Unofanira Kuwana Mari Yakawanda Sei Pamuchato Wako?

by Paula Pant

Ivhareji yemari yemuchato muna 2015 yaiva $ 32,641, maererano neCNN.

Nhamba iyoyo yakawedzera kana yakaderera zvichienderana nehopi yemuchato yakaitika. Semuenzaniso, kugunzwa muManhattan kunodhura madhora 82,300, pawakaroorana muAlaska kunodhura madhora 17 000.

Tora wechipiri uye funga pamusoro pezvaungaita ne $ 32,000.

Izvozvo zvinogona kuva 20% mubhadharo pasi paimba yaunoda kutanga uroora hupenyu hwako. Iwe unogona kuva nechikwama chakakura chekutsvaga uye mari yakasara kuti uise kune kuregera . Kana iwe unogona kutumira chikamu chacho pane imwe yezvinangwa zvako zvekuchengeta .

Pane kudaro, vazhinji vakaroorana vari kusarudza kuripedza zvose mucheka rimwe - pazuva rimwe chete.

Iko kunobvunza mubvunzo, iwe unoda kushandisa mari yakawanda sei pazuva rako remachato? Uye nei vanhu vakawanda vachifunga kuti vanoda kushandisa mari iyi ?

01 Makambani Akamanikidzwa Munharaunda Mukuroorana

Zvechokwadi, zviri nyore kutaura kuti $ 32,000 kana $ 82,000 kana kunyange $ 15,000 zvakanyanya kushandiswa pane rimwe zuva. Asi izvozvo zvinoderedza kukanganisa kwakakonzerwa nechikonzero chikonzero vakaroorana vanoshandisa mari iyoyo pakutanga.

Zvichienderana nemhuri yako uye zvaunokoshesa, unogona kuona marato ako semukana wekuunganidza vanhu vose sechirongwa chekuonana patsva, kunyanya kana vanhu vakatama kana kuti vanoita busier. Zvinonyatsobvira kuona vamwe vemumhuri chete pamichato, uye iyo inogona kuva ndiyo mungozi yavanofanira kubata nevanhu vose.

Zvinosuruvarisa, sezvo ani zvake anoronga muchato anoziva, iyo huru yako muenzi wezita, iyo inodhura mari yako inobva. Kune vamwe vakaroorana, mutengo wekutengo unokosha kana zvichireva kusvika pakuona vadiwa vavo.

Zvinowanzojairika kuti unzwe uchimanikidzirwa kuva nemuchato wakaisvonaka, unofadza kana shamwari dzako dziri, zvakare. Vanhu vane tsika yekuenzanisa michato kana pane tambo yei inenge ichiitika, uye chinhu chekupedzisira chamunoda ndicho chichato chako kuti chionekwe se "chisingatombozivikanwi" kana kuti zvisingambofadzi.

02 Mifananidzo Dhiyabhorosi yeMichato Yakashata

Ikokupedzisira kushamwaridzana kwevanhu vemhuri vanogona kuwana, kusinganzwisisiki, kunokonzerwa nezvisingabviri zvemashoko zvinyorwa zvemichato. Yeuka apo Prince William na Kate Middleton vakaroorana? Nhamba yevaeni yavo yakanzi yakange iri ye-1 900, uye yakabata (literally) fairytale royal wedding.

Zvakadini neKadashian Wedding? Asina hanya nekuita zvinhu zvose "guru," hazvishamisi kuti "Kimye" akabudisa zvimiso zvezuva ravo. Vaiva nechingwa rehearsal uye chechi bachelorette muParis uye vakaroorwa zuva rinotevera muFlorence, Italy. Muroori, mukomba, uye mwanasikana vaipiwa muGivenchy, uye zvose zvakanga zviri mufananidzo wakakwana.

Kunyange zvazvo michato iyi yakajeka isinganzwisisiki ye 99% yevarume vakaroorana kunze uko, haigadziri vamwe kubva kuedza kudzokorora zvidimbu zvayo. Kubvira paudiki, vakadzi vazhinji vanodya zvifananidzo sezvinoitwa pamusoro apa, uye semhando ipi neipi yevhidhiyo kana kuparidzira, zvinogona kuva zvakaoma kuwana tsika dzako mukati mekunzwa kwose.

03 Kuzvitambudza

Zvimwe iwe hausi kunzwa chero kunze kwekunetseka. Zvichida uri kungonetseka pamusoro pekuti "kuitora zvisina kunaka." Michato inofanirwa kunge inofanirwa kuitika kamwe chete, uye pane zvakawanda zvinorongwa zvekugadzirira izvo zvinopinda muchiitiko chinoitika kwemaawa mashomanana chete. Iwe unoda kuita zvose zvaunogona kuita kuti zvive zvakakwana zvakakwana, kusvikira pasi pekatikati yako, mapikicha, uye maruva.

Mushure mezvose, ndeye chiitiko chaimbova-mu-mu-upenyu, uye kune vakadzi vazhinji, ndicho chiitiko chave vachirota kwemakore. Zviri nyore kururamisa kushandiswa pazvikonzero izvi chete asi kutama kunze kwebhokisi rechichato kwechipiri. Chikoro chako chekusekondari, kojiji yekupedza, kubhabhatidza, nezvimwewo zviitiko zvakare-mune-mu-upenyu. Iwe hausi kuona vanhu vakawanda vari kushandisa mari inopfuura $ 5,000 pane avo, iwe?

Zvechokwadi, michato inogona kunge yakasiyana nokuti inofananidzira kutanga chitsauko chitsva chehupenyu hwako nemumwe munhu, asi nei izvozvo zvichifanira kushandura mu $ 500 + yekafa, mbatya ye $ 1 000, kana $ 3,000 yehusiku?

04 Sarudza Nezvinangwa Zvako

Mukuda kwezvinhu izvi zvose zvemagariro evanhu kuti "enda guru kana kuenda kumusha" kwezuva rako remuchato, zvinosuruvarisa kwete kushamiswa kwekuti vakawanda vanowedzera mari uye vanopedzisira vane chikwereti. Asi iyo haisi iyo nzira yekutanga iyo inofanira kunge iri chitsauko chitsva chitsva chehupenyu hwako, kunyanya kufunga nezvemari ndeimwe yezvikonzero zvekurambana .

Panzvimbo pokuenda kune dzimwe nyika pazvikwereti zvemuchato, nzira yakanakisa yekudzivisa kushandisa mari yakawandisa pamuchato wako ndeyekugadzirisa zvakarongeka uye kuisa pfungwa pazvinhu zvose zvaunoda kuita muupenyu.

Vakawanda vakaroorana vane zvinangwa zvakawanda zvavanoda kupfuurira kubva pakurongwa kwavo, uye zvinangwa izvi zvinodhura mari. Upenyu mushure mokuroorana unogona kuva imwe yenguva dzinodhura zvikuru kana iwe uchienda kune zvinhu mu "tsika" yekutsika - kutenga imba, kugadzirisa uye kuva nevana, pakupedzisira kubhadhara chikwereti chemudzidzi, kuchengetedza kubhadhara, kuchengetedza vana vekoroji, nezvimwewo.

Kuti upindure mubvunzo wekuti unofanira kutenga mari yakawanda sei pamuchato wako, iwe unoda kutora zvimwe zvinangwa zvako kufunga. Kubhadhara mari kunongoreva kuenzanisa kushandiswa kwako nemari yako, saka iwe une mari yakasara yekushandisa pazvinhu zvaunokoshesa. Kushandisa pamuchato wako kunofanirwawo kuva chiratidzo chekukosha kwako - sezvavanoita zuva rako rinokosha uye hupenyu hwako hwose.

Kujekesa pane zvaunoisa pakutanga kuronga kwechato chako kuchakubatsira iwe kuti "hongu" uye "kwete" kune zvinhu zvakakodzera. Semuenzaniso, iwe unogona kufunga kuti kutora nzvimbo yako yekunyengera kunoreva kuguma kwepasi nekuda kwemuchato wako, asi mushure mokuziva zvinhu zvose zvaunofanira kuronga zvekutevera-muchato, hazvionekwi zvakakosha zvakare.

05 Kurukurai Zvido Zvenyu Zvishanu

Gara pasi nemumwe wako uye taura hurukuro navo pamusoro pekuti iwe umwe neumwe unoona sei makore mashanu ehupenyu hwako pamwe chete. Ndezvipi zvinangwa zvako, iwe pachako uye semurume nemudzimai? Mari imwe neimwe yezvinangwa izvi ichakudhura zvakadini?

Usangorasira nhamba kunze uko, zvimwe. Tora samuro yekugadzirisa zvakanyanyisa sekunge iwe waizoenda kana iwe ukaenda kumudzidzisi chaiye wezvemari (zvaungaita kana iwe uchida kutungamirirwazve).

Nyora zvinangwa zvako zvose, nguva yakawanda yaunofunga kuti umwe neumwe achatora kuti aite (kana kuti iwe unoda kuti uite), uye kuongororwa kwakakwana kwehuwandu hupi huchakubhadhara iwe. Unoda here kubhadhara mari pamba? Iwe unoda kubhadhara chikwereti chemudzidzi wako here? Iwe unoda kuenda kune dzimwe nyika kwemwedzi here?

Wedzera zvinodhura uye uite kuti nhamba iyoyo igone.

Zvadaro, tarisai nezvechato chako chemuchato uye iwe unofungidzira mari. Enzanisa maviri. Ko muchato wako waizotora mari yakawandisa, kana kwete, kupfuura zvinangwa zvako zvemakore mashanu? Kana zvakadaro, ingava nguva yekuongorora zvakare zvaunotanga kuita.

Somuenzaniso, kana muchato wenyu wepabhadha iri $ 25,000 uye zvinangwa zvemakore mashanu zvinotora madhora makumi matatu nemakumi matatu ekubhadhara, zivai kuti kupedza zvishomanana pamuchato wenyu kuchakupa humwe hunochinja hwemakore mashanu ehupenyu hukuru hwezvinangwa.

06 Zvakanaka kana Muchato Makakura Chiri Chinhu Chinokosha

Zvisinei, sekugara nguva dzose, chengetedza tsika dzako mupfungwa. Zvichida muchato wako uchava imwe yenguva dzinowanika nguva dzose mhuri yako inogona kuungana pamwe chete, uye nhamba yakakura yevatenzi inokosha kwauri. Iva nechokwadi chokuti iwe newawakaroorana naye mune peji imwechete pamusoro peizvi - uye kana iwe uri, saka zvakanaka!

Zvakanaka kuisa mararamiro ako mberi kwezvinangwa zvemakore mashanu, chero bedzi iwe uchinyatsoshandisa maererano nemitemo yako.

Mushure mezvose, kwete munhu wese anorota kugadzirisa pasi, kutenga imba, uye kuva nevana pakarepo mushure mekuroorana. Zvichida zvinhu izvozvo hazvisi pamakore mashanu ekutsvaga chinangwa chako. Kufamba kana kufambira mberi kwebasa kunogona kunge kuripo panzvimbo iyo. Iva pane zvinokosha kwauri iwe zvisinei nokuti vamwe vanofunga kuti unofanira kuitei.

Ichi chiito chinongoreva kuisa zvinhu nenzira yakajeka. Mitechato chiitiko chikuru, uye tinowanzovaisa pachena pavanenge vari pakati pekuronga uye vachitaura nezvazvo nemunhu wose. Iko inofanira kukubatsira iwe kuisa pfungwa pane pekugadzira mifananidzo kuitira kuti ugone kuziva zvaunoda kushandisa pamusika wako.

07 Kunzwisisa Matambudziko vs. Wants

Zvakanaka, ikozvino zvaunoziva kuti iwe newawakaroorana naye mumirei pamuchato wenyu, inguva yekufungisisa kuti mungachengetedza mari sei zuva renyu guru. Pangangove pasina chido chekubuda zvose mune imwe neimwe yaro, saka funga kuti chii chinofanira kuitwa uye chii chiri "kuda-kuda-kuve" kana uchitapudza bhajeti yako.

Somuenzaniso, zvakakosha here kuti uve ne DJ kana bhenji, kana kuti iPod yakagadzirirwa kune vamwe vakurukuri vakanaka vanoshanda pamwe chete? Iwe unofanirwa kuva nemaruva matsva here, kana kuti iwe ungatenga zvinyengeri? Inofarira iyo inodhura $ 3 imwe neimwe inokosha pamutengo wemutengo, kana iwe unogona kufunga nezvechinhu chinodhura zvishomanana?

Ino ndiyo nguva yekufunga zvaunoda kubva kunze kwechato chako, uye chiitiko chaunoda kuti vaenzi vako vave nazvo. Edza kuyeuka zvawakanakidzwa uye usingafariri pamusoro pemichato yawakambopinda kare. Pane chimwe chinhu chinoratidzika here? Chero chaunofunga kuti iwe ungazvidemba kusaita?

Zvichida iwe unotofanira kuve nemuchato wepamutemo pane imwe nzvimbo yakanaka, kana kuti iwe wakagadzirirwa pamusana weBARQ wechirongwa chekuchengeta. Chero nzira, uchawana nzira dzekuchengeta mari kana zvakakosha iwe.

Ingova wakatendeseka pamusoro pezvaunoda kuita kuti zuva rako rive rakakwana, uye chii chakanaka kuva nacho kana mari inoitika kuti igarepo nokuda kwayo. Uye apo iwe uchida kuti vaenzi vako vave nenguva yakanaka, usavabvumira kuti vawane chirevo chekupedzisira muzvirongwa zvako. Kana bhari yakazaruka ichakukurirai kure kwazvo kwebhajheji, zvino ipai bheri newaini. Chichiri zuva rako , uye mari yako uye iwe unofanirwa kufara nekushandiswa kwaro.

08 Chengetedza Pamapfeko Ako - Kana Ichisvika Kufananidza

Tinogona kutaura pamusoro pekuchengetedza mari pamusoro pechichato chaiyo chatinenge tichida, asi chinangwa chakanyanya kuvakadzi vazhinji igodo. Sezvo iwe unogona kuita nharo yokuti iwe haufaniri kushandisa mari $ 30,000 pazuva rimwe chete, zvakafanana zvinopfeka jasi raunopfeka kamwechete pazuva iroro.

Mukadzi ane kodzero yekuda kutarisa zvakanakisisa kumuchato wake, asi izvozvo hazvirevi kureva kurasa zvidimbu zvishanu pamupfeko. Izvo zvakare hazvirevi kureva kutakura vatoro vako nemapfeko anodhura. Kune nzira dzakawanda dzekuchengetedza kana iwe uchida kuenda kunzira yemaitiro.

Apo inouya kuSt Style ...

Tenga-season : Izvi zvinogona kureva mwedzi chero ipi zvayo kubva muna May kusvikira kuSeptember. Zvichienderana nekukurumidza kuronga kuwanana, May inogona kuva nguva yakaisvonaka yekupfeka mabhizimisi sezvo mabhizimisi achange ari kuedza kubvisa nguva yavo yekupedzisira yekugadzira. Kana uri kutsvaga chikafu chemuchato chinodhura (kana chikwata chemukadzi), unogona kuwana nyore kutengesa mumapfekete ezviko zvinokurudzira. Kazhinji, vazhinji vanopfeka zvipfeko zvose zvinopenya kuti zvikwanise imwe musoro, uye ivo vanodhura zvakanyanya kudarika mabhidharo emadzimai.

Funga mazambiringa : Kana chikwata chako chemuchato chiri mazambiringa kana kuti kwete chetsika, chengetedza mabhizimisi ezvitoro kana kuti mabhizimusi ekutengesera. Zvizhinji zvezvipfeko zvine nguo dzekare dzemaitiro dzinogona kugadziriswa kuti dzikwanise chikamu chako chemuchato. Zvose zvinowanzodikanwa ndezvokugadzira seamstress nekuchenesa.

Ramba uri nyore : Imwe yenzira dzakanakisisa dzekuchengetedza mari pamuchato kana chikwata chekushandira ndeyekuchengetedza maitiro akajeka. Iyo yakanyanya kupfeka nguo, inodhura zvakanyanya. Chengetedza mari uye nguva nekutsvaga mabhanhire ari nyore, asi akanaka.

Funga nezvekuparadzanisa : Imwe nzira, yakawanda isingabvumirwi kuchengetedza mari pamapfeko ekupfeka ndeyekusarudza kuparadzanisa nevasikana vako kupfeka. Ichabvumira vasikana venyu kuti vawane chaizvo zvavanoda, uye vachavachengetedzawo mari. Sarudza muvara wepalette iwe unoda kuti vagare navo uye voila, iwe une micheka yepamudzimai yakakosha!

09 Pfuma Pamusoro Pokufuka - Kana Yauya Kukosha

Usatonga kunze kwakashandiswa : Nguvo dzechikwata uye zvipfeko zvechikwata zvinowanzopfekwa kamwechete uye zvinowanzodikanwa chete kuchenesa kuti vave sechitsva. Kana iwe ukawana jasi rakashandiswa rinoenderana nemafambiro ako, iwe uchachengetedza tani yemari kana uchienzaniswa nokutenga zvekutengesa.

Tenga sampuli : Tenga "sampuli" nguo inogona kuenzaniswa kuti ikukwanise iwe. Sarudza gorofu duku kudarika iwe unoda kuitira kuti inogona kutorwa mukati. Kana nguvo yacho isingadhuri zvakakwana, mari yekugadzirisa iyo haingavi dambudziko.

Chengetedza maziso ako kune chitunha kana kuratidzwa kwechikwata : Kazhinji, varimi uye mabhizimisi ezvitoro vanozoita trunk show kuti vabvise chivanze chepfeko itsva. Kana iwe uri mubhajheti, teerera kumhizha yemari uye ona kuti izvi zvinoratidza zvichauya kuguta riri pedo newe. Kana vakadaro, sarudza purogiramu yako uye uende ikoko mangwanani.

Vhadhare iyo mbatya : Funga nezvekuhaya chikwata chako chekugadzirira kuchengeta mari. Nenzira iyi, vanasikana vako havanganzwi sokuti vari kuwana kuguma kwakaora kwechibvumirano kuburikidza nokutenga mbatya vangazombopfeka zvakare. Iwe unogona zvakare kutarisa paIndaneti kuwana nzvimbo dzinobvarura nguo dzechikwata.

10 Mhedziso

Parizvino, iwe unofanirwa kuva nechinangwa chakanaka chekuti zuva rako rakanaka romuchato rinoratidzika sei, uye kuti richadhura zvakadini. Iyo haifaniri kuratidza "mitemo yevanhu" kana kuti ine mutengo wekuchamhembe kune $ 30,000. Inongoda kuumba zvirangariro uye kuseka.

Chinhu chakakosha ndechokuti iwe unonamatira kune zvaunofunga uye unakidzwa nezuva rako nenzira isingatakudze yako itsva kutanga pamwe chete.