Putnam Investments neVavo Mutual Funds yekusamatira Savings
Tisati tavhara kuti ndeipi yePitnam mari yakanakisisa yekubvisa mari, regai tione zvikonzero nei muzvinamari angada kuisa mari yavo mumari yavo.
Ndiani Putnam Investments uye Nei Achifanira Kutenga Mutual Funds?
Nokuda kwechidimbu chetsika yaPutnam uye nzvimbo munzvimbo yekutengeserana mari, iwe unogona kutanga nehupenyu hwavo, izvo zvinodzokera kumashure makore makumi mapfumbamwe nemasere, izvo zvinotora akawanda emamwe makambani makuru, mazambiringa emakwenzi, seVanguard. Putnam inopfuura $ 170 mabhiriyoni muzvinhu zviri pasi pekutungamira, mari inopfuura 70 mutual funds, kusanganisira 60 masangano emasangano, kune mhando dzakasiyana-siyana dzemari.
Kunyange zvazvo isingawanzokurudzirwa kutenga mari yako yose kubva kune imwe kambani, Putnam ine zvakakwana zvakasiyana muhomwe yavo yekugadzirisa mari yekuvaka chikwereti chakakwana . Kunewo zvakasiyana siyana zvakakwana nehuwandu huwandu hwevatengesi havazofaniri kushanda zvakaoma kuti vawane sarudzo yepamusoro-soro mune imwe kambani yekuchengetedza.
Zvisinei, zvakakosha kuona kuti Putnam haatauri chero yechokwadi kwete-mutual funds mutual , zvichida kwete kune vashandi vemazuva ose kunze kwe 401 (k) hurongwa.
Izvi zvinoreva kuti Putnam inotengesa kutengesa mari inotakurwa, iyo inonzi A shares (front load), B mashomanana (kumutoro wemutoro) uye C (mugove wepamusoro mutoro) .
Nenzira yakanaka, Putnam anopa R zvigaro, iyo ndiyo yekusarura kwavo chikoro, iyo inowanzoshandiswa kumashandiro ekubhadhara mari, anosanganisira 401 (k) zvirongwa.
Top Putnam Funds for Retirement
Mari yePutnam yepamusoro yekubvisa mari, yevanhu vaviri uye yebhizimisi, inowanzova iri yavo yeR class class funds.
Izvi ndechokuti maR shares haatengesi kutengesa uye anowanzowanikwa muna 401 (k) zvirongwa. Panyaya iyi, mari iyi inoshandiswa pakuchengetedza basa rekurega basa asi inogonawo kushandiswa pakudyara panguva yekurega.
Nezvakaitika izvi, uye pasina urongwa humwe, apa ndiyo yakanakisisa Putnam mari yevanhu kuti vashandise kubhadhara mari yekuchengetedza mari uye kuti mabhizimisi aongorore ivo 401 (k) anoronga:
- Putnam Multi-Cap Core Fund R (PMYZX): Iri "kuenda chero kupi zvako" mari inogona kuisa mune imwe shamba yekambani yeUnited States (maduku, midhi uye makuru-mashizha) mune zvose kukura uye kukosha maitiro. Izvo zvakasiyana-siyana zvinokonzera kuti PMYZX ive nheyo yakasimba inobata kushandiswa seheyo yekuvaka chikwereti. Kubata kwepamusoro ndiyo makambani makuru seMicrosoft (MSFT), Bank of America (BAC) uye JPMorgan Chase (JPM). Nguva yakareba yadzo inodzoka kana yakaderera S & P 500 Index. Nhamba yebhadharo inowanikwa yezvikamu pa 1.28 muzana.
- Putnam Income Fund R (PIFRX): Kubvira muna 1954, PIFRX ndeimwe yekare uye imwe yemari yakawanda yakasungirirwa pamusika nhasi. Bond holdings muzana wekutsvaga mabhizimisi grade grade (medium market risk) uye pakati-nguva (makore mashanu kusvika kune gumi) muhurefu. Mungozi yepamusika yePIFRX yakakwirira kudarika mavhareji, sezvinonzi chiyero chemari inokwana 1,13 muzana, asi inodzoka yakave yakatarisana nehuwandu hwehutano hwemari, zvichiita kuti mari yacho iwane dambudziko uye mari kune vamwe varimi.
- Putnam Dynamic Allocation Balanced Fund R (PAARX): Kana uri kutsvaga imwe-gadziriro yekugadzirisa kana kuti kuenzanisa kwekugadzirisa kubata, PAARX isarudzo yakanaka. Nzvimbo yekugoverwa kwezvinhu inowanzovhara makumi matanhatu kubva muzana ematokari, 30 muzana zvisungo uye 10 muzana yemari uye yakambofananidzwa kana kuti yakasvibiswa nharaunda yezvikamu zvekugoverana mari inoshandiswa. Nhamba yebhadharo iri pasi pevhareji yezvikamu pa 1.24 muzana.
- Putnam Global Technology R (PGTRX): Ichi chinotyisa chikwereti chingave chisina kusarudzwa kweuchenjeri kune vashandi vanochengetedza mari muhutano asi ndicho chisarudzo chakanaka kune vashandi venguva refu vanochengetedza kubhadhara. PGTRX ndeimwe yemari yePitnam yakakosha zvikuru, kudzoka kwezvakaitika kare kwave kwave kuri mberi kwepamusoro-soro yekombiyuta mari. Kuvhiringidzika kwechikwama ichiita kuti zvive zvakakodzera kune vashandi vanoita mari vasingafungi kushandura kwekutsinhanisa kwepamusoro inogona kudzoka munguva refu. Mariro yePGTRX i 1.53 muzana.
Pasi pose, Putnam Investments ndeimwe yemakambani makuru emukuru wepasi pose. Kunyange zvazvo iwe usingakwanisi kuwana zvakanakisa kana kushandiswa kwemari yakaderera mumari yavo yekugadzirisa mari, kune zvakawanda zvepamusoro zvekubhadhara mari nemari inoshandiswa, kunyanya kana iwe uchitarisa pane mari isina mari yekutengesa, saR share money.
Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.