Iva Wakachengeteka paunotumira Kutarisa kuburikidza neMirairo

Nzira Yokudzivirira Sei Akaunti Yako (Kana Pay Pay Electronic)

Checks haisi chinhu chekare - zvakadaro. Icho chiripo mamiriro ezvinhu apo kuongorora mapepa inzira yakakwana yekubhadhara. Checks hazvibatsiri kugadzirisa vatengi nevatengesi, uye vanowana basa racho, kunyange munyika ino yemazuva ano. Asi checks inofanirwa kuenda kumunhu aripo. Saka, zvakachengeteka sei kutumira cheki, uye chii chaungaita kuti uchengetedze mari yako kubva pakuguma nemaoko asina kunaka?

Kazhinji kero kazhinji kazhinji yakanaka, uye pane nzira shomanana dzekuwedzera kuchengetedzwa kwemari yako:

1. Chengetedza cheki kuitira kuti uzive kana uye kana rasvika.
2. Usambotumira tsamba yekubhadhara mari.
3. Dzorera cheki uye ita kuti zvive zvakaoma kutaura kuti pane cheki muvhopupepu.
4. Funga nezvemimwe nzira yekubhadhara, yakadai sedare kutengesa kana kumwe kubhadhara komagetsi.
5. Kuti udzivise chero munhu wose kuti aone bhadha yako yebhangi uye nhamba dzomutambo , bhadhara nebhizimusi rebhengi rako rebhadharo rebhadharo kana kutumira mari yekuraira .

Tichapinda mune mamwe mashoko pasi apa.

Nguva dzose Mail?

Kutumira cheki muUnited States kuburikidza nekutumira tsamba nguva dzose kunowanzochengeteka. Mamiriyoni eongororo anotora maziso zuva nezuva - kusanganisira zvizhinji zvebhadharo inowanikwa kuburikidza neinternet kubhadhara mitero yebhadhiro (mabhenji dzimwe nguva anoita kuti zvikweretwe zvemagetsi, asi kazhinji vanongonyora cheki vobva vaisa pasi mutsamba).

Mumazuva ekare akare, kusati kwasvika mabhizimusi kwaive kwakawanda, kuongorora kwaive kwakasikwa. Kwemazana makumi emakore, mabhizimisi nehurumende vakatumirwa kutarisa kuburikidza nekutumira nguva dzose, uye avo vanoongorora nguva dzose vanoita kuti vaende kunzvimbo yavanoda kuenda.

Fungidzira kuti mamiriyoni emari ekubhadhara mari, mutero webhadharo, Social Security anobatsira, nezvimwe zvikwereti zvakabudirira zvakagadzirwa necheki.

Kunyange zvakadaro, zvinogona kutyisidzira kudonha cheko rinokosha mumishu - kunyanya cheki chikuru. Hapana chakakanganisika nokutora matanho ekuvandudza kuchengeteka uye kudzivisa zvinetso.

Mazano: Ungatumira Sei Kuongorora Zvakachengeteka

Zita mutengi: Ita chokwadi chekunyora zita rakananga (romunhu kana bhizinesi) pamutsara unoti " Bhengetedza kurongeka ." Izvi zvinowedzera zvakaoma kune mumwe munhu kuti awane mari.

Usatumira chekiti inobhadharwa neCash kuburikidza ne-mail - iyo inongova pangozi sekutumira mari.

Kununura kunzvimbo yakachengeteka: Usangosiya tsamba yacho nemamishinari ari kutumira pamusana peberere kana pakona. Nzira yakanakisisa ndeyokudonhedzera tsamba yacho pahofisi kana kuipa iyo yunifambisa tsamba yevatakuri.

Bhokisi reBlue USPS rinogona kunge rakachengeteka zvishoma, asi unogona kuderedza matambudziko nekudonhedzera tsamba yako musati wapedza kukohwa kwezuva nezuva Chero bedzi chekecheche haisi kugara usiku husiku kana kupfuura kwevhiki, inenge ichinyatsoita kuti iende mumotokari yemota.

Chengetedza papepa: Kana iwe uine hanya nekutumira tsamba nguva dzose, iwe unogona kushandisa maeiri akavhenekerwa kana maitiro akafanana ekutevera anowanika kubva kuUnited States Post.

FedEx neUPS vanopa kuchengeteka kwakafanana, asi iyo maitirwo anoita mari yakawanda. Yeuka kuti kana ukashandisa chero chinhu kunze kwekutumira mameseji nguva dzose, unogona kuita kuti zvinhu zvive zvakaoma kumutsidzi wako - vangangodaro vavepo uye vasaina chiratidzo chekugovera, kana kuti vangaita rwendo kuenda kuPost Office kana kunzvimbo yekuendesa kubvuma item.

Dzorera cheki: Kana uchida kubvunza kuti cheki yacho inowanikwa pabhangi yebhangi, nyora "Kuti uise chete ku account yepayee" munzvimbo inotsigira kumashure kwe cheki. Izvi zvinoremedza kuti chero munhu upi zvake apiwe cheki asi asina kusiya pepa pepa. Kana cheki yacho yakabiwa kubva kune tsamba, "mupi" haagoni kuisina kune mumwe munhu kana kuibhadhara pasina kusiya chikwereti chebhengi rebhangi raishandiswa ( havafaniri kukwanisa kuribhadhara pabhangi rako kana kuti pane cheki chekuchengetedza chikafu zvachose). Iyi nzira haisi yemakumi mashanu emapenzi, asi inovandudza mikana yako.

Viga cheki: Kana uchida, unogona kuita kuti tsamba yako iite sechinyorwa chekare chisingabatsiri pane chimwe chinhu chine cheki chikuru. Zvichida hazvina kufanira nokuti cheki dzinowanzoendeswa, asi kuderedza mumiro kunogona kubatsira.

Kuti uzvishandise cheki yako, tora peji rakapoteredza peki-chengetedza uone kuti unoshandisa zvinyorwa zvakakwana kuti uvhare chero humwe huwandu hunorema.

Dzokorora kaviri kero: Inogona kuoneka isina upenzi, asi zviri nyore kubatisisa cheki muhopepuru isina kunaka kana kuitumira kunzvimbo isina kunaka. Tora maminitsi mashanu kuti uzviponese mavhiki mashoma ekudzvinyirira, uye iva nechokwadi chokuti cheki yako inotungamira kuenda kunzvimbo yakakodzera.

Kana Chimwe Chinoitika

Saka, chii chinoitika kana iwe ukatumira cheki uye inobirwa?

Kutanga, mbavha inofanira kuisa chikwangwani chechibhadharo kana kuchinja cheko (pamwe nekuongorora kwemazuva ano, zvakaoma kurega nekuchinja). Pakati pezvimwe zvinhu, zvinoreva kuti achabata unyengeri. Zvadaro, achafanirwa kugutsikana nebhangi kana kuongorora mari yekuchengetedza kuti agamuchire kuvimbiswa kwenhema (iyo inonyanya kuoma pasina kuisa ID uye kuzarura unhu hwake). Kana ukashandisa mazano ari pamusoro apa, uchaita kuti zvive zvakaoma kune mbavha. Uyewo, pane mukana wakanaka wekuti iwe uine nhamba yebhangi yebhangi yakasungwa nembavha, iyo inobatsira vanotsvaga.

Kufunga kuti mbavha inobudirira mukuwana mari, cheki yako ichave yakashandiswa zvinyengeri. Iwe unofanirwa kuonana nebhangi rako uye mutemo wekuchengetedzwa kwematare. Mitemo yenyika inowanzokuchengetedza kubva pakurasika, asi zvakakosha kutevera matanho chaiwo anodiwa munharaunda imwe neimwe. Bhenji kana kutarisa kutenga mari iyo inokonzera cheki inofanira kupiwa mhosva kune kurasikirwa kupi zvako.

Zvose zviri pamusoro apa zvinotora kuti cheki yacho inosungirwa kana kuvharwa muUnited States. Bhangi reUnited States rine mitemo yakasimba kwazvo pakuziva vatengi, asi mamwe marudzi ane mitemo yakasiyana.

Vakarashika cheki? Kana cheketi ikanyangarika, unogona kukumbira kubhadhara kumabhanki ako. Bhengu yako ichakwezva cheki uye (tarisiro) kudzivirira cheko kubva pakubhadharwa kubva kubhuku rako. Iko kune mari yakaderera yebasa iri, uye kune miganhu yekubudirira kwayo - asi iyo yakawedzerwa yakachengeteka yekuchengeteka.

Iwe unogonawo kugadzira nyevero (dzakadai semamerican automatic kana maziso emashoko ) kubva kubhangi rako kuitira kuti uzive kana cheki yacho yaiswa. Kufamba nokukurumidza kuchakubatsira iwe nebhangi rako rekuteerera pane zvinetso.

Zvimwe Zvimwe Zvokutumira Kuongorora

Kana chikwereti chako chakakosha chaizvo (kana kuti chikuru chaizvo), ona kana pane imwe nzira yekubhadhara. Siri kutengesa ichawana mari kune imwe nhoroondo nokukurumidza. Kana izvi zvakanyanyisa, kune nzira dzakawanda dzekutumira mari paIndaneti nokuda kwekubhadhara mari (kana yekusununguka), kusanganisira Venmo, PayPal, Square Cash , nevamwe. Kadhi rechikwereti ringatoita kuti basa racho riitike uye kupa vhudziro yekudzivirirwa kwevatengi - ingova nechokwadi chokuti uribhadhare zvachose mushure memashoko ako anotevera pamwedzi.