Asi nokuda kwezvakaitika zvose zvinosuruvarisa zvemakumi ezviuru zvemakore zvinorwisana nemari yechikwereti chemudzidzi, kune dzimwe dzidzo dzekugadzirisa dzevadzidzi vanogona kukurira chikwereti chavo.
Imwe nyaya yakadaro inobva kuna Jessica Elberfeld, Yunivhesiti yeBelmont iyo yakakwanisa kupedzisa kubhadhara $ 113,019 mune chikwereti makore manomwe apedza kudzidza. Heuno maitiro aakazviita.
Kuti Akazviita sei
Elberfeld akagovera imba ine mwero muNashville pamwe chete nevaigara naye shure kwekoroji, uye akaramba achiperekedza motokari yakafanana yaaiva nayo kubva panguva yaaiva nemakore 16. Nokuchengetedza pane zvikamu zviviri zvakakura mubhajheji yake - kukwereta uye kutakura - akakwanisa kubhadhara $ 2 230 akawandisa mwedzi mumwe nomumwe kutora chikwereti chake.
Kunyange zvazvo vezera rake vaigara munzvimbo yepamusoro yekodhi uye vakatenga motokari itsva, Elberfeld akafunga nezvezvikwereti zvake.
"Ichokwadi chezvinhu zvandakarega ndezvepamusoro pemiganhu yezvinhu zvemari mudzimai wechikadzi ari mumakore ake makumi maviri anofunga kuti anoda: nzvimbo inofadza yekugara, fenisha itsva, motokari itsva, mabheji matsva, shangu itsva, nguo itsva, zvinodhura uye kudya kwemanheru, [uye] manicures / pedicures, "pakati pevamwe mari.
Elberfeld akadzokorora zvakare uye akabatanidza chikwereti chake, icho chaive nechikwereti kubva ku 6 kubva kune 10,75 muzana.
Akanyatsoruramisa pa 2.85 kubva muzana uye akaenderera mberi kuita zvikwereti zvakafanana sekutanga. Asi iye zvino mari yake yakawanda yakanga iri kuenda kumukuru.
Akashandawo basa repiri sevharesi paresitorendi uye nzvimbo yemimhanzi. Pamusoro peElberfeld, gig yakamupa mukana wekushanda pamwe neshamwari dzake dzepedyo uye anoteerera kurarama mimhanzi pabasa.
Akakanda mari yakawanda yemari yakawedzerwa kune chikwereti chake. Iye zvino sezvo ane chikwereti pasina, anoshandisa mari kubva kumabasa ake echipiri kuchengetedza mari yekukurumidza uye motokari itsva.
Zano Rake Kune Vamwe
Kunyange zvazvo akakwanisa kubhadhara matanho matanhatu ane chikwereti mumakore manomwe, Elberfeld akati achiri kuwana nzvimbo mubhajheji yake kuti afare. Akashandura pamasoko neshamwari dzake, achichera nzvimbo mukati mekutyaira uye achiparadzanisa imba kana imba.
"Rwendo urwu rwakanga ruchinyadzisa uye ruregerero-risina mhosva kwandiri kubvira pandakaisa mari yacho ndisati ndamboita uye handina kumbopedza zvakawanda kupfuura zvandakanga ndaponesa," anodaro. "Usazvipisa iwe kunze; kana iwe uchinzwa iwe unoda kambani kadiki, usatya kutora imwe. "
Kunyangwe iwe unotanga kuve neve imbwa kana kuva nhengo yeWatchfit, enda mberi uye splurge. Kubhadhara chikwereti kwakafanana nekudzidzira: Zvakakosha kushanda zvakaoma, asi kuedza kwakanyanya nekuzorora zvishomanana hakubatsiri. Iwe uchangopedzisira wakaneta, wakakuvara uye wapiswa. Funga nezvezvinangwa zvako zvemari nenzira imwecheteyo.
Iwe unogona kunge iwe unogona kuwana imwe chete kana mbiri zvakakosha pamusoro pekubhadhara chikwereti chako , saka sarudza zvakanaka. Iko pachave nenguva yekutsvaga zvitsva zvitsva uye kugadzirisa mune zvitsva zvitsva, asi panguva yaunofambisa chikwereti, zvakakosha kuyeuka izvo zvinokosha kwauri.
Zano Rake kune Vadzidzi vekuChikoro
Kuti aponese mari , Elberfeld akapedza makore maviri kune imwe yejiji yekodhi asati aendeswa kuBelmont. Vadzidzi vakawanda vanoenda kunharaunda yekoroji vanochengetedza pakati pe $ 5,000 uye $ 20,000 pagore. Uyezve, vadzidzi vanogona kugara pamba vachienda kunharaunda yekoroji, vachichengetedza zvakanyanya pane imwe nzvimbo uye bhodhi.
"Ndaida kuva kuBelmont ... Asi ndakaenda kunharaunda yekoroji kukomba uye kuchema," anodaro. "Ndapfuura-nemwedzi ndakafara."
Kana iwe unofarira zvechokwadi yekoroji yeruzivo, usavhunduka - vazhinji vunivhesiti makuru vanofara kuendesa zvikwereti kubva kune imwe yejijijiji. "Makore maviri ekutanga ndizvo zvinodiwa, uye kana zvikwereti zvichitengesa, iwe unogonawo kushandisa nzvimbo inodhura yunivhesiti pedyo neimba," anodaro.
Usati wasvika, shandisa tsvakurudzo uye uone kuti zvikoro zvipi zvese zvinoshandiswa zvakanyanya kutengesa.
Kumbirira zvikoro, zvikwereti uye rubatsiro rwemari kuti ubhadhara nzira yako.
Chimwe chezvidzidzo zvikuru Elberfeld inowirirana nevadzidzi vekusekondari ndeyekugadzirira zvakanyanya kana zvasvika kune rubatsiro rwemari. Apo paakanga ari kuchikoro chesekondari, vauzi vezvikwereti vakamuudza kuti aigona kusimbisa kana kugadzirisa chikwereti chake pashure pokunge apedza chikoro. Mari dzekubhadhara dzaizove dzakasununguka zvichienderana nemari yake, vakadaro.
"Zviri pachena kuti izvi hazvisi nyaya yezvikwereti zvangu zvemari pamba mushure mekunge hupfumi husati hwasvika," anodaro. "Ndaiziva kuti yakawanda kwazvo, asi handina kumbofunga kuti kuwanda kwezvikwereti zvandakagamuchira pa19-20-makore-kare kwaizovharwa mumakore mushure mokunge ndapedza kudzidza."
Anokurudzira vadzidzi vechikoro chesekondari uye vabereki vavo vanotarisa pamapato avo anobatsira vasati vatora chikwereti. Shandisa chikwata chekubhadhara chikwereti kuti uone kuti kubhadhara kwako kwemwedzi kuchave kupi uye tsvakurudza izvo mavhareji okutanga mubhadharo kune mumwe munhu mundima yako yaunoda. Dzivisa kutora mari yakawanda pane zvikwereti kupfuura iwe waunowana mugore rako rokutanga kubva kuchikoro.
Anonyadzisa Chikwereti Here?
Kunyange zvazvo aive akadzivirirwa muzvikwereti zvemudzidzi, Elberfeld akazvidemba kuti akazviisa mune chikwereti. Iye zvino zvaakaita, ane maonero akasiyana.
Nokuda kwechikwereti chake chaakabatira, ruzivo rwake rwekoljiji rwakakosha. Belmont anozivikanwa nehurongwa hwemabhizimisi ayo - vapedza kudzidza nguva dzose vanobatana nemabhizimisi, uye chikoro chinobatsira vadzidzi kuwana huni hwemapurisa mumabhuku erekodhi uye vanovabatanidza nevatungamiri zvikuru vanobatanidzwa mumhanzi weNashville. Sezvo ari muimbi wekuda nyika, Elberfeld akati aisagona kufungidzira kuti haafaniri kuenda ikoko, pasinei nematanhatu emutengo weti tag.
"Chikoro ichocho, uye vanhu vandakasangana ikoko, vari chikamu cheupenyu hwangu hwemazuva ano," anodaro. "Uye ini ndinoda hupenyu hwangu."