Iwe Unogona Kuva Nezvimwe Zvimwe Zvaunofunga
Kunyangwe iwe uchibhadhara mumwe munhu zvinoenderana nekuregerera kwako kwemashoko uye kupwanya nhamba.
Kana kuverenga kuri chinhu chako, iwe unofanirwa kuisa mberi iwe pachako kunyange iwe ungada kuchengetedza unyanzvi wemitero pamhanya-dial nokuti iwe unogona kunge une mibvunzo sezvauri kuenda. Kana zvisina kudaro, iwe ungada kubhadhara mumwe munhu kuti agadzirise zvinhu nenguva yengero.
The Cost Factor
Chimwe chinhu chakanakisisa pamusoro pekugadzirira mutero wekudzoka iwe pachako ndeyekuti yakasununguka, kana iwe kana iwe uchizviita iwe pachako. Asi izvi zvinotora nguva yakawanda uye kushivirira. IRS inofungidzira kuti inotora munhu akaenzana anenge maawa gumi nemaviri ekugadzirira mutero wekudzokera. Zvechokwadi, nguva yakawanda inobva pane zvakaoma zvemari yako yemari. Uye sezvavanotaura, nguva ndeyemari.
Kwatinofanira Kutanga
Kana ukasarudza kugadzirira mutero wako kudzorera nzira yakanaka, yekare, kutanga nekunyorera mafomu akakodzera uye mirayiridzo kubva kuInternal Revenue Service. Usakanganwa kuwana nyika inodzoka kubva kune imwe nzvimbo yebasa rehurumende yemutero zvakare.
Vazhinji vemuAmerica uye vagari vanogara kune imwe nyika vachashandisa Form 1040 uye vachada Mirairo yeFomu 1040 zvakare. Hazvingakuvadzi kuwana Publication 17 kubva pawebsite ye IRS zvakare. Aya mabhuku matatu achaita kuti utange.
Kana iwe ukabatanidzwa uye usingazivi kuti ungapinda sei ruzivo, tarisa kuti unobatsira kupi Kwaungazopa Chimwe Chimwe Chinhu Chete pedyo nepamberi pebhuku rekudzidzisa 1040.
Unogona kutarisa mapepa akasiyana-siyana, akadai seFomu W-2 kana Fomu 1099-B. Vose vanogona kuwanika paIndaneti nekutsvaga mafomu akakodzera, uye chati inokuudzai mafomu uye nhamba dzemutsara dzakakosha.
Tax Preparation Software
Nzira yako yakanakisisa ingangodaro yekushandisa mutero kugadzirira software. Iwe unogona kudzivisa kushandisa nyanzvi yemitero uye nekugadzirira kugadzirira kudzoka kwako iwe pachako ... nekubatsira zvishomanana. Kushandisa software inenge seine kuva nekodhaine accountant akagara nehota yako apo iwe unoshanda pamwe chete. Mapurogiramu akawanda anozivikanwa achakuudza zvichazoitika kana iwe wakapa mukana weIRA, kana iwe ukapa mari yakawanda kune rudo, kana wakagamuchira mari yakawanda, kana iwe wakarasikirwa nemari mumusika. Iwe unogona kuona kuti kupinda nhamba kuzvikamu zvakasiyana zve software kungakonzera sei kuverengwa kwemitero uye kuronga kwemitero.
Iwe une maitiro akawanda angasarudza kubva, kusanganisira software yakasununguka uye yakabhadharwa. Zvimwe zvezvinonyanyozivikanwa zvepa-software zvinosanganisira TurboTax, H & R Block, uye TaxAct. Mitengo inotangira kubva kusununguka kune zvimwe zviduku zvinodhindwa (asi usatarisiri zvakawanda kubva kune iyo virtual accountant) kusvika ku $ 100 kana kupfuura nokuda kwe premium versions yemiti yakakurumbira. Free software inowanzochengeterwa vanhu vanoita mari shoma kuburikidza ne IRS Free File Alliance.
Kana Iwe Uchishanda Professional
Vazhinji veAmerica vanosarudza kuhaya muakauntian kana imwe nyanzvi yemitero kuti vagadzirire mitero yavo yekudzokera nokuti vanoda kuve nechokwadi chokuti yakaitwa zvakanaka. Havadi kunzwa kubva ku IRS mushure mekunge vaisa.
Iva nechokwadi chekuwana nyanzvi yemitero ine ruzivo rwechiitiko uye unyanzvi hwakakodzera zvido zvako. Vamwe vanyori venguva yakawanda ndivo vashandi vese. Vamwe vanozviisa pachena, zvakadai sokubatsira vemuAmerica vanorarama kune dzimwe nyika kana vanozvishandira vari mumabhizimisi akasiyana-siyana.
Iyo mbiri mbiri dzinonyanya kuzivikanwa yehutori hwemutero wekugadzira mitero inonyatsozivikanwa mumiririri wevanhu (CPA) uye anonyora vashandi (EA). CPAs dzakadzidziswa mune zvakasiyana-siyana zvekuverenga mabhuku uye dzimwe dzadzo dzinoshandiswa pakugadzirisa mutero. EE dzakadzidziswa zvakananga mumitero yekuteresa.
Mari Inoshandiswa Nedzidzo Zvakadini?
Vadzidzisi vemitero vakapomerwa muvhareji ye $ 175 yeFomu 1040 yega yega pasina kubviswa kwetemu uye nyika inodzoka mugore ra20177.
Izvi zvinosvika kusvika $ 275 kana iwe uchida kuti zvive zvakakosha iwe, uye zvinogona kuenda zvakadarika $ 450 kana iwe uri wekushanda uye iwe unofanira kuisa Purogiramu C. Unogona kutarisira kuti matengo ave akakwirira mune zvikamu ane mari yakakwirira yekurarama kana kana mutero wako wekubhadhara unonyanya kuoma.
Iwe unogonawo kuwana rusununguko rwekugadzirira mitero kuburikidza nemunzvimbo isingabatsiri kana iwe uchikodzera. Purogiramu Yokuzvipira Imba Inobatsira Imba, kana kuti VITA kwenguva pfupi, inopa rubatsiro rwekubhadhara mitero rusununguko kune vanhu vanowana mari ye $ 54,000 kana pasi pegore. Vaya vane makore makumi matanhatu kana kupfuura vanogona kuwana rusununguko rwekugadzirira mitero kuburikidza neTare Counseling yeVakuru (TCE) uye AARP Foundation's Tax-Help programs. Aya mapurogiramu akagadzira nzvimbo munguva yemitero panzvimbo dzemunzvimbo dzemunharaunda, makoroji, kana makiraibhurari.
Ramba uchiyeuka kuti kunyange kana iwe ukashandisa unyanzvi, uchazofanira kuita rimwe basa iwe pachako. Zviri kwauri kuti uunganidze mapepa ako ose ane chokuita nemitero, uye iwe unoda kuongororai mutero wako wekubhadhara kana wapedzwa kuti uone kuti yakarurama. Chengeta kopi yemutero wako wekubhadhara uye zvinyorwa zvakabatana zvemakore anenge matatu kana zviitiko zvemitero zvine mibvunzo.
Shoko rekuyeverwa muna 2018
Iwe unogona kutarisira kuwanda kwekuchinja nekutora mutero wako we 2018 nekuda kwekufambiswa kweMutengo Wemitero uye Jobs Act muna December 2017. Mutemo mutsva wakaoma zvakanyanya uye zvizhinji zvezvirongwa zvinotanga kushanda musi waJanuary 1, 2018, saka izvi zvingaita uve gore rimwe chete apo iwe unenge uri nani kubhadhara unyanzvi kuti uone kuti kudzoka kwako kwakarurama. Kana iwe ukasarudza kushandisa mutero kugadzirira software, zvinogona kutarisirwa kuti ivo vangave vachikurumidzira nekushandurwa nenguva yaunofamba kusvika pakugadzirira kudzoka kwako 2018 kutanga kwegore ra2019.
Iyo yakawanda yezvikamu zveTCJA haisi kudzokera shure, zvakadaro, saka iwe unofanirwa kuva wakanaka kugadzirira kudzoka kwako 2017 iwe pachako kana ichisarudzo chako.