Waiziva here kuti unogona kuramba uchishanda uye unogamuchira Social Security rubatsiro s panguva imwe chete?
Izvozvo zvinogona kunge zvisinganzwisisiki, asi iwe haufaniri kurega kushanda zvachose kana iwe uchirega basa. Iwe haufaniriwo kubhadhara zvakakwana kuitira kuti utange kugamuchira Social Security mazano. Iwe unongoda kuziva mhinduro dzemamiriro ezvinhu ega kuitira kuti iwe usarudze nzira inonyanya kukoshesa iwe mari.
Iyi inhau huru kune avo vangave vachida kugara vakabatikana mubasa rekushanda nekushanda chikamu-nguva, kana kune avo vakanyatsogutsikana kushanda kusvikira vasisakwanise.
Ngatitorei zvakare kutarisa kuti izvi zvinoshanda sei kana iwe uchifunga kushanda mumakore ako ekurega basa .
Kuramba Uchishanda Pasinei Nokuwana Social Security
Paunosvika pazera rako rekurega basa, iwe unogona kuramba uchishanda uye uchiwana zvakawanda sezvaunoda uye uchiri kugamuchira chikwereti chako cheSocial Security chebhadharo, hapana chibvumirano chakavharwa. Kana iwe usati wasvika panguva yakazara yekurega basa, iwe unokwanisawo kugamuchira Social Security zvigaro, asi kana yako yawana mari inopfuura kudarika zvimwe, zvimwe zvezvibatsiro izvi zvicharambidzwa.
(Zvose zvekusununguka kwemakore zvinosvika 65 kusvika ku67, zvichienderana negore rawakaberekerwa.)
Izvozvo zvakati, izvo hazvireve kuti iwe unofanira kuedza kupedza mari yako . Kana chokwadi, iwe unogona kuwana mari yakakwirira yepamwedzi pamubhadharo paunosvika makore ako ose ekurega basa pasi penyaya iyi.
Izvi Zvinoshanda Sei?
Kana ukangosvika makore ose ekurega basa , yako Social Security mari yakabhadharwa inodzokororwa kukupa chikwereti kwemwedzi ipi zvayo isati yakabhadhara zvikwereti zvako nekuda kwemari yako. Kana iwe uchiramba uchishanda uye uchiwana rubatsiro, zvinyorwa zvako zvichaongororwa gore rega roga kuti uone kana mari yako yakawedzera ichawedzera mwedzi wekubatsira.
Mune mamwe mazwi, kana iwe uchida kushanda nekuwana zvakawanda kupfuura mari yakasunungurwa, hazvizogadziri kukosha kwehupenyu hwehupenyu hwehupfumi hwehupfumi hwaunogamuchira - hunogona kuwedzera.
Zvaunoda Kufunga
Kana iwe usingazivi kuti iwe unogona kuramba uchishanda uchitsvaga kuchengetedzwa kwevanhu, unogona kunge uine zvinhu zvishoma kuti uone.
Tanga nekuzvibvunza iwe kana uchida kuramba uchishanda mune chero ruzivo mukutora basa . Hapana mhinduro yakarurama kana isina kururama pano.
Vamwe vakasiya basa vanosarudza kushanda chikamu-nguva nokuti vanoda kushamwaridzana kwevanhu, uye kuwana mari yakawanda haambotambudzi. Kune rumwe rutivi, kune vakaroora avo vanoramba kushanda panguva yekurega basa. Mushure mezvose, ndizvo zvazvinoreva kufara.
Uyezve, kana uri muduku kudarika nguva yakazara yekusununguka uye uronga pakugamuchira rubatsiro rweSocial Security, unofanirwa kuita kuti ugare uchishanda uye uine zvimwe zvezvibatsiro zvako zvakagadzikana zvine musoro kune iwe mari. Kurarama pane mari yakatarwa kunogona kuva dambudziko rakaoma. Iwe unoda zvakakwana kuuya muno kutsigira mararamiro aunoda mukurasira.
Kana iwe wakaroora, iwe unofanira kunge uchibatanidza nemudzimai wako mukati mechisarudzo ichi zvakare. Iyo inobata zvose iwe nemari yako pakubhadhara. Somuenzaniso, iwe paunenge uchida kushanda chikamu-nguva, wako wako angave achida kushandisa nguva yakawanda yehutano pamwechete.
Edza maitiro ako nekuchenjera uye ita masvomhu pazvinouya pakushanda nekugamuchira rubatsiro.