivo rwekombiyuta yako kubva kune mbavha nevashambadzi.
Kana Iwe Usina Cheki
Ungabvisa sei cheki kana usina cheki? Iwe uchafanirwa kugadzira zvisikwa, kumirira cheki, kana kuwana imwe nzira yekubatanidza nebhadha yako yebhangi.
Zvisarudzo zveEndaneti? Ona kana iwe unogona kuisa bhadha yako yebhangi yekambani zvachose paIndaneti. Panzvimbo yekushandisa mafomu, izvo zvinoda kuti iwe usabvisa cheki, edza kuvhara muakaunti yako (kana kuti bvunza kana kune inowani yehutaneti). Mune dzimwe nguva, iwe unongoda kuisa ruzivo rwebhangi rako rebhangi pane fomu iri paIndaneti . Somuenzaniso, ona Maitiro ekugadzira Direct Deposit .
Dhipatimendi inonamatira: Unogonawo kukwanisa kuisa mirayiridzo yekubvisa kana kubvisa uchishandisa chekuvharidzirwa kunze kune chekuvhara. Chimwe chinyorwa chekutanga chinyorwa chinowanzodiwa-kwete icho iwe unobata pabhangi uye kuzadza noruoko. Iwe unogona kuva nezviverengero zveizvi zvakasara kumashure kwechitora chako chekuongorora.
Nyaya inotarisa: Imwe sarudzo ndeyokushanyira bazi uye kukumbira "counter check". Muudze anonyora cheketi nekodhesi yekodzero yako pamusoro payo, uye iwe unogona kuvhara kuti chengetedza sekuti yakabuda mubhuku rako rekuongorora.
Tarisa printers: Chigadziro chekusika ndechekuti cheki chinyorwa chive nemufananidzo wekuvharidzirwa kwekuvhara. Izvi hazvizoshanda kana iwe uchida kutumira cheki, asi inogona kukubatsira kuti uwane mufananidzo wekacheche nekodhesi yako.
Tanga nzira yekuraira cheki, uye kana yava nguva yeku "kuona" urongwa hwako, unenge uine cheko chekutanga chaunogona kuita.
Mimwe magwaro: Kana zvimwe zvose zvisingakwanisi, iwe unogona kuwana magwaro ehurumende kubva kubhangi rako kana chikwereti kubatanidzwa panzvimbo yekuvhara cheki . Kumbira tsamba, yakadhindwa pabhangi tsamba, iyo inonyora nhamba yako yekambani, nhamba yekufambisa , uye nhamba yebhuku (kuongorora kana kuchengetedza). Zvimwewo, mamwe mabhangi anopa tsamba dzekuisa dhimbisi yakajeka -chengetedze iyo paunenge uchishandirwa ku- banking system , uye inofanira kuva nezvose zvaunoda.
Chengeta Kopi
Kana uchinge waisa maoko ako pane chekuvhara, haufungidzire kuverenga kana kuifotora. Iwe unogona kudikanwa kuti upe mavhevhiti anoongorora kakawanda mumakore anotevera. Kana cheki yepakutanga isingadiwi (somuenzaniso, kana uchienda kune fax mumirayiridzo kana kutumira email yechitsuwa chekuongorora kwako), unogona kushandisa kopi imwechete nekupfuura.
Iva nechokwadi chekuchengeta kopi iyi pane imwe nzvimbo yakachengeteka-muvhareji yekunyorera yakavharidzirwa kana kuchengetedzwa kwakavharidzirwa pakombiyuta yako.